Bookworm v Barclaycard ***she's only been and won it! :-D***

[noomill060]

A month late, but, yes Sharkleycard started penalty fees in August 2001.

 

Or should I say "resumed charging penalty fees".

 

They charged a £5 fee for late payments and exceeding credit limit overlimit in the 1980s, dropping them in 1989 and reintroduced them in 2001.

[noomill060]

Bookie-

 

Currently taking Sharkycard to court over a S.A.R - (Subject Access Request) for data 1985-86.

 

They didnt defend, I applied for judgement by default. I have an assesment hearing before the District Judge on 25 October.

 

I got charged the £5 loads of times in 1985-86 as a student. I discovered that that they abolished the £5 penalty in 1989 from the history page of Sharkleycards own website. (This was down to competition- when the number of credit card providers increased dramatically from the big three of the time.

 

(Access, Barclaycard/Visa and American Express)

 

into the plethora that litter today's providers.

 

I'll see if I can find the link to the page.

[noomill060]

From- Product Categories, Financial, Banks, credit cards, loans from WARC.com

 

Barclaycard - 'Put it away Bough'

Paul Feldwick, Louise Cook and Sarah Carter, Institute of Practitioners in Advertising, Charles Channon, IPA Effectiveness Awards, 1996

 

1991-5 campaign for Barclaycard (with Rowan Atkinson). Gold and Charles Channon Award winner. After the relaunch of the card in 1990 (which introduced an annual fee), the problem was how to maintain s ...

 

Summary | Full Text | More Like This

 

From: http://emeraldinsight.com/Insight/viewContentItem.do?contentType=Article&hdAction=lnkhtml&contentId=857141&history=false

 

Emerald FullText Article : The cashless societyCredit cards were first issued in the UK in 1966, when Barclaycard began issuing as a ... The introduction of annual fees for some bank credit cards in 1990 ...

 

Some interesting stuff here-

 

http://www.mmc.gov.uk/rep_pub/reports/1989/fulltext/255a5.1.pdf

 

 

Barclaycard seem to have removed the reference to 1989 in their history now, I rememer it being there and also remember having this confirmed by the above references to the American banks moving into to the UK credit card market the next year.

 

This was the competion which lead to the annual fee replacing penalty charges.

[noomill060]

Barclaycard history

[noomill060]

[noomill060]

yay!!!!!