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    • I decided on confrontation - which I hate.  Omg the arrogance of the driver.  They refused to say who had given them the alleged permission to park on the private land - unless I proved ownership.  I couldn't believe they could be so objectionable.   They advised they couldn't take public transport to work as they lived too far away.  They couldn't rent a local garage as none were available. I simply said that's their issue not mine. It was infuriating that this person had such misplaced entitlement.  However I decided to humour them and show them the title deeds.   They couldn't respond.  Although at this point they alleged some guy in a city up north - whose name they couldn't remember - gave permission!!    They then asked if they could buy the garages and land!! Yet can't afford to park on a meter !! They seemed to back down and agree to now park elsewhere.  I hope so. 
    • I've worked out the contractor invoiced apx 250k - Without adding vat to the invoices.  So based on above he should have added vat to all invoices once he reached 85k?  Obviously he had to pay his labourers - would those payments get taken off what he received?  Or it doesn't matter cos he invoiced for the high sum?
    • Greetings, I'm writing to seek assistance with an ongoing issue I'm having with Manchester Council.  I parked my car in a residential area behind Wilmslow Road to go purchase some food, not realizing it was a no-parking zone. I later received a letter stating I had failed to make the required payment, and the penalty had increased. I appealed the fine, explaining that I had parked there but never received the original Penalty Charge Notice (PCN), so I was unaware of the need to pay. However, the council's reply did not address my initial concern. Is there anything I can do in this situation? I admit to parking there, and I was willing to pay the original fine, but I don't think it's fair for them to demand a doubled amount when they failed to send me the initial PCN.  Any advice or guidance you can provide would be greatly appreciated. Thank you in advance for your assistance.   MK Document.pdf
    • If you look at some of the other debt related threads will see that one of the first things which will be asked will be for you to list out your debts in a brief chronological order, including date of debt, amount, creditor, amount outstanding, defaulted – yes/no – date of default, date of last payment made, have you acknowledged the debt at all to the creditors. That lot at least. I expect that my colleague @dx100uk will be along but will meet to know at least that information
    • Hi, I have found this group very helpful hence I am here seeking help and advice.   I got myself into a situation where I have now more than £50k in unsecured debts (personal loans & credit cards) and things are now getting out of control as I am struggling to make payments. This is purely my own created situation and I am taking 100% responsibility for it. I am keen to get out of this situation as soon as possible hence I would appreciate any help and advice in this process. I am employed at the moment and don’t want to risk going into IVA or bankruptcy as this would risk losing my job. Being sole bread earner of my family, I cannot afford to lose my job. I have been trying to keep up with the payments so far and had few missed payments instances until 3/4 months ago but got caught up with missed payments somehow using my savings. All my debts are still with original lenders. However I know I am getting into same situation again shortly and won’t be able to get out of it again. I have started exploring Debt Management Plan (DMP) option through StepChange but haven’t submitted it yet. Based on budgeting, I have around £820 available to make payments to all lenders after taking care of all other essential expenses. This is definitely lot more affordable than what I am currently paying to different lenders. 1. Is DMP right option for me in current situation? 2. what are the negative consequences of availing DMP? 3. is there something else that I can do to get out of this situation? I’m determined to clear out all my debts but need bit of breathing space and time. Let me know please if you need any additional information. Thanks in advance for all your help and guidance. MM  
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

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      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Judicial Mediation - urgent


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Hello anyone who can help. I am representing myself at an ET and at the last case conference we were asked to consider Judicial Mediation. I responded in the given period that I would be interested and have now had a notice of a case management discussion by telephone. This is to: (a) consider whether the parties wish to proceed with a Judicial Mediation, (b) if so to make appropriate arrangements for the conduct of the JM, and © give any other directions which may be necessary.So far so clear. However I am confused by two things: one is that this CMD has been given a time allocation of 1 hour - given the agenda this seems somewhat excessive, and secondly we are asked that if we wish to refer to documents copies must be faxed/emailed to the Tribunal, again given the agenda I cannot think what documents anyone could wish to refer to.Am I missing something? Is this not a straightforward 'do we proceed with a JM or not and if so when, where, how should it be held etc?Any thoughts useful - the CMD is imminent. Thanks.

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This happened to me many years ago when I had an accident at work, the union I was in recommended one of their solicitors as it was an accident and they could not lose. However, the solicitors got the same amount of compensation as I did for doing the negotiations.

 

I was asked if I would consider JM and I sought the solicitors advice and they told me that it was not a good idea, I can see why they advised of me of not going down that route they would have lost big time.

 

Best of Luck

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Thanks for that. I did have this information as it was supplied by the judge in order for me to decide whether this was an avenue I wished to pursue. i am clear (I think) about how JM works, what I am not clear about is the point of this case management discussion. If it is just to agree whether or not we go to JM and when it is held etc. why do we need to refer to any documents or take an hour deciding?

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My wife and I had this same problem earlier in the year. Our solicitors dealt with it though. From what I gathered after there was a long discussion as to the history of the case. That included all the legal wrangling that went on. The Judge later described this as "judicial skirmishing." he came to the conclusion that there had been too much bad blood between the parties for a JM to proceed.

 

In a second linked case still going on against the union for not representing my wife when I raised a the issue of JM at the CMD I was told that JM did not occur until after the parties had exchanged witness statement and were in effect ready for trial.

 

Now call me old fashioned but to get to that stage there is possibly a lot of "judicial skirmishing" to come and I concluded the ET Judges don't want JM. I also don't see the need for JM because if you are ready for the trial and ready to go into court the Respondent will probably be more ready to settle then because they won't want the cost of the barrister especially if it is a long trial. Conclusion JM is pointless which is probably what the lawyers conclude too.

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Thanks Papasmurf, the bit about Judicial Skirmishing is very helpful. i was assuming that this was not the place where any detailed discussion about the claim itself would take place but it seems this will be the nub of the meeting. This means that I will have to do much more detailed preparation. As both sides had to formally indicate whether they were interested at all in JM the fact that we were progressing this at all indicated that the respondent had also confirmed their interest so one would assume they were not digging in their heels completely otherwise why not reject JM outright and go straight to the hearing?

 

Not sure about the reference to when a JM would be held as I thought the whole point was to ease the pressure on the system as there is almost another year before the hearing. Can see why lawyers might be keen to avoid JM in that case - think of all that money they then won't earn preparing witness statements etc. Or am I just being cynical?

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No you are not being cynical. Before a 3 week trial our solicitors sent us a letter basically stating that the £50,000 costs allocation by our insurer was almost used up. £30k to the barrister for the work done and for the trial and almost £20k to the solicitor. I think one thing for mediation to work is that both parties should be legally represented so any deal could be guaranteed. Perhaps that is one issue that you should have ie if the Respondent wants to progress the mediation then they should pay for the cost of a legal advisor for you. They may agree and you can then proceed to a negotiation. You could write to them before hand as a prerequisite to the CMD. If they don't want to know why should you bother with JM? You would be at a disadvantage. Proceeding to trial at least affords you access to the judge who would decide in a 'fair' way.

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I have spoken to ACAS and, as I understand it, if we come to an agreement at JM there is then a link up with ACAS to wrap it up and make it legally binding. The JM is also presided over by an ET judge who is specially trained in mediation. In truth I believe that both sides here would have a vested interest in clearing this up sooner rather than later. I will not have legal representation at a JM or a trial, I am afraid that my experience of representation has been that I could have done a better job myself. Guess this is where I put that theory to the test!

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Update - the CMD went OK. All the judge really wanted to establish was that there was enough interest on both sides to reach a settlement to make a JM worthwhile. It ties up an employment judge for a day so they don't like to go ahead if it looks like it will still go to full tribunal. Looks like the JM will take place late October/early November.

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  • 3 months later...

Hi - just an update to say the JM went fine and a settlement was reached that I was satisfied with - just waiting for the cheque! Strange set-up though - we had 3 separate rooms with the judge in the middle room going back and forth as a go-between. When we reached an agreement we all met up in the judge's room and had an open phone call with ACAS while the judge hid in an ante-room! They had on their side: the senior manager, someone from their legal section and someone from HR, counsel, and counsel's pupil. I had: me and a friend. The whole day was a series of negotiations, I am pleased with how we handled it on our side and relieved that it is all over and I don't have to wait another six months preparing papers and witnesses for a 5 day hearing. I would recommend Judicial Mediation for anyone that is clear about their case and doesn't want to spend half their life dealing with it.

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