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    • Thanks all, I say all! Bazza you do seem to take great blithe pleasure in offending someone you’ve never even met before. I can confirm i’m not an ‘OP’, which I presume is short-form for ‘Old Person’! Well I guess my positive spin on events will have to be consigned to landfill and I am just going to have to go with the general consensus  landslide of opinion and pay it then. Fiddlesticks. Another little piece of soul given to an organisation I find anathema to me - that’s what hurts the most [starts sobbing]. Oh well, could be worse I guess I could a Man City fan defending the indefensible! Thanks again.
    • You will receive a Notice of Judgment with details of the judgment and payment details
    • Hello, welcome to CAG. It would be a good idea for you to read other shoplifting threads here to get an idea of how this works. The police won't get involved now, so no chance of arrest. You need to avoid that branch of John Lewis for a while though. Basically, John Lewis's security people will give your details to either a firm like Retail Loss prevention or DWF solicitors who will then write to you with scary-sounding letters to frighten you into paying them some kind of penalty. They have no legal power and can't take you to court, only John Lewis can. Last time we saw a retailer in court against shoplifters, it went very badly for them and we haven't seen a case like that since - over 10 years ago. But you need to figure out why you did this. If you need support, talk to your GP and aske them. They will have heard it all before and won't judge you. Best, HB  
    • In addition to the information you've been given above, I suggest that you spend some time reading up on the stories on this sub- forum. There is a lot of information about suing as an entitled third-party. Take a couple of days – and by Monday you will be much more confident. More in control and you will have fewer questions to ask but the questions that you do think up will probably be more relevant and more interesting to your case. Do the reading. This is always an essential first step   Additionally please can you give us more details. What was the item, was it correctly declared, was the value correctly declared, what was the value that was declared? Very importantly what date did you send it?
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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Charles Bacon


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I have written a few emails to him, and although I get "read" receipts he never replies.

 

One email I sent was asking for the refunds, and telling him that if it comes to it I would be filing a claim in the small claims court.

 

I explained that if this happend then I would be claiming interest and the court fee's meaning that Nationwide would be losing more money.

 

I thought this seemed pretty fair, but obvisiously he doesnt care or maybe he likes the court action. Which is pretty stupid in my opinion, I was saying that "you owe me £410.50 in charges, I will accept a refund of £400 to settle it quickly and amicably" but he didnt reply, so now im claiming for £450 odd plus court fees.

 

MoneyClaim must be raking it in with the amount of claims going through them at the moment!

Nationwide:

DPA Letter sent 10th May, Received 1st June, calculated approx £330 charges, Prelim to sent soon.

Egg

£60 Charges - Pre Letter sent 23rd May, declined refund,

Halifax

£39 Charge - Pre Letter sent 23rd May, Halifax have agreed to refund the £39

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yip i sent a similar e-mail with no reply :)

It's not the size of the dog in the fight, but rather the size of the fight in the dog..:D

MBNA SETTLED IN FULL £216.00

Preffered Mortgages Ltd MCOL going in for £3.5K

Nationwide £702.00, SETTLED IN FULL.

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The thing is, and I am playing Devils advocate here - firstly he must be extremely busy. Secondly, I am sure that Nationwide get threatened a lot with court action but not everyone goes through with it. In fact, I gather that the actual summons to threatening is quite low. If they settled before moneyclaim stage for everyone who threatened it, I bet they would be worse off than what they are having to pay the additional costs. So from a business point of view they are probably doing the best thing.

Please note that I am not a legal expert and all advice given is without prejudice and is purely my opinion only.

 

** Nationwide - £1821.15-PAID IN FULL - Aug 06 **

** Halifax Mortgage -£390 - PAID IN FULL - Nov 06 **

Lloyds TSB - MCOL issued 09/03/07 - £2953 + costs - ON HOLD....

 

 

 

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Well I think they are just making themselves more work, people who are using this forum are not going to back down, and they are prepared to go all the way.

 

Do think he is smoked or unsmoked?

 

I do love a good BLT.:)

Nationwide:

DPA Letter sent 10th May, Received 1st June, calculated approx £330 charges, Prelim to sent soon.

Egg

£60 Charges - Pre Letter sent 23rd May, declined refund,

Halifax

£39 Charge - Pre Letter sent 23rd May, Halifax have agreed to refund the £39

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Well I think they are just making themselves more work, people who are using this forum are not going to back down, and they are prepared to go all the way.

:)

 

I disagree. I could name you, off the top of my head, a dozen people who threatened action and then, for whatever reason, decided not to go ahead with it. People who are claiming back are not just from this forum - there are people who read things in the press and decide to go for it having never come across us. Yes, people using this forum are more likely to go ahead with the claim but not everyone will. So if you have 10 people claiming and only 5 actually take it to the court stage, Nationwide are better off having not settled before then.

Please note that I am not a legal expert and all advice given is without prejudice and is purely my opinion only.

 

** Nationwide - £1821.15-PAID IN FULL - Aug 06 **

** Halifax Mortgage -£390 - PAID IN FULL - Nov 06 **

Lloyds TSB - MCOL issued 09/03/07 - £2953 + costs - ON HOLD....

 

 

 

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I very much doubt that it's up to him who he pays and who he doesn't pay. Nationwide have a policy, he is at the end of the day just an employee, his position means that he signs the legal paperwork and thats about it.

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Then why is he's email given?

 

If he's not the right person to be emailing?

 

Any if your reading Charles, get to work on my moneyclaim, I did warn you and now your gonna have to fork out court fee's.

 

Totally unecessary, can't wait for you to close my accounts aswell.

 

Fantastic!

Nationwide:

DPA Letter sent 10th May, Received 1st June, calculated approx £330 charges, Prelim to sent soon.

Egg

£60 Charges - Pre Letter sent 23rd May, declined refund,

Halifax

£39 Charge - Pre Letter sent 23rd May, Halifax have agreed to refund the £39

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Any if your reading Charles, get to work on my moneyclaim, I did warn you and now your gonna have to fork out court fee's.

 

Totally unecessary, can't wait for you to close my accounts aswell.

 

Fantastic!

 

:D:):D

BIRMINGHAM MIDSHIRES

1/09/06 SETTLED IN FULL

HALIFAX

7/09/06 SETTLED IN FULL

CAPITAL ONE

5/10/06 SETTLED IN FULL

NatWest

7/09/06 SETTLED IN FULL

ULSTER BANK

8/8/06 S.A.R - (Subject Access Request) sent

28/09/06 Prelim sent

18/09/07 Claim filed at court

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