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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Harsh Letter received from Kensington *Claim struck out in court*


jamorgan
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Hi everyone,

Just thought i would let you know that i'm still waiting for news on the barrister, no news now for quite some timee but i'm sure i shall here something soon, hopefully.

 

I would like a little help or push in the right direction with regards to another problem on the mortgage side of things.

After leaving Kennsington almost 2 years ago I had my next mortgage with GE home lending (another shark i know)

So fell into a little bit of difficulty this year and i have been charged about £1000.00 in charges (i pay the monthly mortgage payments 2 weeks behind every month ) so they charge me every month for the days i'm late in paying

So the 2 year deal is up in Aug. (6.2%)

What shall i do then, where sould i go ?

Back to the broker i paid £1000.00 too to get the mortgage ??

If i stay with GE Money they are will be able to put the interest rate up to 2.6% above the bank of England base rate.

I'm so fed up with everything at the moment and don't know what to do or how much extra i'll be paying for my mortgage

We struggle at the momment as it is i'm worried now as Aug is nearing

Any help or advise would be greatly appriciated

Thanks

Morgy

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Thanks gizmo, will do that and see what comes up.

Hi Nevo's if i didn't have young ish children and such a close familly i would bugger off somewhere like France, where there would be a better way of life for us because things are getting even tougher

 

thanks for advise anything else you can think of let us know guys

xx morgy

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Just went into Birmingham Midshires site and it says i need a independant mortage advisor to get a mortgage through them.

Now when I went with the Broker almost 2 years ago they said they would contact us at the end of the 2 year deal with GE moneyy and find us an even better mortgage deal with someone else .

Would i have to pay the broker a fee again then

I don't want to make any more stupid mistakes in my life i don't trust anybody because i've been stung so many times with regards to finance matters

??

Morgy

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