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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Finance U Ltd Car Repossession letter received **Round 1 WON... Ding, ding... Round 2 now on**


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ok so he is on the ball

 

its unusual for those docs to be given this early

 

you need to send the cpr request for the termination notice

 

hang fire sending that for the moment, single brain cell in gear

 

just get the claim acknowledged to begin with as thats most important, then a further 2 weeks for the defence

 

just thinking what else to put in the cpr

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not sure there being two claim forms for the same amount

boy must they hate you

ill wait for some feed back on that and is not important at the moment

 

yes the cpr request goes to the claiment as no solicitors involved

 

but wait till monday

need the weekend on that one

 

the most important thimg is getting the claim acknowledged now

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no probs

 

we will demand the computer screen shots which are date stamped

 

we will use the default notice allready posted

he cant issue a second

 

if he tries to deceive we will demand track and trace records

 

its down to him. not you to show when documents are served

 

he is going noware with this

 

that i can assure you off

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Send In Your Name

 

Makes No Difference

 

Print, Dont Sign

 

 

Remember

 

Dont Mention About The Crap Default Notice

Let Him Think Its In The Bag To Begin With

 

Revenge Is A Dish Best Served Cold

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ok

to begin with

did they include

credit agreement

bill of sale (with the high court stamp)

default notice

 

i need you to check that things like amount of credit

total amount payable

most things on the cca are the same as on the bill of sale

 

sorry if going over new ground but this finance u ltd

i take it they are the finance co and not a broker

confirm you have had no dca etc chasing you for this money

 

 

by the way

 

chill on this one

 

default notice is pure bovine excrament

 

ime checking out this finance u ltd

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this might be just me but i need some help

 

this finance u ltd does not have a consumer credit licence

can i have a second opinion and serch

meny thanks

 

ive had a look at the agreement and i need a few days

one thing that strikes me is where are the termination rights

what about doing a voluntry termination

where is the figure

no list of penalty charges

 

i can go on and on

 

give me a few days

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i think i might have cracked it the documentation fee was paid on your first payment

 

so why are you paying interest under the total charge for credit

 

ime having the agreement checked out

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looks that the P/X sum had been ADDED to the total amount and not

 

deducted.

 

We need to OP to confirm how the figure of £8990 was reached

 

 

meny thanks for looking in havinastella

 

can you confirm how £8990 was reached

its important

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gday mate

 

right then

 

ill start drawing one up tonight

it will take a few days

 

when does your defence have to be in by

 

its important that when the defence is ready, you understand every piece of it

 

we are hear to guide but at the end of the day,

 

ITS YOUR DEFENCE IN COURT

 

LETS SEE IF I CAN OUT DO CREDITCARDMUG FOR A CHANGE:-)

ONLY JOKING

CCM

PLEASE JOIN THE PARTY AND DO YOUR DEFENCE ALSO

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We Have Till This Friday

Just Allowing For Postage

Best Sent Special Delievery

 

You Need To Be Sending A Copy Of The Defence To The Other Side Also

 

Thats Three Copies

 

For You

The Other Side

The Court

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Ill Do The Defence

Ill Send It To You As An Email Attachment Or I Will Post It Up For You To Copy

Ill Post It Up To Get A Secomd Opinion

 

All Will Be Explained When The Defence Is Ready

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