Jump to content


  • Tweets

  • Posts

  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

miki


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6448 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Just found this ite after having unsucessful phone call with Halifax PLC - got home from hols tomfind total of 5 letters each happily announcing another charge for exceeding my overdraft limit by £100 - charges I think now total over £170 and more on way says cheery customer services person. Halifax say all charges will stand as they are valid...........help??????please any advice

Link to post
Share on other sites

Hello Miki.

 

Welcome to the site.

 

Firstly, have a very good read of the FAQ, library and as many threads as you can. There are links in my signature below.

take a few days to learn as much as you can before you start out.

You will get back your money, it just takes a little time and effort.

Keep us posted

 

Crusher:D

Link to post
Share on other sites

Okay beginning to get a feel for this now - my only concerns are the threat of the bank closing my account and demanding payment of overdraft in full - I have access to another account so no problem there but I would not be able to pay overdraft in full. Just what are the chanes of this happepening and is there anywhere on this ite I can read accounts of people whi have dealt with / dealing with Halifax?

Link to post
Share on other sites

Now sent my data protection letter - didn't actually state I wanted the last 6 years but took the template letter literally and asked for whole history - 25 yrs!! eeek!! Anyway will wait and see outcome. Really have bit between my teeth now - went into branch this pm and was unable to withdraw money from savings account to transfer to current account to cover overpsend on overdraft - cashier said she was unable to proceed until made a phone call - she was unable to get through on phone as she said it was a recorded message - words fail me!! More charges wil be incurred no doubt!

Anyway real reason for this postings is that I am not the best at IT and am beginning to find my way round the site - all the important bits - but just how do I keep a thread going and updated? How do I access it other by a lucky click?? Sorry to sound so dim - I would like to put on my progress as it happens. Diolch! ( thanks)

Link to post
Share on other sites

tou can find your thread in user CP (in the blue band above) or you can use the search (also link above)

 

 

"went into branch this pm and was unable to withdraw money from savings account to transfer to current account to cover overpsend on overdraft - cashier said she was unable to proceed until made a phone call - she was unable to get through on phone as she said it was a recorded message - words fail me!!"

 

what???

 

fail me too.

stick on in there.

keep us posted

Link to post
Share on other sites

Ok but how can I put a list of dates and where I am up to etc that appears at the end of each post? Sorry - not my strong point the world of computers - but once shown I'm usually ok!

Link to post
Share on other sites

Thanks - now I understand! Done some more reading etc - if my 'data' shows I have had manual intervention on my account - what exactly does that mean/ imply?

 

Love the Dragon - improvment on that spinning tardis - making me dizzy!

Link to post
Share on other sites

Hi Miki

I can assure you that they will not respond to the 'manual interventions' issue contained in the initial DPA template letter (request for copy statements) so just keep in there and don't lose faith in the site's model approach !

Regards

Wolfie

Power to the People - Union Gives Strength

Link to post
Share on other sites

The imoptant thing is that they are given a chance to give you details of manual intervention, of course we all know there have been none, as all this stuff is automatic and banged out by a computer. This issue is not as important any more however as the banks have changed the arguments, so really nothing to worry about.

 

 

And whats wrong with my tardis.:confused:

Link to post
Share on other sites

Have had no word from Halifax - but then wasn't expecting to! Should I ring to ask on their progress in getting the info togther?

 

Just out of interest for those who follow this - in previous post I mentioned I was unable to transfer money from one account to another as there was a block on the account - the cashier did finally relent and moved the money. I returned on Saturday to withdraw more money requesting a chq for large purchace being made next day - refused due to block on account - same cashier and remonmded her she carried out transacation herself a few days before etc etc - took an hour to sort out - insisted that they keep ringing ( good job my husband was with me - the voice of reason - as I was close to blowing a gasket) The block was due to missed payment on Halifax One card in November 2005 - I had closed card in Jan 2006!! At the time of missed payment they rang to inform me that they had taken payment from my 7 yr olds child account - I'd forgotten all about that. Be warned if you have money anywhere else they will come after you!

Link to post
Share on other sites

Please can you stop posting in the welcome forum as your questions won't get answered. Please start a new thread in the Halifax section and if you want to change your user name please PM a mod. Thanks.

  • Haha 1

Please note that I am not a legal expert and all advice given is without prejudice and is purely my opinion only.

 

** Nationwide - £1821.15-PAID IN FULL - Aug 06 **

** Halifax Mortgage -£390 - PAID IN FULL - Nov 06 **

Lloyds TSB - MCOL issued 09/03/07 - £2953 + costs - ON HOLD....

 

 

 

Link to post
Share on other sites

style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6448 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Guest
This topic is now closed to further replies.
  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...