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kia v scabby


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thought it was time i started my own thread as have been reading and commenting on others but not my own.Right first letter was sent 14 days tommorrow and got the usual no response.Second letter goes tommorrow also sent yesterday second data pro act and really beginning to lose all patience with them there hardly professionals are they you either get no response or you get bog off response.So now i wait to see what they say next although most of you know the next line.Will add more when more to tell!

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Oh no! I'm feeling abandoned now... LMAO! Good to see you've started your own thread tho, now you in turn will be helping other newbies as you climbe up this ladder.. ;)

28th July 06 - Data protection request taken into ABBEY branch with £10 cash... clock's started ticking!

05th August 06 - Microfiche arguement letter sent... In reply to first letter from Pam Speed, received from her this morning.

 

 

***I will gladly be donating 5% to this site!***

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because i didnt take a copy of the first one so didnt have date sent so in case of come backs later thought best to send another with a copy make sense now does

it! no it doesnt to me either it did at the time but my heads swimming with it all and kia and suz arent a private party anyone can join us.Will do an update tommorrow as too tired now reading all this banter.Goodnight!!

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right got it all written done now so here goes

ABBEY

DATA PROTECTION LETTERS

SAR sent 21.05.06

LBA 1st one sent 08.07.06

LBA 2nd one sent 17.07.06(explained earlier why!)

 

ASKING FOR IT BACK

PREMLIM LETTER sent 28.07.06

LBA sent 13.08.06

 

just noticed when going through all that guff ive missed a letter after the first sar got sent i didnt send another letter before the forty days was up will it matter as theyve sent out standard reply letters up till now?

 

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nothing yet off the Scabby no statements,no letters even in the negative and even more worrying no communication off anyone so feeling very frustrated.SUZ WHERE ARE YOU need someone to keep me positive!

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KEEP AT IT KIA!!! DON'T LET THE BEGGERS GRIND YOU DOWN!!! YOU'LL BE SMILING ONCE THAT CHEQUE FINALLY LANDS ON YOUR MAT ;)

Sorry I've been off line a bit, I promise you I havn't slacked off my fighting spirit either lol.. Suz x

28th July 06 - Data protection request taken into ABBEY branch with £10 cash... clock's started ticking!

05th August 06 - Microfiche arguement letter sent... In reply to first letter from Pam Speed, received from her this morning.

 

 

***I will gladly be donating 5% to this site!***

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god so good to hear to hear from you but i knew you wouldnt quit had i few problems here as well but your threads keep me going no statements or letters by the way but just talking to someone in the know keeps me going by the way might have recruited someone else to the fight someone whos got bank charges and didnt know its illegal so someone else to join our merry little band !!

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The more the merrier! There's quite an army of us overloading their legal systems now.. carry on spreading the good word (blimey don't I sound religious all of a sudden) heehee.. all this must be getting to my head its starting to feel like a crusade. As for me being in the know... I don't have a clue of what or how to do any of this.. I'm just reading threads etc and praying (oops there's that religious thingy again) that I get it right along the way. I'd be completely lost without the bright sparks on here that are so full of sensible advice to help us on our way ;)

28th July 06 - Data protection request taken into ABBEY branch with £10 cash... clock's started ticking!

05th August 06 - Microfiche arguement letter sent... In reply to first letter from Pam Speed, received from her this morning.

 

 

***I will gladly be donating 5% to this site!***

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Have you receive any statements or post from Abbey today Kia?

28th July 06 - Data protection request taken into ABBEY branch with £10 cash... clock's started ticking!

05th August 06 - Microfiche arguement letter sent... In reply to first letter from Pam Speed, received from her this morning.

 

 

***I will gladly be donating 5% to this site!***

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hiya again just a quickie hubby in bed must type quietly nope noyhing but i must tell everyone whats happened today theyve refunded £300 into our bank account without telling us they pkoned about four days ago but i refused to take ther call has this happened to anyone else cause im really worried now as i think there trying to mess my case up cause i dont know which charges theyve refunded HELP!! if this has happened to anyone one else let me know i dont know what to do know!!

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hope someone reads above and answers me some of it is illegable sorry my typing goes funny when im tired and i was trying to type fast i really am unsure what to do know cause on my mini statement all the refunds are listed but no info about them when there from or dates like my hubby says they could be from all over the place so ill get all confused with the dates and what about the interest god this has really throwm me was that what it was designed to do so ill drop it.Do i stick to original timetable or what?God i wish i taken that phone call now i thought it was about my mortgage and as id already written to them didnt think there was any point in talking to them as well fool!!!Now i dont know what to do AARRGGHHHH!!!!

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Hi Kia

 

I got £175 of miscellaneous refund fees appeared in my account on Wednesday I think, again with no warning. It just happened to be as I was about to send off my LBA so I rewrote that to acknowledge that I had received this money and could they send me a breakdown of what it relates to. It's quite short of the £3500 I'm asking for so it's not going to stop me.

 

Kirsty

Data Protection Act letter sent 11th July 2006

Microfiche argument received 17th July 3006

Response sent 24th July 2006

14 months statements received 26th July 2006

Microfiche data received 28th and 29th July 2006

Prelim letter sent 1st August 2006

Sorry you're not happy letter received 11th August 2006

£175 refund unexpectedly appeared in bank account 16th August 2006

LBA sent 16th August 2006

Claim served 5th October 2006 - Abbey acknowledged 16th October and defence filed.

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Blimey! Whatever games are they going to play with our heads next? They're playing with foul tactics every inch of the way! Where's the referee when you need him? LOL!

28th July 06 - Data protection request taken into ABBEY branch with £10 cash... clock's started ticking!

05th August 06 - Microfiche arguement letter sent... In reply to first letter from Pam Speed, received from her this morning.

 

 

***I will gladly be donating 5% to this site!***

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sounds good to me kirstypops ;)

28th July 06 - Data protection request taken into ABBEY branch with £10 cash... clock's started ticking!

05th August 06 - Microfiche arguement letter sent... In reply to first letter from Pam Speed, received from her this morning.

 

 

***I will gladly be donating 5% to this site!***

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I would assume if you didn't agree to the refunds as full and final settlement and in writing then it won't prejudice your case. If they want to demonstrate a gesture of goodwill then fine. Nothing wrong with your typing to me .......mine always looks like that - tired P$$ssed or wide awake.
nice one although i hope i wasnt P$$ssssed when i typed it certainly didnt make much sense to me when i read it back this morning ohhh!!!
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right will write letter to them asking for breakdown of charges.So another sneaky ploy on behalf of the shabby but at least its happened to someone else as i hadnt read any other stories like this one and i panicked a little alot actually i could see my case going pearshape as usually happens to me but back on track now thanks everyone onwards and upwards

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There's been a few people that this has happened to recently but it does seem to be a new trick of theirs. Although Abbey may call it a goodwill payment I assume it's to make it look like they have been reasonable or generous.

Data Protection Act letter sent 11th July 2006

Microfiche argument received 17th July 3006

Response sent 24th July 2006

14 months statements received 26th July 2006

Microfiche data received 28th and 29th July 2006

Prelim letter sent 1st August 2006

Sorry you're not happy letter received 11th August 2006

£175 refund unexpectedly appeared in bank account 16th August 2006

LBA sent 16th August 2006

Claim served 5th October 2006 - Abbey acknowledged 16th October and defence filed.

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ok thanks Karnevil thank god your there to calm us down.By the way their 14 days are up end of next week so do i go for court date now i looked at templates and it would appear so enlighten me please! thanksxxkia

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Hello there

 

Just read your thread. We are claiming back £13,200 from the Scabby and are waiting to hear from the Court with regard to Abbey's defence. We rang on Friday and they had not filed one although it should have been in by Thursday but the Court did say they were 5 days behind in their paperwork! must be all those other Abbey customers claiming!!! Keep up the good fight it will be lovely to read all the success stories on the site and donate our 5%!

 

Catherine

:D :D :DMoney in account £13216.66!!!!

GMAC - stmnts rec'vd letter requesting £1662 refund of chrges MCOL on line being issued for ERC

SPML - issued MCOL on 21.11.06!

Kensington - statements received letter requesting £2455.55 refund of charges issuing MCOL for ERC

MBNA - refund £341 offered-sent letter requesting refund of £3846.59 charges!!!!!!

Capital One-going to issue MCOL for £1243!

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i thought the n1 was for data pro act is that what i use now probably a very silly question.Also when i sent previous two letters i estimated the charges i didnt know about by assuming there was one charge every month.Did i di this wrong should i change it as i did write on letter i reserve the right to change it as theyve not sent me the info i requested or just go with what i already put on the previous letters?Sorry lots of questions i know youll earn your wages this week with me and suz!!!

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Kia... I was bit tiddly when I read it.... so made perfect sense to me LOL!!!!

28th July 06 - Data protection request taken into ABBEY branch with £10 cash... clock's started ticking!

05th August 06 - Microfiche arguement letter sent... In reply to first letter from Pam Speed, received from her this morning.

 

 

***I will gladly be donating 5% to this site!***

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PS.... Why can I never find your thread on the abbey page of threads? I always have to click on your name on my own thread and search for all your previous posts... Are you hiding from me girl?? LOL!! You'll have to do better than this, I'm like the perverbial bad penny, keep showing my face LOL!

28th July 06 - Data protection request taken into ABBEY branch with £10 cash... clock's started ticking!

05th August 06 - Microfiche arguement letter sent... In reply to first letter from Pam Speed, received from her this morning.

 

 

***I will gladly be donating 5% to this site!***

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