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    • Hi With the Section 21 Notice I do hope the Landlord issued you with: Energy Performance Certificate (EPC) for the Property How to Rent Guide A current Gas Safety Certificate (if gas in the Property) If above have not been provided to the Tenant by the Landlord then they can't use a Section 21 Notice until the above have been provided (note you don't warn the Landlord of this until but put it in your defence) Have a good read of this link: Evicting tenants in England: Section 21 and Section 8 notices - GOV.UK WWW.GOV.UK Information for landlords in England on tenant eviction: assured shorthold tenancies, including eviction notices, Section 21, Section 8, accelerated possession, possession orders, bailiffs  
    • good idea take some pix and put them in a PDF read UPLOAD dx
    • thread title updated moved to overseas debt forum. sadly as they are outside any UK jurisdiction upon DCA rules which state in the UK they must not call employers, there not alot you can do to stop these scammers. make sure you totally make private ALL social media twitter/facebook/linked in etc etc as there no-way for them to findout where you work otherwise so you must have a leak somewhere. find it. your employer details arent even legally available to UK DCA's so how have they found it out to date???  simply write to the BANK informing them of your correct and current address ALWAYS!!. if you want to arrange payment or not TO THE BANK ONLY thats upto you. never ever ignore a Statutory Demand a Letter Of Claim a Court Claimform. if if if any of those ever happen. till then ignore and rewash. dx    
    • Date of issue –   13 may 2024 AOS date 31st may defence filing date 14th june plenty of lowell card claimform threads here use our enhanced google searchbox Lowell card claimform id be reading at least 5-10 threads a day. do NOT MISS your defence filing whatever happens.  
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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

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Which Lloyds account was it? Just trying to get hold of the T&C's - just phoned Lloyds to see if I can get a copy - first time they put the phone down - second time, they pointed me at the website. I phoned under the premise of opening an account!!

 

Have asked for copies of T&C's and copy of signed contract agreeing to the charges.

Princess of Power!

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Have you heard anything yet Princess? We're all rooting for you. With the incompetence they have shown so far they'll probably not turn up at court and you'll get a v.good settlement from an irate judge:D

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They'll probably settle on the court steps!! I think they did that with RichardC. They just like to build you up and then deflate you.

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Teehee!

 

I am actually secretly hoping they will allow it to get to court and give me the opportunity to bring this whole subject out into the open.

 

As Dave said earlier - this could create a "landslide" if they actually attempt to defend with the defence that they have put forward to me.

 

Also, no bank has let these claims go to court yet and I want to be the first to win at an actual court hearing!

Princess of Power!

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Any chance you could post what your list of evidence is? or PM it to me. I’m in a very similar stage and getting a bit nervous that I am lacking enough evidence to prove it is not a service.

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Guest Alison82
Any chance you could post what your list of evidence is? or PM it to me. I’m in a very similar stage and getting a bit nervous that I am lacking enough evidence to prove it is not a service.

 

 

Me too, I have to submit my questionaire by the 24th, and haven't a clue where to start.

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Me too, I have to submit my questionaire by the 24th, and haven't a clue where to start.

 

 

I am just about to send my questionnaire back on behalf of my son- he's a poor student and I am hoping to get £265 back but Lloyds are being really stubborn even over this small amount. It seems as if Lloyds are going right to the wire with all of us. It is a bit scary . I'm just hoping that I don't have to go to court. I'm not as brave as princess aphrodite. Feel free to blaze the way and we will hopefully benefit.

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Hi All,

 

Well not much to tell you - have heard nothing from Lloyds or their Solicitors!

 

Today I have posted my Allocation Questionnaire.

 

So I guess I just have to wait now!

 

Any hints as to how to fill out the questionnaire eg are you calling witnesses? Is there anywhere on this site that helps you with the questionnaire?

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Patience is a virtue.

 

Watching your thread with interest and wishing you success PrincessAphrodite,

 

Regards,

Bean

Regards,

Bean

Lloyds TSB - 27/11/06 - £6377 paidrest with FOS

 

SETTLED

Cap One - 6/10/06 - £875

Lloyds TSB (MC) - 20/10/06 (BY DEF) £372

Hitachi Cap - Nov. 06 - £207

Citi Cards - 28/12//06 - £220

Monument - 23/1/07 - £889

Barclaycard (Mrs. Bean) - 19/2/07 £376

Opinions / advice of Bean are independent, informal, without prejudice, without liability, not CAG endorsed. If in doubt, ask a qualified professional.

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Hi paulclarkson1985:

 

Click on the name of the person you want to send a private message.

A drop-down menu will give you several options, one of which is to send that person a private message. Click on that option, on the window that pops up fill in your message and click on the submit button at the bottom.

 

Hope this helps,

Bean

Regards,

Bean

Lloyds TSB - 27/11/06 - £6377 paidrest with FOS

 

SETTLED

Cap One - 6/10/06 - £875

Lloyds TSB (MC) - 20/10/06 (BY DEF) £372

Hitachi Cap - Nov. 06 - £207

Citi Cards - 28/12//06 - £220

Monument - 23/1/07 - £889

Barclaycard (Mrs. Bean) - 19/2/07 £376

Opinions / advice of Bean are independent, informal, without prejudice, without liability, not CAG endorsed. If in doubt, ask a qualified professional.

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Any news of a court date yet or a settlement? Completed my questionnaire last night and sending it today. It has to be there by 27th May. Do you think I should send Lloyds a copy. It's a bit like showing your hand and letting them know what your arguments are before hand. That could go 2 ways- may show them that we know what we are on about or give them the arguements to work on before court. What do people think?

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  • 2 weeks later...

Settled in full and out of court. Charges + Costs + Interest. Unfortunately I cannot discuss the exact terms.

 

Thank you to all of your support, help and interest and I truly hope others will continue to fight for the money that is rightfully theirs and see it through to the bitter end.

 

Good luck and PM's are welcome as always! x

Princess of Power!

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