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    • Hey guys,   Have an update with regards this SAR claim.   Mum received this letter dated 24th of April on the 2nd of May....  bit cheeky giving her only a few days to submit to their fear tactics!! Also, nothing has been received with regards to the lost case against parkingeye hmm maybe due to their delays??   Hope all are well!!   Kind regards,   Screenshot_20240502_185546_WhatsApp.pdf
    • Similar to what you've said here, just get drafting up based on what's already been sent. The mentions of the CRA2015 will be key. post your draft up here and we can help tweak.
    • Yes, well done. If you have a look at post 9 of dbuk2000's thread there are links to other cases featured on the Parking Prankster's site  https://www.consumeractiongroup.co.uk/topic/466177-ukpc-2x-windscreen-pncs-claimform-forgot-permit-appealed-res-parking-my-own-space-east-croft-house-86-northolt-road-south-harrow-ha2-0es-claim-dismissed/#comments Also have a read of dbuk2000's Witness Statement.  
    • PDF's now merged above... Plus extra redaction!
    • T911, Nick, thanks, I got there in the end! Without boring you with the details, it is precisely the most ridiculous cases that end up being lost - because the Cagger knows the other party's case is rubbish so doesn't do the necessary work on their own case. G24 are well aware of double dipping.  They have either done it deliberately or else have cameras which can't handle multiple visits to the car park which G24 happily leave malfunctioning so the £££££ keep rolling in. Sadly most people aren't like you.  I've just read various reviews for the Retail Park on TripAdvisor and Parkopedia.  Virtually all of them are complaining about these unfair charges for daring to spend time & money shopping in a shopping centre.  Yet no-one is refusing to pay.  They moan but think they have been fined and cough up. G24 are unlikely to do court, but it's not impossible with two tickets. Try to get evidence that you were elsewhere at these times. Often retail parks will intervene, but I've Googled & Googled and cannot find an e-mail address for the place.  Could the manager of one of your favourite shops give you a contact e-mail address for the company that run the retail park? Right at the moment I'm supposed to be teaching someone who runs two shops at the local shopping centre, but I'm not as he has had to go to a meeting with the company that runs the shopping centre, so I know for a fact that these business relationships exist!!!
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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Halifax CCA...


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Just my opinion but I'd say enforceable if signed by both yourself and the bank, only query I'd have is you've signed one page... them the next... but as its clearly all in one document:-

 

The prescribed terms are there in the left bottom half section, namely mention of credit limit, interest rates and repayment terms.

 

S.

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Thank you very much shadow for taking the time to look in and give your opinion.

 

I also thought enforceable but then found the thread by darknight http://www.consumeractiongroup.co.uk/forum/legal-issues/175319-cca-halifax-valid.html where it is suggested that the interest rate is misstated.

 

Unfortunately I am not qualified to say if this is true or not. I am currently trying to learn how to work this out though! I also do not know how much weight it may hold if true.

 

I am in the meantime going to request a better copy of the CCA as mine is very poor and of course a copy of the back of the agreement, the T&C's.

 

Thanks again in advance to anyone who can offer any more opinions or advice regarding this.

 

I read at point 5 of the scan...

 

"Interest will be charged at a daily basis at the rate of 1.95% per month"

 

This I took as confirming the interest rate, APR is not a prescribed term, its an industry created number to help people "understand" interest rates.

 

Have a read of this thread which should help...

 

http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/105315-my-agreement-enforceable-useful.html

 

S.

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Thanks once again shadow!

 

I think what they are saying on the aforementioned thread is that the figures do not add up :confused:

 

Ah right ok, there is a + and - amount which believe it or not is set in stone in the regulations on how much they can be out by. I'm afraid maths was never my forte at school so I'll leave that to others.

 

You might want to post a link or the agreement on this link asking someone to check over the APR/Interest rate calculations then.

 

http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/105315-my-agreement-enforceable-useful.html

 

S.

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