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Moorcrofts answer 2 CCA


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Hi guys,

Sent Moorcroft a CCA letter, which they received 11th Feb, and this morning I received this letter from them.

 

DATE 16/02/2009

NOTICE OF INTENDED LITIGATION

SEND FULL AMOUNT BY 23RD FEB. OR ELSE

 

What letter do I send them just now, in answer to above LITIGATION letter I received.

I have at the moment got the above letter, the recorded mail and eletronic proof of delivery photocopied to be sent to them, but not sure what reponce letter I should send with it.

 

would be gratefull for any help.

 

Cheers

 

Yeeeep.. had one, been there, got the T-shirt. Guess what.. no Court action ever materialised.

 

http://i157.photobucket.com/albums/t42/davey77_2007/08.jpg

http://i157.photobucket.com/albums/t42/davey77_2007/Moorcroft2.jpg

:!: -Any advise I give is based purely on my own experience. It should not be solely relied upon as I am NOT a legal expert and any major decisions you make should not be based on my opinion alone -

HFC Bank - Davey vs HFC

Barclays - Monthly payments made

Cahoot - Agreement received, awaiting 2nd agreement after DCA.

MBNA1&2 - Agreements received. (Currently in limbo)

Halifax - Davey vs Halifax/Cabot

MINT - Davey vs Mint

Amex - Davey vs Amex

Cap1 **WON** £1,500 Written Off Davey vs Cap1

 

Never Sign Anything

 

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bet it was from their "pre litigation department" :rolleyes:

 

what a joke

 

I replied to one of their letters once addressing it the "Pre-school Division". Still got there :D

:!: -Any advise I give is based purely on my own experience. It should not be solely relied upon as I am NOT a legal expert and any major decisions you make should not be based on my opinion alone -

HFC Bank - Davey vs HFC

Barclays - Monthly payments made

Cahoot - Agreement received, awaiting 2nd agreement after DCA.

MBNA1&2 - Agreements received. (Currently in limbo)

Halifax - Davey vs Halifax/Cabot

MINT - Davey vs Mint

Amex - Davey vs Amex

Cap1 **WON** £1,500 Written Off Davey vs Cap1

 

Never Sign Anything

 

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Share on other sites

You are not obliged to provide them with any pre Court information. In fact, you cannot effectively give your Legal Position, and therefore give information as to any Particulars of Claim, without first reviewing the documentation they would rely on in Court anyway (the 'agreement'.)

 

They are just trying to get an idea of where your battle plan will come from and what areas of the Law you will (could) be relying on so they can have foreknowledge of how to respond.

 

It's a template letter and similar to what i have received in the past:

 

http://i157.photobucket.com/albums/t42/davey77_2007/PreviewofDSCF7425JPG.jpg

http://i157.photobucket.com/albums/t42/davey77_2007/MoorcroftNov42008.jpg

:!: -Any advise I give is based purely on my own experience. It should not be solely relied upon as I am NOT a legal expert and any major decisions you make should not be based on my opinion alone -

HFC Bank - Davey vs HFC

Barclays - Monthly payments made

Cahoot - Agreement received, awaiting 2nd agreement after DCA.

MBNA1&2 - Agreements received. (Currently in limbo)

Halifax - Davey vs Halifax/Cabot

MINT - Davey vs Mint

Amex - Davey vs Amex

Cap1 **WON** £1,500 Written Off Davey vs Cap1

 

Never Sign Anything

 

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Share on other sites

Technically, if i read right, it's not in dispute until the 27th feb (12 + 2 passed) but that's only a couple of days to be sure. ;)

:!: -Any advise I give is based purely on my own experience. It should not be solely relied upon as I am NOT a legal expert and any major decisions you make should not be based on my opinion alone -

HFC Bank - Davey vs HFC

Barclays - Monthly payments made

Cahoot - Agreement received, awaiting 2nd agreement after DCA.

MBNA1&2 - Agreements received. (Currently in limbo)

Halifax - Davey vs Halifax/Cabot

MINT - Davey vs Mint

Amex - Davey vs Amex

Cap1 **WON** £1,500 Written Off Davey vs Cap1

 

Never Sign Anything

 

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Share on other sites

Who is the OC?

 

This has just been assigned to Moorcroft and not sold outright hence they are requesting the CCA from the OC?

 

As a rule of thumb a S.A.R goes to the OC and the CCA goes to the DCA.

:!: -Any advise I give is based purely on my own experience. It should not be solely relied upon as I am NOT a legal expert and any major decisions you make should not be based on my opinion alone -

HFC Bank - Davey vs HFC

Barclays - Monthly payments made

Cahoot - Agreement received, awaiting 2nd agreement after DCA.

MBNA1&2 - Agreements received. (Currently in limbo)

Halifax - Davey vs Halifax/Cabot

MINT - Davey vs Mint

Amex - Davey vs Amex

Cap1 **WON** £1,500 Written Off Davey vs Cap1

 

Never Sign Anything

 

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Share on other sites

Ah HBOS!

:!: -Any advise I give is based purely on my own experience. It should not be solely relied upon as I am NOT a legal expert and any major decisions you make should not be based on my opinion alone -

HFC Bank - Davey vs HFC

Barclays - Monthly payments made

Cahoot - Agreement received, awaiting 2nd agreement after DCA.

MBNA1&2 - Agreements received. (Currently in limbo)

Halifax - Davey vs Halifax/Cabot

MINT - Davey vs Mint

Amex - Davey vs Amex

Cap1 **WON** £1,500 Written Off Davey vs Cap1

 

Never Sign Anything

 

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Share on other sites

Yep clemma's got it. CCA received 11th feb, 12 + 2 = 3 March.

:!: -Any advise I give is based purely on my own experience. It should not be solely relied upon as I am NOT a legal expert and any major decisions you make should not be based on my opinion alone -

HFC Bank - Davey vs HFC

Barclays - Monthly payments made

Cahoot - Agreement received, awaiting 2nd agreement after DCA.

MBNA1&2 - Agreements received. (Currently in limbo)

Halifax - Davey vs Halifax/Cabot

MINT - Davey vs Mint

Amex - Davey vs Amex

Cap1 **WON** £1,500 Written Off Davey vs Cap1

 

Never Sign Anything

 

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Share on other sites

The OC is HBOS credit card......if they do not send a valid CCA, is it really worth sending the £10 for a S.A.R? At this stage, I would hold back on that UNLESS they produce something which is enforceable.

 

Yeah i agree, just wait a little longer and see what happens. They haven't even defaulted on the request yet.

  • Haha 1

:!: -Any advise I give is based purely on my own experience. It should not be solely relied upon as I am NOT a legal expert and any major decisions you make should not be based on my opinion alone -

HFC Bank - Davey vs HFC

Barclays - Monthly payments made

Cahoot - Agreement received, awaiting 2nd agreement after DCA.

MBNA1&2 - Agreements received. (Currently in limbo)

Halifax - Davey vs Halifax/Cabot

MINT - Davey vs Mint

Amex - Davey vs Amex

Cap1 **WON** £1,500 Written Off Davey vs Cap1

 

Never Sign Anything

 

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Share on other sites

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