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Aqua Card Dispute - Address to serve court papers?


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I am currently locking horns with Aqua over a default charges / contractual interest claim and it appears I will have to serve papers on them.

 

The thing is - i know Bank of Scotland supposedly issues the card, but it says in the small print that the card is underwritten and managed by SAV Credit Ltd, and its their details who appear on the 'About Us' section of the Aqua website.

 

Who ultimately should i address my court claim to? I dont want to give anyone room to throw out my claim once its started.

 

 

many thanks

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ive locked horns with aqua in court

 

i had to send papers to petree biz park

dunfermaline

fife

 

but it would now be hbos i believe

 

before you end up in court, can you tell me more on your dispute

 

i can tell you its not easy and at the time i was a novice and ended up with egg on my face

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Sure :)

 

Unlike the other 4 credit card companies who I approached, Aqua will not budge on their claim that the £12 charges they have debited me with are unlawful.

 

So - as I have done with the others, I wish to issue papers against them for the fees plus compound interest in restitution at the rate they have charged me (between 29.9 and 39.9%)

 

I would be interested to know why you had such problems - Barclaycard (2 cards) have recently caved in and we are just now haggling over the interest rate to use in calculations.

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  • 4 weeks later...
  • 4 weeks later...

Just to let you know - Aqua made an offer to settle of only £120 less than my claim would have been for, so Ive decided to accept and spare myself the hassle

of any future court appearances.

 

They say it was for the charges plus only 8%, but to be honest it was a lot more than the amount that I calculated when using that method.

 

Im happy with the end result, and would advise any charge reclaimers to stick to your guns :)

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  • 1 year later...

Hi Still Surviving did you use a letter template from the library to start your claims ie going through their complaints department first with it? I'm wanting to start a claim for the same charges for the wife but not too sure whether I've got the right one from the library. Ta PM

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Hi Still Surviving did you use a letter template from the library to start your claims ie going through their complaints department first with it? I'm wanting to start a claim for the same charges for the wife but not too sure whether I've got the right one from the library. Ta PM

 

Very old thread....prob better to start your own thread for this issue

 

ims

 

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