Jump to content


  • Tweets

  • Posts

    • So defence is due on Friday haven't had a response from Morality yet with regards to the CPR request. Have found this from a previous thread would it be ok to use?   1.The Defendant contends that the particulars of claim are vague and generic in nature.The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made.   2.The Claimant has not complied with paragraph 3 of the PAPDC ( Pre Action Protocol) Failed to serve a letter of claim pre claim pursuant to PAPDC changes of the 1st October 2017.It is respectfully requested that the court take this into consideration pursuant to 7.1 PAPDC.   3.Furthermore, the claimant has given no details as to the breakdown of their claim so the defendant is unable to defend specifically.   4. The claimant openly admits that they do not have access to the agreement nor was the Assignor required to retain a copy.Therefore their claim is unsubstantiated. Pursuant to the civil procedure rules Practice Direction 16 (7.3) Where a claim is based upon a  written agreement:   (1) a copy of the contract or documents constituting the agreement should be attached to or served with the particulars of claim and the original(s)  should be available at  the hearing. With the court’s permission the Claimant is put to strict proof to:- a) show and disclose how the Defendant has entered into an agreement; b) show and disclose how the Claimant has reached the amount claimed ; c) show how the Claimant has the legal right, either under statute or equity to issue a claim;   5. As per Civil Procedure Rule 16.5 (4) it is expected that the Claimant prove the allegation that the money is owed.   6. It is therefore denied that the defendant is indebted to the claimant as alleged or at all.
    • He should have an account number after they emailed conformation of the on line agreement.
    • You won't find much, because the vast majority of motorists are just interested in not paying their invoice, those who say they will sue then disappear presumably after changing their minds, and the two successes I can think of (Hitman and Moaning Crusader) won their cases by default. The argument about your case  is simple though - are PE lying about the date they sent the SAR, or not? That's why I scribbled down some ideas in post 66 so they would be ready later on for your Witness Statement.
    • We have had to to temp disable it due to a system glitch you can view all recent activity by clicking the blue " Latest Activity " tab.   Andy
    • Sounds about right will just keep plugging away 
  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

Over 6 years help!!!


TheSaint7
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6439 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

I've just sent off my SAR for my business account. I've still got some statements from over 6 years ago.

 

I've some old accounts that are over 6 years old but I'm not sure if I've got any statements!! Anyone any ideas of how to get the charge info.

 

Old accounts

Halifax

Barclaycard

Lloyds

NatWest Personal

Midland

 

I'm new to this so any advice would be welcome.

 

TS:)

Link to post
Share on other sites

Guest NATTIE

I need to rephrase my response to a maybe. When was the account closed with NW and did you still have other accounts open with NW?

Link to post
Share on other sites

Guest NATTIE

In that case absolutely yes it can be traced. Maybe pop into branch, usual story that a dispute has arisen blah blah blah but on old closed account. Get them to look on the NatWest Archive which should also have other accounts held and hey preston your old account.

Link to post
Share on other sites

  • 4 weeks later...

Hi,

 

went into my town branch and got no where with closed account. The nice woman couldn't locate it. Guess I'll just have to find something with the details on (have old cheque stubbs but can't find any account numbers on them). Will try beyond 6 years for open business account.

 

Any other ideas????

 

Cheers

Link to post
Share on other sites

Im sure NWSM will come in here and tell you another way of doing it. I would send a SAR in with around the date that the account was opened and ask them to locate it. I used to transfer money between personal account and other accounts so i went through my statements and found the account number in there. Good Luck.

George Loveless - “We raise the watchword, liberty. We will, we will, we will be free!"

 

My advice is only my opinion, I am not a legal expert.

 

IF YOU LIKE THE ADVICE I'M GIVING AND ARE HAPPY WITH IT, CLICK THE SCALES ON THE BOTTOM LEFT OF THIS POST AND TELL ME.

Link to post
Share on other sites

Doesn't an SAR only cover the last 6 years??

 

When I did an SAR on my Business account I only got the last 6 years even though I ask info for the history of that account.

 

I'm going into my local (tiny) branch when they are open (closed today) to see if I can get anywhere.

Link to post
Share on other sites

Still no good with closed account. Tried getting statements upto Aug 2000 from opening for business account from Town branch (said in dispute with a company etc.), had a call from my business manager (never spoken to him before) to say can only go back 6 years, and sorry but if I wanted any in the last 6 years no problem. Any ideas nwsm?? Thanks in anticipation!!!! Account opened in 1992.

Link to post
Share on other sites

Have just phoned the business hotline and been told they can order upto 7 years!!!! (At least it's 1 year more) but advised to go through my business relation manager, who told me this morning that they couldn't get any over 6 years. Any other ideas to go back further? Anyone know why you wouldn't get over 6 years worth of statements with an SAR ???

Link to post
Share on other sites

:)

Yes!!! Just phoned Customer Services department on 0845 6052605 (got the number from another thread) a very nice man said could order up to 7 years then with me mentioning that I was sure he could order older he said there was something that said ordering statements over 7 years old.

He went off for a while then said yes ok and if I find the details for my other account I would need to call again and tell the Operator what statements I required and to fax that info through to Leeds CS on 0845 301 2462.

Hopefully I now have statements from 1992-2000 on there way. Well we'll see. Cheers to the very nice man!!!

Link to post
Share on other sites

  • 4 weeks later...

Just fed up now.:confused:

 

I've managed to get statements on my business account back to Jan 1998 but seem to have hit a brick wall trying to get further. With my umteenth call was told sorry but Nat West can only go back 7 years, she was lost for words when I pointed out that I'd already received over 8 years.

 

Decided to contact the ICO as I'd only received 6 years worth of statements under the SAR, was advised to write and ask for info again and if NW unable to supply ask why not. Below is the letter, any comments? Might I get somewhere or is this the end with this one?

 

Re. Data Protection Act 1998 Subject Access Request of 23rd August 2006

Dear Mr Lyons,

 

ACCOUNT NUMBER: xxxxxxT CODE xxxxxxxx

 

I hope you can help me. I wrote in my letter to you of the 23rd of August 2006:-

“Please supply me with a complete list of transactions and charges relating to my banking history with your organisation. Alternatively, a complete set of statements for that period will be acceptable.”

I received statements from Aug 2000 to July 2006, I expected the full history of my account not just 6 years worth.

After visiting my branch, having made numerous phone calls and receiving conflicting answers I am left rather confused as to what information Nat West hold. Initially I was told that my business account manager said that I could not get any further information, I’ve been told yes it is possible (and have received some more statements) concluding today when I was told by a returned call to say that Nat West can only go back to 7 years and she seemed lost for words when I replied that I had already received over 8 years worth.

 

After the call today I contacted the Information Commissioners Office regarding this matter and was advised to write this letter requesting the information (a complete list of transactions and charges relating to my banking history with your organisation) again and if this was not forthcoming to ask you to give a reason why not.

The 40 days for you to comply with the S.A.R. ran out at the beginning of October and I have been advised by the I.C.O. to contact them if this letter is not heeded.

I look forward to your response.

Don't know what else to do now, think I'll wait or should I just start the last 6 years with contractual rate??:rolleyes:

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...