Citi's Threat

[gizmo111]

There are a few threads on this but basically as you are an individual and they are a company then it will br heard in your local court not in Salford - Rich v citicards interesting development - is one thread worth a read I think

[gizmo111]

I always thought we would see the "Refund the difference" response and here it is.... Does anyone know if this is lawful. My view would be unless they have adopted it as thier practice now they cannot reasonably expect to apply backdated lawful charges? and I would still want them to JUSTIFY thier charging regime.

 

The whole point is we are asking them to reveal their true costs as anything above the true cost is unlawful - they haven't and repeatedley will not so therefore in the absence of true evidence we must conclude the whole charge is unlawful - - the OFT never said that £12 was lawful or fair just the point that they may intervene,

[gizmo111]

POINT 6 - Probably untrue as our Mr Smith was not registered as practising 2 years ago - checked with Law Society today and he is now registered at Citi's address.

[gizmo111]

Fair play gizmo. isn't the internet a wonderful thing.

 

When I get my letter from Brian I'll post so we can compare notes

 

Mike

 

Judging by the sad letters he is sending he must be due for a holiday!

[gizmo111]

Oh yes - see here also http://www.consumeractiongroup.co.uk/forum/other-institutions/13753-keren29-associates-citicards.html