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Repossession date 18th Jan, but no warrant, as of yet


Jackiew4
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Hi,

 

We have a secured loan through FIRSTPLUS, who have taken us to court and got a possession order, which was for the 18th Jan.

 

We were advised to move out of the property before this date, as the warrant of eviction could arrive through the door within 1-2 weeks.

 

As we have a young child we did this. Also FIRSTPLUS in court argued over the fact that we got 42 days, instead of the usual 28. So we thought they would be in a hurry to get the warrant.

 

It is now Feb 14th, the house is empty, and no warrant.

 

We have phoned FIRSTPLUS, who advised EVERSHEDS was dealing with it, who advised us CLARITY (debt company) was dealing with it.

 

The only thing EVERSHEDS said, before telling us to ring CLARITY, was that we could hand the house back to our mortgage company if we wished, but when we were living in the house the DWP was paying our mortgage each month (our mortgage company was happy with this). It was only paying FIRSTPLUS each month the problem!

We believe now they realise that they will not get their 40K back, lucky if they get 5-8K after the house is sold, they don't want the hassle of it.

 

What annoys me is now that we are not there (in H.A flat) the mortgage is not being paid by the DWP and soon the mortgage co. will be on our backs.

 

Is there a time limit on when they got the possession order to when they have to get a warrant of eviction?

 

And help or comments will be gratefully received. J

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