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    • Thank you for posting up the results from the sar. The PCN is not compliant with the Protection of Freedoms Act 2012 Schedule 4. Under Section 9 [2][a] they are supposed to specify the parking time. the photographs show your car in motion both entering and leaving the car park thus not parking. If you have to do a Witness Statement later should they finally take you to Court you will have to continue to state that even though you stayed there for several hours in a small car park and the difference between the ANPR times and the actual parking period may only be a matter of a few minutes  nevertheless the CEL have failed to comply with the Act by failing to specify the parking period. However it looks as if your appeal revealed you were the driver the deficient PCN will not help you as the driver. I suspect that it may have been an appeal from the pub that meant that CEL offered you partly a way out  by allowing you to claim you had made an error in registering your vehicle reg. number . This enabled them to reduce the charge to £20 despite them acknowledging that you hadn't registered at all. We have not seen the signs in the car park yet so we do not what is said on them and all the signs say the same thing. It would be unusual for a pub to have  a Permit Holders Only sign which may discourage casual motorists from stopping there. But if that is the sign then as it prohibits any one who doesn't have a permit, then it cannot form a contract with motorists though it may depend on how the signs are worded.
    • Defence and Counterclaim Claim number XXX Claimant Civil Enforcement Limited Defendant XXXXXXXXXXXXX   How much of the claim do you dispute? I dispute the full amount claimed as shown on the claim form.   Do you dispute this claim because you have already paid it? No, for other reasons.   Defence 1. The Defendant is the recorded keeper of XXXXXXX  2. It is denied that the Defendant entered into a contract with the Claimant. 3. As held by the Upper Tax Tribunal in Vehicle Control Services Limited v HMRC [2012] UKUT 129 (TCC), any contract requires offer and acceptance. The Claimant was simply contracted by the landowner to provide car-park management services and is not capable of entering into a contract with the Defendant on its own account, as the car park is owned by and the terms of entry set by the landowner. Accordingly, it is denied that the Claimant has authority to bring this claim. 4. In any case it is denied that the Defendant broke the terms of a contract with the Claimant. 5. The Claimant is attempting double recovery by adding an additional sum not included in the original offer. 6. In a further abuse of the legal process the Claimant is claiming £50 legal representative's costs, even though they have no legal representative. 7. The Particulars of Claim is denied in its entirety. It is denied that the Claimant is entitled to the relief claimed or any relief at all. Signed I am the Defendant - I believe that the facts stated in this form are true XXXXXXXXXXX 01/05/2024   Defendant's date of birth XXXXXXXXXX   Address to which notices about this claim can be sent to you  
    • pop up on the bulk court website detailed on the claimform. [if it is not working return after the w/end or the next day if week time] . When you select ‘Register’, you will be taken to a screen titled ‘Sign in using Government Gateway’.  Choose ‘Create sign in details’ to register for the first time.  You will be asked to provide your name, email address, set a password and a memorable recovery word. You will be emailed your Government Gateway 12-digit User ID.  You should make a note of your memorable word, or password as these are not included in the email.<<**IMPORTANT**  then log in to the bulk court Website .  select respond to a claim and select the start AOS box. .  then using the details required from the claimform . defend all leave jurisdiction unticked  you DO NOT file a defence at this time [BUT you MUST file a defence regardless by day 33 ] click thru to the end confirm and exit the website .get a CPR 31:14 request running to the solicitors https://www.consumeractiongroup.co.uk/forum/showthread.php?486334-CPR-31.14-Request-to-use-on-receipt-of-a-PPC-(-Private-Land-Parking-Court-Claim type your name ONLY no need to sign anything .you DO NOT await the return of paperwork. you MUST file a defence regardless by day 33 from the date on the claimform.
    • well post it here as a text in a the msg reply half of it is blanked out. dx  
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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motivate vs nationwide


motivate
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hi everyone just received my six years worth of statements

have gone through them and charges total £700 what is the next step please

i have just opened a new account in case nationwide decide to close my account as i have read this can happen

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Step-By-Step Instructions

 

navbits_start.gif Consumer Action Group > Libraries - bank charges materials and other issues faqs-please-read-these.gif FAQs :::::::::::::::::::::::::- PLEASE READ THESE FIRST!!! -:::::::::::::::::::

Hope this helps, Look at other cases which may also assist in bringing a claim

Regards

Sophie

 

Thank you

 

Please Note

Advice & opinions of Sophie-Jane are offered informally, without prejudice and without liability. Please use your own judgment. Seek advice of a qualified insured professional if you have any doubts

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just received my six years of statements totalling £700 what is the next step now please i have already opened a new account in case they decide to close my account any help will be appreciated

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You need to read the FAQ's and follow the step-by-step guide - all the information you need to take the claim forward is in there.

Please note that I am not a legal expert and all advice given is without prejudice and is purely my opinion only.

 

** Nationwide - £1821.15-PAID IN FULL - Aug 06 **

** Halifax Mortgage -£390 - PAID IN FULL - Nov 06 **

Lloyds TSB - MCOL issued 09/03/07 - £2953 + costs - ON HOLD....

 

 

 

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Schedule of charges means the List of charges which have been levied against your account

 

If using the Exel Spreadsheet to enter the charges, You will have to copy the list of charges from the Spreadsheet to your letter

 

Hope this helps

Regards

Sophie

 

Thank you

 

Please Note

Advice & opinions of Sophie-Jane are offered informally, without prejudice and without liability. Please use your own judgment. Seek advice of a qualified insured professional if you have any doubts

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your welcome

 

You will be waiting for the post person to come, Just keep to the guidelines and follow others threads, and you will start to understand how the process works

Regards

Sophie

 

Thank you

 

Please Note

Advice & opinions of Sophie-Jane are offered informally, without prejudice and without liability. Please use your own judgment. Seek advice of a qualified insured professional if you have any doubts

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have been busy reading other posts and have just found the spreadsheets my god you guys and girls have got it all in here

 

I have heard about other Action sites, but this is the best

 

As you can see, I'm attached to your thread (unless I unsubscribe from your thread), as you progress I will see how you are progressing, and I could offer my advise as and when.

 

As you start to know your processes and proceedures, you will think, Did I ever post that silly question, I know I do, when looking back at some of mine.

 

But hey we are on a learning curve, learning as we progress each and every financial institution which has unlawfully charged us.

 

I'm still asking now, but my questions are now quite advanced and someone may know the answer

Regards

Sophie

 

Thank you

 

Please Note

Advice & opinions of Sophie-Jane are offered informally, without prejudice and without liability. Please use your own judgment. Seek advice of a qualified insured professional if you have any doubts

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  • 3 months later...

hi motivate.

 

I am not on an IVA so cant really advise you on that, I am however on a DMP through CCCS and I intend to claim myt charges back from all. I have not receive a reply to my request from nationwide C/C however Nationwide have sent me my statements and they owe me £894. I have today sent my pre lim letter. heres hoping

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  • 2 weeks later...

I read the FAQ and then followed the step by step guide, made use of the library letters and as a result have just had a partial refund deposited to my account (from the Electra house swindon address). I am just responding to this. Followthe guides and use the charge calculation speadsheet and you will be fine. It really is worrying though for me as I find banks daunting at the best of timesthe Nationwide wide ...Good luck

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Has anyone had an automatic refund totheir account without acceptating or agreeing it? I am acknowledging the deposit but still continuing with the Court case.Begining to wonder if I should just accept the money now as it has been done by the bank already.

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Has anyone had an automatic refund totheir account without acceptating or agreeing it? I am acknowledging the deposit but still continuing with the Court case.Begining to wonder if I should just accept the money now as it has been done by the bank already.

 

As I understand it 'bobburnell', I beleive you should continue to claim for every penny they owe you, i.e. thank them for thier initial deposit & let them know that you intend persuing them for the remainder.

 

As it is this time of the year, think like Scrooge & take them for every penny they have got ;)

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