CityRedGirl WON PPI REFUND *

[cityredgirl]

Hello guys , been away from here for a while to be honest i lost a bit of faith in the whole thing as i wasnt getting anywhere slowly.

 

Anyhow today i recieve a letter from The FOS and Welcome informing me my PPI Complaint has been upheld and is justified . They have offered me £928.69 which is my PPI refund plus 8% interest.

 

It states that total compensation offered is £928.69

as your existing loan agreement has expired(Passed the date by which it should have been repaid) My offer is to apply the compensation as follows:

£928.69 to be used as a payment to your existing loan.

The figures quoted are correct at time of printing

 

The Date of offer is 10/9/10

Its states , Please respond to this letter by letting me know whether you accept or reject my final decision and my offer of compensation. I enclose an Acceptance form for you to do this , together with a pre-paid envelope . My offer will remain open for 14 days. If you do not respond within this time i will consider the matter closed and will take no further action unless i hear from either you or you.

 

Now heres my gripe , I recieved this letter TODAY 29/9/10 The envelope it was delivered was franked 2cnd class with NO Postal date or sender address. And guess what the 14 day date has expired. As i got home after6pmm the office was closed to discuss this matter. There was also No Pre paid envelope enclosed . I will be returning my letter of acceptance via signed delivery tomorrow after i have made a phonecall to welcome and the FOS.

 

The thing is i know my account will then be settled barring a payment of £80 BUT i think they have got off scott free as i have paid nearly £5000 back for a £2000 loan. Im going to accept but a financial benefit will not really be felt by me.

 

Thank you to everybody who has been a help to me and any further advice on this matter would be much appreciated.

 

Thanks CRG x

Edited September 29, 2010 by cityredgirl
Spelling Mistake

[dadofholly]

Hello guys , been away from here for a while to be honest i lost a bit of faith in the whole thing as i wasnt getting anywhere slowly.

 

Anyhow today i recieve a letter from The FOS and Welcome informing me my PPI Complaint has been upheld and is justified . They have offered me £928.69 which is my PPI refund plus 8% interest.

 

It states that total compensation offered is £928.69

as your existing loan agreement has expired(Passed the date by which it should have been repaid) My offer is to apply the compensation as follows:

£928.69 to be used as a payment to your existing loan.

The figures quoted are correct at time of printing

 

The Date of offer is 10/9/10

Its states , Please respond to this letter by letting me know whether you accept or reject my final decision and my offer of compensation. I enclose an Acceptance form for you to do this , together with a pre-paid envelope . My offer will remain open for 14 days. If you do not respond within this time i will consider the matter closed and will take no further action unless i hear from either you or you.

 

Now heres my gripe , I recieved this letter TODAY 29/9/10 The envelope it was delivered was franked 2cnd class with NO Postal date or sender address. And guess what the 14 day date has expired. As i got home after6pmm the office was closed to discuss this matter. There was also No Pre paid envelope enclosed . I will be returning my letter of acceptance via signed delivery tomorrow after i have made a phonecall to welcome and the FOS.

 

The thing is i know my account will then be settled barring a payment of £80 BUT i think they have got off scott free as i have paid nearly £5000 back for a £2000 loan. Im going to accept but a financial benefit will not really be felt by me.

 

Thank you to everybody who has been a help to me and any further advice on this matter would be much appreciated.

 

Thanks CRG x

 

WELL DONE.

 

Am sure if you contact them explaining they will be sympathetic - they have no legs to stand on realy

 

I had something similar but will be turning mine down - for other reasons.

 

I don't want it to effect other claims i have against them for same agreeements, and some of the figures are dubious.

 

But well done for you.

[cityredgirl]

WELL DONE.

 

Am sure if you contact them explaining they will be sympathetic - they have no legs to stand on realy

 

I had something similar but will be turning mine down - for other reasons.

 

I don't want it to effect other claims i have against them for same agreeements, and some of the figures are dubious.

 

But well done for you.

Many thanks and good luck with you claim