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    • HB, is the Kent/France issue related to current arrangement with French border officers in Kent and UK border officers in France ?   Not sure whether this  arrangement will change from 1/1/21, if there is no deal.   Given previous actions by French farmers and industrial action by others, then with UK out of the EU, I can see problems ahead. Could there be blockades at French ports, with UK unable to exert much pressure through EU ?      
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Wage Day Advaance No Consumer Credit License? **


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Could an experienced Cagger check this for me re Wage Day Advance.

 

On doing some research and checking their Consumer Credit License they have a license for Cheque Cashing but not Consumer Credit. Comparing their license to Pay Day UK and Pay Express leads me to believe they do not have a current Consumer Credit License in the correct category.

 

Pay Day Express License and Pay Day UK License stated the category Consumer Credit not Cheque Cashing.

 

Clearly from their web site Wage Day Advance operate in exactly the same way as Pay Day Express and Pay Day UK debit card loans NOT cheque cashing. There is no mention of cheque cashing on the Wage Day Advance web site.

 

It may well be that anyone with a Wage Day Advance loan may find that Wage Day Advance are unable to enforce it.

 

Wage Day Advances Consumer Credit License number is 623347

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due to the number of years they have been in business and the number of loans they seem to service i highly doubt they dont have the proper license. sorry but wouldnt bother with this... good luck though.

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If you want to check then drop the OFT an email....

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Thanks I will drop the OFT an email. I posted primarily in case this helped anyone else. Loans/Consumer Credit and Cash Chequing are two different things. Its interesting they have a different category of license from other major Pay Loan Companies too.

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