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Lee vs Nationwide


darth spurz
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Hi dolly

 

sorry i have not been in touch sooner.I have made the claim at last.I do have one slight prob though.

I have just received a default notice from the bank.I am not sure what to do or what they will do, please can you advise.

 

Many Thanks

 

Lee

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Great stuff on making the claim - did you issue the moneyclaim before the default?

Not a problem if you did, we can sort it out and try and get it removed.

They have defaulted your account when it is in dispute so you need to send them a letter - will get the template for you later. Off out now and going to the footie this afternoon so will get back to you early evening tonight.

 

And you WILL get your money back you know :)

Please note that I am not a legal expert and all advice given is without prejudice and is purely my opinion only.

 

** Nationwide - £1821.15-PAID IN FULL - Aug 06 **

** Halifax Mortgage -£390 - PAID IN FULL - Nov 06 **

Lloyds TSB - MCOL issued 09/03/07 - £2953 + costs - ON HOLD....

 

 

 

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ACCOUNT NUMBER: XXXXXXX

Dear Sirs

 

Re: Account in dispute

 

I am writing to clarify that I am currently in the process of requesting a refund of bank charges unlawfully made to my account.

 

I note from your latest correspondence that you are proposing to issue me with a Default Notice on this account - I need to make you fully aware that I am disputing the sum owed and, as such, you must refrain from any further action until this dispute is fully resolved.

 

If you do not stop this default action and proceed by making any adverse comments on my credit reference files, I shall be forced to take legal action against you under the Data Protection Act 1998.

 

Your sincerely,

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hi dolly

i have received the courtnotice of my claim so the wheels are in motion

i hope they dont contest it although i they will go all the way.

 

also thanks to michael browne for the letter

 

what will be my next move?

 

 

many thaks

 

Lee

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Your next move will be spending all those charges they unlawfully took from you :)

 

Keep checking your account, should go in in the next week to ten days :)

Please note that I am not a legal expert and all advice given is without prejudice and is purely my opinion only.

 

** Nationwide - £1821.15-PAID IN FULL - Aug 06 **

** Halifax Mortgage -£390 - PAID IN FULL - Nov 06 **

Lloyds TSB - MCOL issued 09/03/07 - £2953 + costs - ON HOLD....

 

 

 

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Hi dolly

 

i hope so i got a funny feeling they will go to court

 

We all think that but they won't :)

Please note that I am not a legal expert and all advice given is without prejudice and is purely my opinion only.

 

** Nationwide - £1821.15-PAID IN FULL - Aug 06 **

** Halifax Mortgage -£390 - PAID IN FULL - Nov 06 **

Lloyds TSB - MCOL issued 09/03/07 - £2953 + costs - ON HOLD....

 

 

 

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hi dolly

i bloody won i cant beleive it.

received a letter today say that they have put the money back in my account and

paid the court charges.

so i,d just like to say thanks for all your help

 

many many many thanks

 

lee

p.s how far can i go back because i have got an abbey one that i closed a year ago?

cheers all

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p.s how far can i go back because i have got an abbey one that i closed a year ago?

 

On a roll now, eh? You can go back 6 years.

 

Congratulations.

 

Please fill in the bank survey......and maybe a donation

 

Look here:

http://www.consumeractiongroup.co.uk/forum/general/7261-when-you-get-your.html

 

Well done, enjoy the dosh.

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