Jump to content


  • Tweets

  • Posts

    • retailer said they'd speak to dpd on Tuesday. I don't want to screw the retailer because they were doing me a favour by fixing it for free  I hope dpd will refund them so they don't lose out. Will keep you guys posted. 
    • Well, we live on the same road so it should be the same postcode. When I spoke to dpd and asked why were my neighbours' address not on the list and she said maybe they're not of the same postcode and I checked and they definitely were. Not to mention, delivery instructions are supposed to override actual customer's address which is why they asked for instructions I thought.
    • again a quick google search states Appeal a DVLA fine - GOV.UK (www.gov.uk) i would not be appealing mind. it's only a summary charge which they rarely do court on and pass out the powerless DCA's whom are not bailiffs they have 6mts. see where they go. as you've sorn'd it will probably be nulled. dx  
    • There are a number of reasons why you may not have been issued a notice in the post within 14 days. If you were stopped by the police it may have been given verbally. In the case of speeding offences, the police may issue you with a conditional offer of a fixed penalty of 3 points and £100.00 fine by post or an offer of a speed awareness course. If the offence is considered too serious for a speed awareness course or fixed penalty you may be charged with an offence which normally occurs by way of the issue of a Single Justice Procedure Notice. If the vehicle within which the alleged offence took place was registered to another person or company there is technically no need for a notice to be issued to the driver. After the police have obtained details of the nominated the driver, they will normally send the notice to them, although there are no time limits within which they must do so (provided that the notice was received within 14 days by the registered keeper of the vehicle). In such circumstances, a person may receive a notice several months after the alleged offence too place but still be prosecuted. A Guide to a Notice of Intended Prosecution | Motoring Offence Lawyers the above copy n paste link has purely been copy n pasted here to inform you of the regs, which you could have done yourself by, as this is, a google search......... we do not ever recommend using such offered webservices! dont dx    
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Cupcake VS Nationwide 27


cupcake68
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5099 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

  • Replies 59
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Let them terminate the account and threaten to take you to court.

 

It wouldn't even get there once they realised they've been so stupid.

 

Of course, do NOT tell them they've blown this one for the full debt until they start posturing with legal threats.

 

Keep that DN and envelope in the safest place you can find..........obviously not Nationwide BS vaults.

Edited by supasnooper
added

 

Link to post
Share on other sites

Yey!

 

What a lovely treat just in time for the bank holiday weekend!

 

We have had another one the same this morning on a different account with N/wide!!!

 

Someone must be looking after me (at last!!)

 

Thanks SS for the great advice as usual!

 

CC68:D

Link to post
Share on other sites

OK

 

I've calmed down slightly from my excitement!

 

How can these people behave so stupidly? Do they not consider the risk they are taking by not allowing the specified time etc?

 

Having been through a very rough patch this last 12 months and having had many very black moments I often blamed myself for taking too many risks and not thinking about the consequences but even I would never take such a stupid risk!

 

CC68

Link to post
Share on other sites

  • 3 weeks later...

Congratulations!

 

I still cannot believe they do not just make a bit of an effort (it shouldn't take much!) to just get their dates and facts right, after all the cost is HUGE!

 

But hey let's not complain!

 

CC68

Link to post
Share on other sites

Congratulations!

 

I still cannot believe they do not just make a bit of an effort (it shouldn't take much!) to just get their dates and facts right, after all the cost is HUGE!

 

But hey let's not complain!

 

CC68

 

long may they reign

 

be VERY careful (for other caggers as well as yourself) NOT to advise them of the error

 

even after you receive a TN ignore and file it (with the envelope) until such time as they want to try to enforce

Link to post
Share on other sites

Ok Will do!

 

But I just wish they would hurry up!!!!!!!

 

well be patient and still wait but the good news is that they have ALREADY terminated you

 

this is because they cannot claim amounts not due (the fullbalance) until they have issued a valid dn giving you the opportunity to rectify the default (arrears) and only THEN if you fail to comply within the given time

 

not only is the DN itself defective because they have not given you time (and included amounts in the arrears that are not due)

 

by demanding that you pay the full balance they have managed to turn the DN into a TN (termination notice) so after 14 days when you have failed to rectify the breach you will be terminated

 

they have given you evidence that they intended to terminate and that this is not a mistake as they have also asked you to cut up and return the card

 

 

aren t they just luvly!

 

 

(but still stay quiet and wait for further confirmation

Link to post
Share on other sites

So just to have it straight in my mind(?!)

 

I wait for them to start court proceedings then I announce that I know their default was defective? Or do I wait until it's in court and pull it out of my hat?

 

CC68

Link to post
Share on other sites

G***** v Nationwide credit card

I am further down the line to you guys. My account was defaulted 08 sept 08.

error 1/ 14 days from the date of this default notice.

error 2/ full balance required to rectify within 14 days of this notice

error 3/ return of card.

Thing is they never issued a termination notice after this continued to issue statements with minimum payment due, continued chasing the debt, and continued adding late payment and then when they tipped the balance overlimit fees.

Receaved the court papers from them this morning so if you help me with this it should set a precident for your cases. Has anyone else been to court with them yet? Is there any legislation/ case history to back up the ascertion this account has been terminated?

paul

Link to post
Share on other sites

G***** v Nationwide credit card

I am further down the line to you guys. My account was defaulted 08 sept 08.

error 1/ 14 days from the date of this default notice.

error 2/ full balance required to rectify within 14 days of this notice

error 3/ return of card.

Thing is they never issued a termination notice after this continued to issue statements with minimum payment due, continued chasing the debt, and continued adding late payment and then when they tipped the balance overlimit fees.

Receaved the court papers from them this morning so if you help me with this it should set a precident for your cases. Has anyone else been to coot urt with them yet? Is there any legislation/ case history to back up the ascertion this account has been terminated?

paul

 

well here is one "hot off the press"

 

 

'zhanzhibar vs Amex/AIC/Newman/ Brachers Solicitors'

Link to post
Share on other sites

So just to have it straight in my mind(?!)

 

I wait for them to start court proceedings then I announce that I know their default was defective? Or do I wait until it's in court and pull it out of my hat?

 

CC68

 

just keep quiet and ignore everything until they make the demand in writing for the full balance

 

( a court summons for the full balance or a letter threatening any sort of enforcement unless the full balance is paid will do

 

then come back online for more advice (personally i would then SAR them with no explanation and make sure i haev all their grubby little details filed away before they can massage them

 

THEN i would simmply tell them to " put up or shut up"

Link to post
Share on other sites

Freethe mice - I'm not sure what I can do to help but I will keep a close eye on your thread and try my best(?!)

 

DD- Thanks for advice will be back when I get more from them!

 

CC68

 

PS Anyone any good on Virgin CCA's?http://www.consumeractiongroup.co.uk/forum/general-debt-issues/194039-cupcake68-virgin-3.html

Link to post
Share on other sites

  • 3 weeks later...
Thanks DD!

 

They are always sending me letters threatening action!

 

Does it have to be set out in a particular way?

 

Cupcake

 

yes you will recognise it- instead of vague threats it will tell you that if you fail to respond a county court summons will be a[pplied for in XXX days

 

(but don't hold your breath or cancel your holidays)

Link to post
Share on other sites

  • 4 months later...

Hi Guys

 

I have received a letter from Fredrickson International today.

 

It says "Our client now requires payment in full" but also says "Payment should be made to Fredrickson Int'l"

 

Also has a list of ways to pay down the side of the letter. Ie delta, switch but also mentions Mastercard and Vica. Am I right in saying they mustn't take payment by credit card?

 

thanks

 

Cupcake

Link to post
Share on other sites

Hi Guys

 

I have received a letter from Fredrickson International today.

 

It says "Our client now requires payment in full" but also says "Payment should be made to Fredrickson Int'l"

 

Also has a list of ways to pay down the side of the letter. Ie delta, switch but also mentions Mastercard and Vica. Am I right in saying they mustn't take payment by credit card?

 

thanks

 

Cupcake

 

don't waste your time on irrelevant matters- concentrate on what matters

 

dick

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...