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Dear All

 

I guess many of you are in the same position as me, that is, you are entirely frustrated and angry at how your respective banks have treated you with regard to bank charging. I have suffered many years of exorbitant bank charging and have always felt helplessly at their mercy. I have only recently found out about the ilegal way in which the banks have been conducting their business and I can honestly say I was totally shocked at how flippant and blase they have been about it and for so long. I welcome this opportunity to be able to challenge them on this and get my money back, in truth the money aspect is an absolute bonus, an unofficial savings account if you will!! The real plus is being able to stick two fingers up at the bully and fight back. I would just like to say thank you to all who have been involved with this site and hope you keep up the good work, I intend to make a donation, albeit, when I get my money back!!

 

I do have a couple of questions though

  1. Am I justified in asking for account maintenance charges to be refunded
  2. How do I work out any interest figures on my charges

The Bank of Scotland have recently supplied me with a list of all my charges and I work out from this that they are due me roughly £1,300. I am about to send of my letter with the list of charges but would appreciate any help on the questions raised, I will keep you all posted on my progress.

 

GOOD LUCK TO ONE AND ALL!!!

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Hi Alun

 

First of all please dont say illegal its UNLAWFUL !! be very careful on this.

 

And as for the other question can you please start your own thread in the BOS forum and call it Alun007 V BOS if you like.

 

The interest will not come into it just yet until you have to fill in the court forms and then there is a spread sheet for this and you should have done one to send with your prelim without the Interest bit for a brake down of your charges.

 

As for the Maintenance charges ask in your new thread in the BOS forum and others from that bank will answer it for you:)

 

Good luck

 

Welly:)

DONT FORGET TO DONATE TO THIS SITE WHEN YOU WIN THANKYOU

If you dont it wont be here:x

 

Let battle commence!!!!!:mad:

All advice and opinions given by people on this site are personal, and are not endorsed by Consumer Action Group or Bank Action Group. Your decisions and actions are your own, and should you be in any doubt, please seek qualified professional legal Help.

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