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    • Might be worth passing story to RIP off Britain?
    • Thanks, I've had my fill of this lot. What makes me so mad is that I had to take out student loan to get any DHSS help. And then when I tried to help myself and family they presented obstacles.
    • there is NO exposure if you simple remove your name address/ref numbers etc from docs, over 10'000 pdf uploads are here. which then harvests IP addresses off of the people that then do so..which is why we do not allow hosting sites. read our rules and upload carefully thats exactly why we say capture as JPG, redact, then convert/merge to one mass PDF. then online sites to achieve that we list do not leave watermarks.  every once in a while we have a user like you that thinks they know better...we've been doing it since 2006 with not one security issue. thank you.
    • was at the time you ticked it  but now they've still not complied . if you read up, here , you'll see thats what everyone does,  
    • no they never allow the age related get out, erudio are masters at faking supposed 'arrears' fees which were levied before said date and thus null its write off. 1000's of threads here on them!! scammers untied that lot. i can almost guarantee they'll state it's not SB'd too re above, but just ignore them once sent. dx    
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
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      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Bryan Carter Summons - **CLAIM STRUCK OFF DUE TO NON COMPLIANCE BY BRYAN CARTER**


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if the case has been struck off by court,,,,does that mean egg bank chase me any more.

or does it mean they can still pursue it, and take me to court again???

 

The case has been thrown out... they dont normally get two bites of the cherry but they can appeal against the decision of the court and comply with the instructions they previosuly ignored. It would be down to a judge to decide whether it was just that they have a 2nd chance when they ignored the court the first time.

 

I would say chances are they wont appeal but there are no guarantees I'm afraid. They have a set time to appeal the decision by the court.. usually 14 days and anything out of that time would make it harder for them still.

 

For now I'd relax and after 14 days I'd relax even more :-D

S.

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its been over 3 weeks now, since then egg has contacted me,asking if i was willing to settle for £1000, if so they need more info work etc

also been informed egg is now owned by barclays

 

Well there is a reason they are offering to settle for 1k on a 6k debt isnt there :-)

 

Did they mention the court case at all, threaten to take you back to court? Who was BC's client? Who was taking you to court

 

S.

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nothing, no mention of anything.

All I know is , got a call out of blue stating, Hi Mr xxxx you offered £1000 as a settlement on so and so date, how soon can you come up with that.

Took my budget sheet details, and said would come back to me.

That was 2 weeks ago

 

the company was DLA Piper

at one stage they were arguing over their costs etc.

 

Also I have notheard from them either.

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Ok, just read back both threads... you know there is something dodgy about the agreement when they pass it around so much :)

 

Basically you have been taken to court for this debt by the then owner... they didnt comply and the case was thrown out.. they missed the normal deadline to appeal and would need to give very very very good reasons to a judge why the claim should be re-instated.

 

So it looks like this debt will continue to be sold and chased by other DCA's basically... but and this is the good part... BC has spoilt the apple cart for all other owners of this debt as its been the subject of a court case.

 

Thats why the debt repayment offer was now suggested and they are agreeable, cos they cant take you to court for it anymore :-) Beware tho that they can still frag up your credit file and phone and chase you but so long as you dont acknowledge the debt in writing or make a repayment it'll go stat barred in 6 years from the last acknowledgement/payment made.

 

If they ring again I would tell them to put anything they have to say in writing as you dont deal with financial matters on the phone... when they write you can send a nice short sweet letter stating its been subject to a court claim which was struck out and therefore they can whistle dixie for the debt.

 

S.

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yep great news here.

 

ell spotted this a year ago.

 

egg and that DCA have really played their last cards there...........basically begging you to pay them.

 

there are lots of debt threads on here where 'discounts' are offerd

 

they all go no-where

 

it'll be a paperwork error or

more than likely

 

unlawful charges and mis-sold ppi issues.

 

if you really want to run salt in their wounds, then start a reclaim for the unlawful fees and interest

and the ppi if you've got it there.

 

and as the debt has been sold, these reclaims will go to you pocket!

 

intersting scenario...

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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No I wouldnt settle it, I'd be happy with them trashing my credit file as I dont wish to use credit again... others may disagree and see the 1k a small price to pay for complete peace of mind but you would need to ensure that they dont sell on the rest of the outstanding balance to someone else and that your payment is received in full and final settlement... also they'll probably mark your credit file as partially settled so it'll look as bad as a default anyway.

 

At the end of the day they had a chance to take you to court and enforce the agreement and get possibly a charging order, they blew it and now whilst the debt may still exist, the chances of them taking you to court have decreased dramatically

 

S.

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they knew from the start they never had a hope of money from you

 

dont let them fleece you now

 

do it to them

get reclaiming...

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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