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Welcome Finance entries - help pls


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Hi

Longtime since I have been on here but following a split with my ex and "disassociating" ourselves have been looking through my credit file.

I have two queries with the information.

There are two entries to welcome finance, one was for a loan and one was for car finance. Neither are showing as defaulted just have code 6 for the payments.

Now the loan one defaulted approximately 2007 and they actually have a CCJ in this respect so I am confused why the entry is not showing as defaulted - is this so it will stay on my file longer as obviously the CCJ Will go in 2013.

Secondly the car finance - again this defaulted around 2007/2008 and I dont even have the car anymore - but is still showing as code 6.

 

I am finally getting my credit back on track and everything is looking much better - by 2013 (ages yet) I will be back having a good credit report - apart form the two entries above.

Can anyone advise what I should do? I have written to Credit Agency about this but they haven't rectified. Should I contact Welcome? I dont want to open a can of worms?

Thanks in advance

C

Halifax plc - £1600 WON - received

Halifax plc - £925 WON - received

Halifax plc £370.00 WON - received

 

Yorkshire Bank - £1290 WON - received for boyfriend

 

Back to sort out Credit File and get back on track!

 

HAVE FAITH AND KEEP GOING :p

 

 

 

 

 

 

 

 

 

 

 

 

 

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