Now this is just OTT

[djscissorkicks]

How is this for a superb example of the RBS charge machine in progress. Between 31st July and 1st June, I have been hit by £270 in charges! How can this be? I hear you ask. Here we go:

 

£40 applied to my account for going over limit once last month.

 

This took me £15 over limit again (so looking forward to charge next month)

 

Then, four seperate small switch transactions bounced

 

1. £5.00 £35 charge

2. £5.25 £35 charge

3. £8.20 £35 charge

4. £5.05 £35 charge

 

Next two D/Ds and a S/O bounced also at £30 each, another £90 (and the best thing is, the S/O was for £20 going from my current to a savings account with the same branch. I was charged £30 for not having money to give myself £20!)

 

So there you go 24hrs and £270 charges. Argued with the branch and got no where "we refunded charges in april therefore I doubt we can refund again."

 

Anyway I am about to send my first small claim summons (have done all the preliminaries) so although I'm skint, I'll just add it to their bill. Its kind of like forced savings.

[Guest BlueRuby]

So there you go 24hrs and £270 charges. Argued with the branch and got no where "we refunded charges in april therefore I doubt we can refund again."

 

Gives you a nice warm feeling doesn't it?

[MARTIN3030]

A great way to look at it.

 

 

Yep this is still your money !!

[davidhannam]

had similar, but not quite as bad experiences....like going over limit, then not paying direct debit for my rbs credit card, so another charge, then charge for credit card direct debit not being paid by credit card, then late payment charge, then exceeding limit on credit card so another charge.... so total of 5 seperate charges of about 30 to 35 each for basically one transaction!...

 

hate rbs with an absolute vengence!... hope all these cobbetts fees and refunds (eventually) give them a little taste of how it feels!

[MARTIN3030]

Ditto Dave I am sure it will !!