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    • Hi, despite saying you would post it up we have not seen the WS or EVRis WS. Please can you post them up.
    • Hi, Sorry its taken me so long to get round to this, i've been pretty busy today. Anyway, just a couple of things based on your observations.   Evri have not seen/read my WS (sent by post and by email) as they would have recognised the claim value is over £1000 as it includes court fees, trial fees, postage costs and interests, and there is a complete breakdown of the different costs and evidence. I'd say theres a 1% chance they read it , but in any case it won't change what they write. They refer to the claim amount that you claimed in your claim form originally, which will likely be in the same as the defence. They use a simple standard copy and paste format for WX and I've never seen it include any amount other than on the claim form but this is immaterial because it makes no difference to whether evri be liable and if so to what value which is the matter in dispute. However, I have a thinking that EVRi staff are under lots of pressure, they seem to be working up to and beyond 7pm even on fridays, and this is quite unusual so they likely save time by just copying and pasting certain lines of their defence to form their WX.   Evri accepts the parcel is lost after it entered their delivery network - again, this is in my WS and is not an issue in dispute. This is just one of their copy paste lines that they always use.   Evri mentions the £25 and £4.82 paid by Packlink - Again, had they read the WS, they would have realised this is not an issue in dispute. They probably haven't read your WS but did you account for this in your claim form?   Furthermore to the eBay Powered By Packlink T&Cs that Evri is referring to, Clauses 3b and c of the T&Cs states:  (b)   Packlink is a package dispatch search engine that acts as an intermediary between its Users and Transport Agencies. Through the Website, Users can check the prices that different Transport Agencies offer for shipments and contract with the Transport Agency that best suits their needs on-line. (c)  Each User shall then enter into its own contract with the chosen Transport Agency. Packlink does not have any control over, and disclaims all liability that may arise in contracts between a User and a Transport Agency This supports the view that once a user (i.e, myself) selects a transport agency (i.e Evri) that best suits the user's needs, the user (i.e, myself) enters into a contract with the chosen transport agency (i.e, myself). Therefore, under the T&Cs, there is a contract between myself and Evri.   This is correct but you have gone into this claim as trying to claim as a third party. I would say that you need to pick which fight you wan't to make. Either you pick the fight that you contracted directly with EVRi therefore you can apply the CRA OR you pick the fight that you are claiming as a third party contract to a contract between packlink and EVRi. Personally, I would go with the argument that you contracted directly with evri because the terms and conditions are pretty clear that the contract is formed with EVRi and so if the judge accepts this you are just applying your CR under CRA 2015, of which there has only been 2 judges I have seen who have failed to accept the argument of the CRA.   Evri cites their pre-existing agreement with Packlink and that I cannot enforce 3rd party rights under the 1999 Act. Evri has not provided a copy of this contract, and furthermore, my point above explains that the T&Cs clearly explains I have entered into a contract when i chose Evri to deliver my parcel.    This is fine, but again I would say that you should focus on claiming under the contract you have with EVRi as you entered into a direct contract with them according to packlink, as this gives less opportunites for the judge to get things wrong, also I think this is a much better legal position because you can apply your CR to it, if you dealt with a third party claim you would likely need to rely on business contract rights.   As explained in my WS, i am the non-gratuitous beneficiary as my payment for Evri's delivery service through Packlink is the sole reason for the principal contract coming into existence. I wouldn't focus this as your argument. I did think about this earlier and I think the sole focus of your claim should be that you contracted with evri and any term within their T&Cs that limits their liability is a breach of CRA. If you try to argue that the payment to packlink is the sole reason for the contract coming in between EVRI and packlink then you are essentially going against yourself since on one hand you are (And should be) arguing that you contracted directly with EVRi, but on the other hand by arguing about funding the contract between packlink and evri you are then saying that the contract is between packlink and evri not you and evri.  I think you should focus your argument that the contract is between you and evri as the packlink T&C's say.   Clearly Evri have not read by WS as the above is all clearly explained in there.   I doubt they have too, but I think their witness statement more than anything is an attempt to sort of confuse things. They reference various parts of the T&Cs within their WS and I've left some more general points on their WS below although I do think  point 3b as you have mentioned is very important because it says "Users can check the prices that different Transport Agencies offer for shipments and contract with the Transport Agency that best suits their needs on-line." which I would argue means that you contract directly with the agency. For points 9 and 10 focus on term 3c of the contract  points 15-18 are the same as points 18-21 of the defence if you look at it (as i said above its just a copy paste exercise) point 21 term 3c again point 23 is interesting - it says they are responsible for organising it but doesnt say anything about a contract  More generally for 24-29 it seems they are essentially saying you agreed to packlinks terms which means you can't have a contract with EVRI. This isnt true, you have simply agreed to the terms that expressly say your contract is formed with the ttransport agency (EVRi). They also reference that packlinks obligations are £25 but again this doesn't limit evris obligations, there is nothing that says that the transport agency isnt liable for more, it just says that packlinks limitation is set. for what its worth point 31 has no applicability because the contract hasn't been produced.   but overall I think its most important to focus on terms 3b and 3c of the contract and apply your rights as a consumer and not as a third party and use the third party as a backup   
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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Godebt./Threatening Stat Demand


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i recieved a letter today, giving me until today(!) to pay a debt that i dont think godebt own. ive sent off a cca last year- no reply, asked them not to phone me, but to write only- ignored. so ive sent them again, signed for delivery.

 

basically, todays letter threatens a stat demand under sec 268 1 a of the insolvency act 1986, it says it includes a judgement with the letter - it doesnt.

 

it also says in the letter that they will issue a 6.2 post judgement stat demand. do they have to hand this over to me personally, or can they put it through the door or hand it over to anybody in my house?

 

i originally made an agreement with the original creditors to pay a set amount each month, which ive stuck to, but they have passed the debt, it seems, to godebt anyway.

 

many thanks for all the letter templates and the explanations of the so called threats, it puts my mind at ease to see how incompetant they (dca's) are.

 

just realised this is in the wrong section

 

i recieved a letter today, giving me until today(!) to pay a debt that i dont think godebt own. ive sent off a cca last year- no reply, asked them not to phone me, but to write only- ignored. so ive sent them again, signed for delivery.

 

basically, todays letter threatens a stat demand under sec 268 1 a of the insolvency act 1986, it says it includes a judgement with the letter - it doesnt.

 

it also says in the letter that they will issue a 6.2 post judgement stat demand. do they have to hand this over to me personally, or can they put it through the door or hand it over to anybody in my house?

 

i originally made an agreement with the original creditors to pay a set amount each month, which ive stuck to, but they have passed the debt, it seems, to godebt anyway.

 

many thanks for all the letter templates and the explanations of the so called threats, it puts my mind at ease to see how incompetant they (dca's) are.

Edited by MARTIN3030
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Ok thread re-titled and moved here.

You will see a few others in this forum relating to Godebt.

Do NOT contact them by phone or email.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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it also says in the letter that they will issue a 6.2 post judgement stat demand.

 

Err, what judgment? What is a '6.2 post judgment statutory demand'?

 

It sounds like they are trying to confuse you with legal terms. Or perhaps trying to confuse themselves.

 

Alternatively there might be a CCJ lurking around somewhere that you are not aware of.

I really do appreciate all those 'thank you' emails - I'm glad I've been able to help. Apologies if I haven't acknowledged all of them.

You can also ding my gong if you prefer. :)

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Forms typically used in the statutory demand process

 

  1. Form no: 4.1
    Statutory Demand under section 123(1)(a) or 222(1)(a) of the Insolvency Act 1986
  2. Form no: 6.1
    Statutory Demand under section 268(1)(a) of the Insolvency Act 1986. Debt for Liquidated Sum Payable Immediately
  3. Form no: 6.2
    Statutory Demand under section 268(1)(a) of the Insolvency Act 1986. Debt for Liquidated Sum Payable Immediately Following a Judgment or Order of the Court

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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"i originally made an agreement with the original creditors to pay a set amount each month, which ive stuck to, but they have passed the debt, it seems, to godebt anyway."

 

 

So has the account been sold that you know of ?

 

Who is the original creditor ?

Seems there are breaches here of OFT guidelines,and possibly others.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Martin, I'm well aware of ordinary statutory demands. I haven't even heard of 'post judgment' ones though.

I think you have confirmed that the letter received by the OP was bush legalese intended to frighten.

I really do appreciate all those 'thank you' emails - I'm glad I've been able to help. Apologies if I haven't acknowledged all of them.

You can also ding my gong if you prefer. :)

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Yes they have worded it to suit themselves.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Ask them for proof of their entitlement to collect,ask them to send you a copy of their complaints procedure too.

Copies of any Comms you have already sent,together with proof of posting should be kept together to provide to your local TS.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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"i originally made an agreement with the original creditors to pay a set amount each month, which ive stuck to, but they have passed the debt, it seems, to godebt anyway."

 

 

So has the account been sold that you know of ?

 

Who is the original creditor ?

Seems there are breaches here of OFT guidelines,and possibly others.

 

 

im unsure if the debt has been sold to them, the original creditor was tradepro.

no surprise if theyve broken oft guidelines as they seem to use the bullying tactics and no others!

btw, i have other debts that have alll agreed to my repayment proposals, what happens to them if godebt bankcrupt me?

thanks in advance

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To be honest I am not sure where those other debts would stand-or at least dont want to comment under uncertainty.

Have you seen your credit files recently ?

Its likely to be showing there (or should be) who the debt is with.

If its the case that the debt/account was assigned (sold) then you had a right to be informed-in fact they had an obligation to tell you.

How much was the debt for and what were the payments to Tradepro-how much is outstanding and when was the last payment,and how was payment being made ?

I will see what I can find out about Tradepro.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Interesting read here

 

http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/134793-beware-trade-pro-adds.html

 

 

Have you got your statements which show how the arrears built up ?

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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It really does look like you are very likely to have a big proportion of charges based on others we have seen on CAG.

If you dont have statements or a breakdown of the account balance,then I would suggest a SAR to Tradepro seeking not only account info,but also copies of any comms with third parties and recovery agents.

To me from what you say it looks like bothy Tradepro AND Godebt are in breach of recognised codes of practice.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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I would not advocate ignoring these demands or threats,but instead take them on and turn the tables.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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To be honest I am not sure where those other debts would stand-or at least dont want to comment under uncertainty.

Have you seen your credit files recently ?

Its likely to be showing there (or should be) who the debt is with.

If its the case that the debt/account was assigned (sold) then you had a right to be informed-in fact they had an obligation to tell you.

How much was the debt for and what were the payments to Tradepro-how much is outstanding and when was the last payment,and how was payment being made ?

I will see what I can find out about Tradepro.

 

i will look into my credit file today, i received no assignment letter that i am aware of, the debt stands at 3800 from an original 3100. as my income was low i offered £1 payments which were accepted. Payments have been made through various methods, dependant on what money i had left in a certain month, sometimes bank credit, other times cheques and sometimes postal orders. last payment was last month.

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ok, according to my credit file, this debt was subject to a ccj on 19th july 2007. ive received no paperwork for this. the amount is 3822. apart from that it doesnt appear on the 'account info' section of the report.

godebt have done a search on 5th jan 2010 as an 'unrecorded enquiry'

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If it was me in your situation, then I would SAR the original creditor, I would also get in touch with the courts to get the paperwork, you can find out here - CCJs, court orders & fines - Search yourself and others - Trust Online (if you don't know which court it was) And you must report them to the OFT..!!

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sending the sar today, theyve -godebt-received my cca and contact by writing only letters according to the royal mail, and i have a print out from their website for proof. it feels like the net is closing on them!

should i wait for them to make some more basic error before reporting them to oft?

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You have enough already,although you might have to exhaust their complaints procedure first.

Asking for a copy of their complaints procedure quite often sees some sorts of results,simply because they KNOW why you are likely to be asking !

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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  • 2 weeks later...

oft involved now, and say that they have received numerous similar complaints concerning godebt and their ways....

looks as though theyve broken another rule, by sending a 'collections agent' whilst the debt is in dispute, telling my neighbours that i am in debt and 'is that his van'! cheeky fecks! luckily all my neighbours are the kind of folks that will say they dont know who lives at my house! interestingly its the same collector they sent for my neighbour whilst chasing his debt. ive bought a little video camera to tape him when he calls again. gotcha.

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btw im in the 21 days to comply period, before the bancruptcy proceedings start. in a way im looking forward to it as it will wipe out the rest of my debts, although the creditors are happy to receive ANY payments. ive taken legala dvice now and the situation is looking ok so either way its a win win situation

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