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Kgp100

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About Kgp100

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  1. This topic was closed on 03/07/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  2. This topic was closed on 03/05/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support their. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  3. Matt I settled in full against loyds and all they did to was to ask for my debit card back which they had all ready. I had to go for an account review and they were really nice and just offered me a savings account to put the money I had just won in. I didnt owe them anything however so they didnt have much to take from me.
  4. Well they have backed down finally. Received a settlement letter asking for confidentiality etc.. So I gave them a ring and spoke to a very polite helpful guy from Martineau Johnson and had a discussion about it and received a letter today with full settlement no strings attached. Sorted!!!!! Will be donateing as soon as the money comes into my account. Out of interest roughly how much does this site cost to run? Cheers every one for this a very very useful site well done.
  5. Well after not hearing anything for a while I just gave Cardiff County Court a ring and they told me I have just been set a court date for the 16th August at 14:00. A good amount of time i think to get my self totally ready!! Now I have to wait for the letter as this lays when I have to exchange evidence with Lloyds.
  6. Any chance you could post what your list of evidence is? or PM it to me. I’m in a very similar stage and getting a bit nervous that I am lacking enough evidence to prove it is not a service.
  7. I’m at the same stage as you and a bit miffed by the cash too but i guess I will just add that to the amount lloyds will have to pay me if I win! Are you going to add any thing to the additional information section of the form?
  8. Received the defense on the 25 April and received the questionnaire yesterday. The defense is exactly the same as the one PrincessAphrodite received http://www.consumeractiongroup.co.uk/forum/showthread.php?t=233&page=14. I still feel worried about the point made by kotum45; I’m still waiting for copies of the contracts I signed with Lloyds which was a while ago so the charges will have been less. This leads me to another question by informing you of a change in the charge and you continue to use the account are you not agreeing to it?? Any way going to post the qu
  9. Looks like they are getting a bit more organized my claim was acknowledged on the 5th April only 5 days or so after they received it. So I’m eagerly awaiting the defense now!
  10. Apparently, my girlfriend told me, there a was a piece this morning on the nick ferraris show about unfair charges. This is the link to his website. http://www.lbc973.co.uk/showdj.asp?DJID=13978.
  11. I have submitted my claim today after a lot of jiggling around to make it fit!! It's being held in the Northampton County court for some reason. No idea why as i live in Cardiff and filed against the Cardiff branch. Is it possible to change the location? Any ideas?
  12. This is just an update. Might seem a bit slow but I have been reading around a lot and getting advise. My time line. Feb 21st Sent my first letter with list of charges that I want refunded in 14days. Feb 23rd Received reply that is posted above. Feb 23rd Sent Second letter amended from bank action group providing some example cases etc... Feb 28th Received reply from David Just pretty much the same as above. At this point I decided I needed more info and because I already had my statments I had never asked for evidence of manual intervention. March 1st Sent DPA reque
  13. OK found your reply in; "Abbey National Bank Action Group, process started" Quote bankfolder OK. We probably need to get a template nto the library at some point but we are rushed off our feet. However, you will find that these answers are in the FAQs and elsewhere. Your action is on the grounds that:- You have a contract with the defendant bank dated XXXX and which is conducted on their standard terms and conditions. You are claiming the return of money taken by the defendant in the way of charges over the last 3 years plus the interest they have levied on those charges.
  14. OK found your reply in; "Abbey National Bank Action Group, process started" Quote bankfolder OK. We probably need to get a template nto the library at some point but we are rushed off our feet. However, you will find that these answers are in the FAQs and elsewhere. Your action is on the grounds that:- You have a contract with the defendant bank dated XXXX and which is conducted on their standard terms and conditions. You are claiming the return of money taken by the defendant in the way of charges over the last 3 years plus the interest they have levied on those charges.
  15. Having read some more of this im going to send it to the address below as my "local" branch is 300miles away as i never changed it when i moved so london next best re court. Lloyds TSB Bank plc, 25 Gresham Street, London, EC2V 7HN. Telephone No: 020 7626 1500 Registered in England, number 2065.
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