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    • wont go near it with a barge pole as its ex gov't debt.  
    • Thanks, I've had my fill of this lot. What makes me so mad is that I had to take out student loan to get any DHSS help. And then when I tried to help myself and family they presented obstacles. Might be worth passing story to RIP off Britain?
    • there is NO exposure if you simple remove your name address/ref numbers etc from docs, over 10'000 pdf uploads are here. which then harvests IP addresses off of the people that then do so..which is why we do not allow hosting sites. read our rules and upload carefully thats exactly why we say capture as JPG, redact, then convert/merge to one mass PDF. then online sites to achieve that we list do not leave watermarks.  every once in a while we have a user like you that thinks they know better...we've been doing it since 2006 with not one security issue. thank you.
    • was at the time you ticked it  but now they've still not complied . if you read up, here , you'll see thats what everyone does,  
    • no they never allow the age related get out, erudio are masters at faking supposed 'arrears' fees which were levied before said date and thus null its write off. 1000's of threads here on them!! scammers untied that lot. i can almost guarantee they'll state it's not SB'd too re above, but just ignore them once sent. dx    
  • Our picks

    • If you are buying a used car – you need to read this survival guide.
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      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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chrisnorden v Barclays


chrisnorden
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Monday 7/8 Posted SAR form (with £10 cheque) using template letter, asking for 6 years worth

 

Monday 14/8 Received 2 envelopes with 9 years worth of statements, and my cheque returned, stating that they don't charge for this service.

 

Saturday 19/8 Posted Request for return of penalty charges and interest shown, including a spreadsheet schedule, for a total of £1145. No going back now - we'll see what sort of response/defence we get - if any.

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Sent my request off last Monday & have just received a nice reply from Mike Brophy ( head of Customer relations ) @ Head Office in E14, I quote ;-

 

I refer to your recent letter regarding the charges you have incurred.

 

All correspondence has now been passed to me in accordance with oyr internal complaints process. I am committed to resolving your complaint as quickly as possible and I will investigate the mayyer thouroughly with due regards to your comments.

 

I expect to contact you again by 13 September. ( I think not ! they know the timescale ).

 

Copy of complaints procedure enclosed - how kind ! And to telephone should I wish to discuss.

 

Well I think a letter back advising they have 14 days to respond and return MY money otherwise it will be time to file.

 

:)

:p :p If my advice as been of help, please give me a quick click on the scales to your right ;) ;) :)
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  • 2 weeks later...

Hi,

 

Some advice please.

 

Sent letter containing schedule of charges I was asking for (approx £1450) - 1st 14 days are up 2/9/06

 

Received letter (looks standard) today from Jay Sobers, Customer Relations Advisor, apologising for the fact that I have cause for concern over level of service, and will reply or update asap, but certainly by 22/9/06. (along with the obligatory leaflet)

 

Do I go "aggresive" and remind them the deadline is 2/9/06, but I'll give them another 14 days?

 

I want to appear reasonable, but forceful, without unecessarily putting their backs up, and giving them ammunition should I need to proceed further.

 

Regards to all and keep up the good fight

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Hi Chrisnorden,

 

Firstly stick to your schedule not theirs...

secondly, it's entirely upto you but, In my humble opinion it's LBA time, otherwise they may well lead you a merry dance at their pace and to be honest weather you get their backs up or not you've got to let em know that YOU MEAN BUSINESS:-D

Good Luck

LETS ROCK !!!:D :D :D

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Thanks for the encouragement. Original 14 days up today. Fresh letter sent today - LBA - acknowledging disappointment at lack of refund, offering them 14 days from today to refund or I will go through claims process without further warning. Right approach??

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Yes - that's the right approach

 

Spotty

[sIGPIC][/sIGPIC]Statement request 4th May

Prelim Letter sent 24th May

LBA 7th June

Thanks but no thanks letter sent 22 June

MCOL 22nd June

Claim acknowledged 26 June

AQ sent 2nd August

17 Nov Court Date Set for 29 Jan 2007

Settled in full 12/12/06

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