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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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ESA situation


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Success!

 

Just got a phone call from the people who deal with the meoney (the processing people) who had just rung the surgery to confirm that note was valid. Money will be paid, in full, to my account by 5pm (fingers crossed - not counted the unhatched chickens and all that!).

 

I'm very grateful to them and this is another instance of where the wretched ESA telephone people wilfully mislead me. Be warned! I was told explicitly yesterday that wasn't possible after the CAB suggested I request this. Turns out it was.

 

Thanks for everyone's responses (on both threads) and could the mods please either delete the Desperate thread or merge it with this one.

 

I hope everything has worked out for you.

 

I must admit to being really shocked that they can work that fast!!

 

Maybe it's because you have your ESA paid into a bank account.

 

When I had your same problem it took over a week to receive my giro, after being told that the renewal 'sick note' had been entered onto the computer system!!

 

Maybe there is something in this direct payment system after all. My normal 2 weekly payments are always at least 2 if not 4 days (if there is a weekend involved) overdue every time. Currently, I should have had a payment yesterday (1/7/10) but unless it comes tomorrow, it will be Monday.

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I hope everything has worked out for you.

 

I must admit to being really shocked that they can work that fast!!

 

Maybe it's because you have your ESA paid into a bank account.

 

When I had your same problem it took over a week to receive my giro, after being told that the renewal 'sick note' had been entered onto the computer system!!

 

Maybe there is something in this direct payment system after all. My normal 2 weekly payments are always at least 2 if not 4 days (if there is a weekend involved) overdue every time. Currently, I should have had a payment yesterday (1/7/10) but unless it comes tomorrow, it will be Monday.

 

Hi Andy- wishface. (sounds as if you will get your money)

 

it is the true fact the only way to get payment the same day is by a giro at the job c plus.

3 days ish to your bank, i had the same trouble as wishface at xmas, the payment people were realy good and told me to collect at you JCP.

hope this helps

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The direct payment seems to be an option they reserve when things go tits up. Don't really know why they can't use it by default. But that part of the system is fine. It's the useless contact centre staff that seem to be the problem.

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So you are saying that, because the note ended on the day before the payment was due (13 days out of that cycle), I should have been paid? That hasn't happened, and I bet if I say this to them I'll just get nowhere and told I'm wrong. This is part of the problem they don't listen and the telephony staff just won't be told, right or wrong.

 

Every time i've asked to speak to a different manager or anyone in the processing department - anyone that's not a telephone manager (she always always enveigles herself into the call and is as you say worse), i'm told they can't do that and they have to 'make a request' to get someone to call back, which never happens. It's always that wretched telephone manager who I could happily swing for.

 

Yes, basically. The procedure for entering a medical certificate goes something like this:

 

 

  • Check the cert is valid - that it is signed by the doctor, stamped by the surgery, specifies an incapacity, and a period of unfitness to work
  • Check the customer's pay date and cycle (cycle=pay week)
  • Check the start date of the cert. If this is more than 10 days after the end date of the last cert, take "gap action", which varies from one BDC to another
  • Check the end date of the cert. If the customer's pay day is 10 days or less after that end date, accept the cert to the pay day
  • Enter the appropriate date on the computer
  • Proceed through the "evidence-decision-award" cycle to issue any payment due. This is kinda technical, but I can explain if anyone cares.

There are a few exceptions to the 10 day rule, but going into them would make for a long and tedious post :D

 

As far as telephony supervisors go, many of them are not benefit-trained. Their job is simply to manage the telephony teams, and processors at my old grade (AO) will often know more about benefit rules than the managers at the higher (EO) grade. The real benefit experts are the Decision Makers, but you don't generally get to speak to them on the phone.

 

Anyhow, glad you got it sorted in the end.

PLEASE HELP US TO KEEP THIS SITE RUNNING. EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

The idea that all politicians lie is music to the ears of the most egregious liars.

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The direct payment seems to be an option they reserve when things go tits up. Don't really know why they can't use it by default. But that part of the system is fine. It's the useless contact centre staff that seem to be the problem.

 

Instant bank account payments are more work and also more of a fraud risk (mainly internal fraud by staff, not so much fraud by customers) than regular system-issued payments. The only thing that's more hassle is a counter giro paid at a Jobcentre same day. Boy did I hate issuing those. Here's how they tended to go:

 

 

  • "Evidence-decision-award" cycle, remembering to specify a temporary change to method of payment.
  • Collect the automatically printed FF100 payment panel from a printer, generally realising that you've forgotten to select the correct printer and sent the job to the other end of the office
  • Sign the payment panel. Find a manager to authorise it. Good luck with that, they're probably all in a meeting
  • Enter the payment to be issued on the Local Payment System, which is probably down.
  • Assuming it's working, find a manager to authorise that. They're still in that damn meeting
  • Fax FF100 to the Jobcentre.
  • Wait for inevitable phone call from the Jobcentre stating that they didn't get the fax and that the customer has arrived and is raising hell in the waiting area
  • Fax it again
  • Jobcentre calls to say thanks, they got the fax, but your manager hasn't properly authorised the payment in LPS and the customer is now apopleptic and is threatening to call 999 and demand the immediate presence of their MP, Darra Singh and the SAS
  • Find your manager and tell them they screwed up, always fun to do
  • Payment issued. Return to the start of the list. Repeat 20 times per day for a week

PLEASE HELP US TO KEEP THIS SITE RUNNING. EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

The idea that all politicians lie is music to the ears of the most egregious liars.

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