are previous tenents debts effecting my credit

[beararm]

hi

we recently moved into a new house, and have discovered the previous tenent left owing approximatly £60,000 to various companys, banks and credit cards, and is forcibly being made bankrupt. the previous tenents have not left any forwarding address and has obviously not notified any of their creditors of the move.

I tried to open a new bank account and and was refused, this has never happened before. Is the previous tenents debt registered to my new house and if so how do i disassociate myself from it?

any advice would be appreciated

chris

[godpikachu]

yes, unfortunealtey the debt problem gets listed under the address, and its you who is required to prove that you have nothing to do with them and get it removed from the blacklist.

[postggj]

i think i must disagee with this

 

when a credit search

 

is done on the person ,

only your details will be shown

 

the only exception is if you have a financial association with another party.

thats say your other half or joint accounts

 

there is no such thing as a credit black list

[Chris1933]

Your credit score will have taken a big knock due to moving. You wont be registered on the electrol roll, do this and it will be back to normal in no time.

[beararm]

thank you all