Abbey Hardship

[scared001]

sigh....and so the saga goes on....abbey have written to me requesting that i send AGAIN a copy of my I&E as they need to re-evaluate my case......i have emailed their complaints dept telling them this is clearly a deliberate tactic......im still waiting for an answer....

 

any advice out there please???

[cashins]

You haven't really given enough info to advise.

 

Are you paying them?,have you CCA'ed them? etc

 

david

[Bazooka Boo]

Yes tell Crabbey that you will not be sending any such information to them as they are not entitled to it, YOU are the one who TELLS THEM how much YOU will pay THEM....not the other way round.

 

The only person who can legally be entitled to this personal confidential information is a Judge, so tell them to wind their neck in, stop getting delusions of grandeur and take what they are given.

 

It might also be wise to remind them who's money they had to bail them out!

 

DO NOT SEND THEM I&E DO NOT SEND THEM I&E DO NOT SEND THEM I&E

[yourbank]

sigh....and so the saga goes on....abbey have written to me requesting that i send AGAIN a copy of my I&E as they need to re-evaluate my case......i have emailed their complaints dept telling them this is clearly a deliberate tactic......im still waiting for an answer....

 

any advice out there please???

 

Yes send the thing recorded delivery with notices of arrears on priority debts(mortgage or rent, council tax, utilities).

If you follow the advice of get stuffed then here is your scenario for financial hardship:

 

"6.

Where the firm does not have sufficient evidence to assess whether or not the complainant is in fact in financial difficulty, the firm will seek such further relevant information as is reasonably required to make that assessment. In the event that the firm reasonably requires relevant information to be provided by the complainant and the complainant does not provide the requested information within a reasonable period of time, the firm shall not be obliged to treat such a complainant as being in financial difficulty."

 

Your claim and therefore, your choice.

[diddydicky]

send nothing for the time being but instead send a s78 request for your cca

 

this will be with you within 2 weeks

 

if there is no agreement /defective agreement THEN you can stop making payments and (politley) decline to send personal details

 

if you are in debt and are happy that you owe them the money then yes- comply with what they are asking for if you want them to help you

 

- but dont let them insist on you paying more than you can afford

 

offering to make payments which you know you will not be able to keep up is worse than offering nothing at all

 

look on the payplan or cccs sites for a pro forma of how to work out your disposal income and then pro rata it between your unsecured creditors and dont be bullied into paying more