Adthemadlad has been refunded?

[adthemadlad]

I've just recieved my letter today after sending my money claim on the 16/08/06. It states:

"I'm writing to you, following your recent correspondence to Charles Bacon...

...I'm now able to confirm that we've refunded £268.98 and credited £50.00 to your account to cover your costs.

Please be aware that the amount we've credited to your account is less than the amount you have requested on your claim. We have thoroughly investegated and calculated...bla bla... and arrived at this figure."

It goes on.

 

Now the amount i was claiming in total was £500 including my court costs, they're offering just over £300. They've said it has re-credited but it hasn't arrived in my account yet which is still £160 overdrawn with no overdraft(all from their charges!!). It will probably attract another £20 pound charge soon!

What do you reckon i should do then guys?

[Guest Niklowe]

Go for all your money! Accept the 300 as part payment .

[Bev77]

Don't accept it, go for all your money. This seems to be happening quite a lot lately.

 

Check out page 5 of my thread, Youngs vs Nationwide http://www.consumeractiongroup.co.uk/forum/nationwide/14105-hi-new-ish-young-5.html it has happened to me as well. I drafted a letter to send to them. You may want to send one as well? See what you think.

 

Hope this helps.

[adthemadlad]

Well should i not wait untill i recieve hearing from the court?

Who do address the letter to?

[adthemadlad]

Thanks bev i'll take you up on that

[dolly]

This is getting ridiculous. This is EVERY claim at the moment. Will have a think about this but definitely do not settle for less than the full amount.

[adthemadlad]

The money has just arrived in my account today. It was less than what nationwide said the would re-credit me. What are they playing at???

 

Im stuck here i do you think a letter to Charlie Rashers would be in order?

[callumsgran]

they tend to put it in in dribs and drabs, check again tomorrow! go for the full amount tho, they will pay up eventually!! wont take long either!

[debt_mountain]

Is it not just a waiting game? You have a court date, so just wait them out. Easy to say i know. Bet they had good nights sleep when they took the cash from you should do the same. they are being taken to court not you. Go have a pint and drink to the cash you will soon be getting.

[adthemadlad]

Really guys? I suppose. The fact is i have to get in touch with the court and say if the matter is settled(dont i?). Untill then the case is still open and the court still see the matter as unsettled. Am i right? Nationwide probably think i will do this as well now they have refunded part of this amount.

So just sit back and chill is the advise here then. No more letters!?

[debt_mountain]

At the end of the letter before action the standard letter says something about no more letters . . . So no more Letters. Hold tight.

[Stopthethieves]

Was the bank of scotland opened at a branch in scotland?

 

I would of thought it would be governed by Scottish Law???

 

Maybe not.

 

Regards

[adthemadlad]

I have just recieved another letter from Member account servicing at nationwide and they have just notified me that my accounts are to be closed on the 25th of september.

They obviously dont communicate with the other departments as they've asked for the overdraft to be settled but its already has been settled with the partial refund i recieved.

What shall i do? Just clear the account and say the amount they settled wasn't enough and write a letter?

[callumsgran]

Its the standard closing of account letter, i got it and i didn't even have an overdraft!!! then they sent me a new cashpoint card cos mine run out this month! lmao, then closed my account! dont stop court action until they pay it all ok?

[adthemadlad]

Yep. So i do nothing? Shall i just clear the account and sit back? Their 28 days are up before the account gets closed.

[callumsgran]

Yep, do nothing! clear your account as soon as any new money comes in, then they cant take it back again lol i take it you have another account opened?