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    • Well, it's good that you have five days before you're supposed to go there, there is time enough to sort things out.  See if Booking.com rear their head tomorrow.
    • It is an interesting Final Notice. Firstly because there is usually a reminder Notice before the final Notice. Secondly because it contains some of the wording that should be in the original PCN [aka Notice to keeper]. It could be that the necessary wording in the NTK is missing so they put it in the Reminder Notice to cover their error. If they have it hasn't worked. But the only wat we will know if you post up the back page of the Notice to keeper along with the other details asked for on Post 8 .  If they have got it wrong it means that they are unable to transfer the liability to pay the PCN from the driver to the keeper . I take it that you are the keeper and not the hirer? And do you know how long you are supposed to stay in that car park? In the past I have found Sainsbury's pretty good at cancelling PCNs for their customers. Take both PCNs in to the store and point out if you are a regular customer and that the driver spent a lot of money in their store and see if they could please do something with the ticket for you. if the manager can't help, then come back and we will give you their Head office and write to them. It is the easiest and quickest way to get the ticket cancelled. No point in appealing since that would mean they lose the chance to make any money out of you which is their whole reason for running the car park. If you cannot get Sainsbury to cancel then we rely on ECP getting things wrong so that you don't have to pay  on a technicality or technicalities. For example if the PCN does not comply with the Act and the keeper is not then liable it makes it difficult for ECP to win should it go to court as so many people are legally able to drive your car and Courts do not accept that the driver and the keeper are the same person. Which is why we do need to see the questionnaire filled in and the rest of the NTK. Also it would be helpful to get photos of the signs in the car park. Ones that can be read by us, and the sign at the entrance as well as the inside ones especially those that are worded differently. Poor signage is another defence that works well and you will  need a good defence should they decide to go to Court.
    • Thanks for answer ref address/bank. Thought it wise to double-check.   When I reply to them as per post #5, what should my reason for dispute be?   " dispute this debt because..recommended reason as advised from your thread and add the debt purchaser has yet to provide any or all of the required documentation."
    • Alternative is to access the video yourself, upload to YouTube or similar and link back here.  Video will be accessible once you input your details into Wandsworth website: https://parking.wandsworth.gov.uk/pcn  
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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motivate vs nationwide


motivate
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hi everyone just received my six years worth of statements

have gone through them and charges total £700 what is the next step please

i have just opened a new account in case nationwide decide to close my account as i have read this can happen

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Step-By-Step Instructions

 

navbits_start.gif Consumer Action Group > Libraries - bank charges materials and other issues faqs-please-read-these.gif FAQs :::::::::::::::::::::::::- PLEASE READ THESE FIRST!!! -:::::::::::::::::::

Hope this helps, Look at other cases which may also assist in bringing a claim

Regards

Sophie

 

Thank you

 

Please Note

Advice & opinions of Sophie-Jane are offered informally, without prejudice and without liability. Please use your own judgment. Seek advice of a qualified insured professional if you have any doubts

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just received my six years of statements totalling £700 what is the next step now please i have already opened a new account in case they decide to close my account any help will be appreciated

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You need to read the FAQ's and follow the step-by-step guide - all the information you need to take the claim forward is in there.

Please note that I am not a legal expert and all advice given is without prejudice and is purely my opinion only.

 

** Nationwide - £1821.15-PAID IN FULL - Aug 06 **

** Halifax Mortgage -£390 - PAID IN FULL - Nov 06 **

Lloyds TSB - MCOL issued 09/03/07 - £2953 + costs - ON HOLD....

 

 

 

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Schedule of charges means the List of charges which have been levied against your account

 

If using the Exel Spreadsheet to enter the charges, You will have to copy the list of charges from the Spreadsheet to your letter

 

Hope this helps

Regards

Sophie

 

Thank you

 

Please Note

Advice & opinions of Sophie-Jane are offered informally, without prejudice and without liability. Please use your own judgment. Seek advice of a qualified insured professional if you have any doubts

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your welcome

 

You will be waiting for the post person to come, Just keep to the guidelines and follow others threads, and you will start to understand how the process works

Regards

Sophie

 

Thank you

 

Please Note

Advice & opinions of Sophie-Jane are offered informally, without prejudice and without liability. Please use your own judgment. Seek advice of a qualified insured professional if you have any doubts

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have been busy reading other posts and have just found the spreadsheets my god you guys and girls have got it all in here

 

I have heard about other Action sites, but this is the best

 

As you can see, I'm attached to your thread (unless I unsubscribe from your thread), as you progress I will see how you are progressing, and I could offer my advise as and when.

 

As you start to know your processes and proceedures, you will think, Did I ever post that silly question, I know I do, when looking back at some of mine.

 

But hey we are on a learning curve, learning as we progress each and every financial institution which has unlawfully charged us.

 

I'm still asking now, but my questions are now quite advanced and someone may know the answer

Regards

Sophie

 

Thank you

 

Please Note

Advice & opinions of Sophie-Jane are offered informally, without prejudice and without liability. Please use your own judgment. Seek advice of a qualified insured professional if you have any doubts

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  • 3 months later...

hi motivate.

 

I am not on an IVA so cant really advise you on that, I am however on a DMP through CCCS and I intend to claim myt charges back from all. I have not receive a reply to my request from nationwide C/C however Nationwide have sent me my statements and they owe me £894. I have today sent my pre lim letter. heres hoping

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  • 2 weeks later...

I read the FAQ and then followed the step by step guide, made use of the library letters and as a result have just had a partial refund deposited to my account (from the Electra house swindon address). I am just responding to this. Followthe guides and use the charge calculation speadsheet and you will be fine. It really is worrying though for me as I find banks daunting at the best of timesthe Nationwide wide ...Good luck

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Has anyone had an automatic refund totheir account without acceptating or agreeing it? I am acknowledging the deposit but still continuing with the Court case.Begining to wonder if I should just accept the money now as it has been done by the bank already.

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Has anyone had an automatic refund totheir account without acceptating or agreeing it? I am acknowledging the deposit but still continuing with the Court case.Begining to wonder if I should just accept the money now as it has been done by the bank already.

 

As I understand it 'bobburnell', I beleive you should continue to claim for every penny they owe you, i.e. thank them for thier initial deposit & let them know that you intend persuing them for the remainder.

 

As it is this time of the year, think like Scrooge & take them for every penny they have got ;)

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