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Arrows/drydens PAPLOC - GE Money Debenhams Store card debt


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urm. I smell a cash cow

 

pers i'd stop paying and fire off a CCA request to snotcrawl

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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old & new thread merged

 

please keep to one thread

 

I still think you have been cash cowed blind

 

you appear to have all the statement from day one?

 

add up all you payments please.

 

if you are paying snotscrawl

that money will be going directly to their pocket.

 

have you checked you cra file recently

 

I bet this debt does not show anymore.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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cra details are below

 

I can guarantee you've been cash cowed blind

 

also looking at the cca

you have PPI so you can claim all that back as well.

 

look on your card statements

 

should say about cover plan every month and a figure its costing you.

 

please....

stop payments now.

 

dx

  • Confused 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

  • 3 weeks later...

you are being cash cowed blind

 

STOP PAYING

 

what does your CRA file say about this debt.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

well that shows you can ignore arrows then atleast.

 

and snotcrawl

 

if you must pay its to the OWNER satan's bank.!

 

dx

 

so satans bank are not updating the cra either

 

now, whats the defaulted date in the debt summary [not the update one]

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

  • 4 years later...

When was your last cash cow payment to scotcall fleecers

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

well you've never sent arrows a CCA request

and

why oh why did you continue to pay snotcrawl after being told to stop !

it would be statute barred by now had you stopped

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

snotcrawl are not bailiffs

as with any DCA they can be ignored

 

you should have told them to leave or you'd call the police.

 

send that CCA request to arrows.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

no they didn't say will

go read it PROPERLY.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

better if you scan the letter to pdf please

follow the upload

 

 

send the CCa request

they are operating under 'instructions' from the client, we'll no

just the threat-o-gram pc can see the £££ signs here and has been configured to use the same printer as all the other letters about the debt and up the anti.

 

 

you indicate you had previously sent an SAR

have you still got that info?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

get a new sar running to Santander

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

doesn't mater if they aren't.

 

the facts are theres a lot here that is in answered

 

the make up of the balance and the change from it being a only allowed spending 'in-house' with said group of companies and the fact it was changed to a general credit card.

 

there are rules and anomalies that surround such changes one that comes to mind is the M&S charge card that changed to a credit card they failed in their duties .

 

lots of threads here on that.

 

the sar here will be the teller of tale.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • 4 years later...

When did you last pay anything?

 

Dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

3rd time you were told to stop payments and you didnt.

 

until or unless you get a letter of claim with a reply pack you ignore everyone..they are all part of the arrows group.

 

as long as you haven't now moved since the last time you wrote to them...cca request?? Or sar??

 

Dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Send arrows a new cca request

you must always update debt owners of a move

 

Letter of claim will come from drydens...

 

Comeback here with the full cca return to pdf if one ever comes

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

just send a new CCA request, how can you use email when you have to send a £1PO and you NEVER give a fleecing dca a free way to harrass you...

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Click letter of claim follow post 2

But you obv dont issue a new cca

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • dx100uk changed the title to Arrows/drydens PAPLOC - GE Money Debenhams Store card debt

well ......

1st you need to go back to post 1 and carefully read ALL this thread from the start again and pay attention to the advice and the undertones it explains about 'debt'.

 

2nd ...the truth is you owe no-one ANYTHING, the OC wrote off and sold the debt, and got most of it back against tax and business insurance schemes ...throw the morality card out the window...the OC did by selling the debt on for <10p=£1. and the DCa want the full balance ...id so many fools stopped paying powerless DCA's tomorrow, the whole industry would collapse overnight.

 

3rd the only reason this is still around your neck is because you failed to follow given advice...had you ..it would now be statute barred.

 

  

On 01/05/2013 at 15:18, ken100464 said:

Have read your thread again in total.

 

Your default notice states your Debenhams Gold Dual Card.

 

Our Debenhams Dual Card was one of these uprated storecards. Your CCA is for a storecard same as ours but Santander v Mayhew goes to show that they needed to get you to sign a new agreement when it was uprated. If you have a SAR which you were off to get back in 2009 then you should see the uprating in the coms log if it happened.

 

Might not be the case for you but I would be suspicious of what its saying your card was on that Default notice.

^^^ very important research the M+S credit card debacle using our enhanced google searchbox on this page

 

as for the PAPLOC reply,

 

D.. desipte a previous CCA requests, the claimant has yet to supply any/all of the required paperwork.

 

i: delete [CC is attached to this reply form]" 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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