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    • My story starts with being issued a windscreen PCN on 8/3/24 which was almost immediately removed and a second  PCN was then  sent by post on 13/3/24  [deemed delivered 15/3/24] which I did not receive and had to send an sar to have that particular mess revealed later  but that is not the reason for my complaint. UKPC then sent a Keeper Liability Notice dated 12/4/24 warning me that as 28 days have now elapsed, I as keeper am now liable for the charge.  This is in direct contravention of PoFA since the keeper does not become liable to pay until the day after the original PCN is deemed to have been given which would have been 13/4/24 -a Saturday ]. Not only does it not comply with PoFA but it fails to adhere to your Code of Practice and is in breach of their agreement with the DVLA.  I have included copies of both Notices for information. You will realise the seriousness of this situation if this is standard practice from the UKPCM to all motorists or just those where windscreen tickets are involved since the Law regarding PoFA is being abused and it is unfair to misguide motorists. I await your  response which I understand will usually be within a week.
    • It probably deletes after a certain time. What a shame you did not check at the time. However I have no doubt that there was a PCN envelope under your windscreen wiper  as shown quite clearly on one of the photographs. . It would seem strange that it was placed there empty hence the reason I stated a second Notice was issued [though not necessarily sent. As I said in that letter to IPC that was not what the complaint was about and probably  IPC will ask about that at the same time if they accept you  going direct to IPC for the other matter. It is immaterial how many original PCNs were issued or not issued. You are able to show the two that you have from their sar one of which coincides with the one you received in the post and that is the one that does not agree with the date times of PoFA. Thus breaching not only the Act, but also the IPC  Code of Conduct and the ability of UKPCM to obtain data from the DVLA. So leave that part of the letter as good to go. However as it is as Dave [Thank you Dave!} pointed out that it is UKPCM and not UKPCI have amended the letter and posted it below.
    • Just under half of young savers put away at least 20% of their monthly income, compared to just 12% of 45- to 54-year-olds.View the full article
    • Its based on 10% annual depreciation, divided by 52 weeks and then x the excess number of weeks that they have had the vehicle for, after the agreed initial 3 week repair.
    • LOL LOL LOL Don't need that many to deport a handful of volunteers - at best Home Office department processing Rwanda deportations told to cut jobs Exclusive: Illegal Migration Operations Command freezes recruitment and draws up redundancy plans, leaked documents show Cant have hundreds of well paid people in a department deporting a single volunteer when we have an upcoming election to lose now can we - VIPal drenched in riches and departments full of pals well paid for doing nowt will 'sadly soon be history - was rumored to in a text from a soon to be ex-minister texting in from one of his main jobs in a number of industries he will soon be unable to help.   Home Office department processing Rwanda deportations told to cut jobs | Immigration and asylum | The Guardian WWW.THEGUARDIAN.COM Exclusive: Illegal Migration Operations Command freezes recruitment and draws up redundancy plans, leaked documents show  
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Nationwide are a nightmare it's official


friendgeorge
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Hello all

 

well just to let you know as of today 11th August 2006, Nationwide have closed my account, the beep beep beeps........:-x took them to court for over £500 in charges they paid up £234.36p and said the rest was to go to their charges that they have lost, i applied to the court to look at them closing my account as i was told over the phone that they were closing the account due to me not conducting the account according to the T&C's yeah right, i went OD for pennies and they charged me hundreds in a few months, anyway i did not open another account cos i thought that the court would do something... but they did not:-x i did not even get a reply from my local court, the worse thing about this is i have been waiting for my back dated incapacity benefit which i had to appeal for to be paid to me to clear my mortgage arrears as my mortgage company want my home, and after months of waiting for some money, incapacity told me today they have been trying to put it into my account for a few days and it's getting returned, not only that but my job, who i may add sacked me cos i've got a disability have given my compensation which you guessed it needs to be put into an account in my name.....:| it can't get any worse, i have been trying to get an account today, over the phone and on line as i cannot get to any banks today and i am waiting on NatWest they told me they have to look into it cos i credit history is shot to pieces..... so i have to wait.... saying that i have been waiting months for money from both parties so a few more weeks won't hurt, one good thing is IB said it will send 1 giro credit for me in the psot in the next few weeks just to see me through, as they owe me more than £2000 they said they cannot send out giro's for that amount, i just thought i'd let you all know that nationwide are **** bags, i was going from them in a few weeks anyway... but the only time i needed their services and i can't ...... good luck everyone but please don't do what i did get another account set up cos they WILL CLOSE YOUR'S :-x

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Guest willowb
Hello all

 

well just to let you know as of today 11th August 2006, Nationwide have closed my account, the beep beep beeps........:-x took them to court for over £500 in charges they paid up £234.36p and said the rest was to go to their charges that they have lost

 

Can they do this? If you were claiming £500 in penalty charges then isnt that what you should have received back plus interest? I'm puzzled!!

 

As for them closing your a/c, I hate to say it but the advise to get a parachute account before court action is everywhere on this site. All I can say is, I hope that things get better for you George!

 

Wxx

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yeah i know it's a puzzle to me but they an't gonna change their minds as a nice young lady told me fri, so sod them i say i'll just tell everyone i know don't use them, 3 people i know have closed their accounts already and it's only Monday. I am in the process of writing to my local MP as well and our local paper to see if they can help make their name a bit muddy, so crack on Nationwide i'll have my day i'm sure

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Guest willowb

I'm sure that I read somewhere that people here (admin staff etc)are looking into the lawfulness of banks closing accounts due to court action.....here's hoping there's some validity to an argument against, who knows where that will lead!!

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If you took them to court, and won, then you should get the full amount you claimed.

If the deductions of £234.36 is thier fees, are these fees the actuall cost to them of your breech of contract? If so then then are addmiting that they charge double there actuall costs.

as far as I am aware the banks have never disclosed how much a returned item etc; costs them, even so if say a charge of £30 then £15 is still way over the actuall cost's

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hi all, i have had a cheque for £5.64 from nationwide they said it was intrest i earned...... i also had a letter with it saying that the account was closed on 11th aug and at the bottom it said if we can help you in the future then please contact us.... yeah right ok then i am sure i will NOT........ anway in the process of opening an account with natwest, it should be open within about a week fingers crossed.....xxxx..... so i hope to have an account soon. bye for now and good luck everyone with nationwide they are the pits

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I have just read your thread and I am very puzzled as to why you haven't received the amount claimed. Which stage did you get too? If you took them to court then the bank pays your court charges ontop of the amount claimed and the 8% interest added.

 

I don't understand whats happened?

:p :p :pCARMEN :p :p :p

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