Ambulance chased

[X10phoenix01X]

Please baer with me I have A head injury

I was Ambulance chased, miss sold my mortgage along with the ppi and the endowment ,Having a head injury the interest rate went through the roof I was charged over charged these charges were bundeleld up as arrears I was taken to court I payed I not only payed but I payed of nearly half my mortgage in one go asking for a holiday so as to get my finances back in order with in months they were at it again two lots of court proccedings a money order for £34,000 the property was disposed of 11 years later a DCA come lookin for me and start to harrass me

 

I found the original file and read it I was rooked the mortgage company had added some £57,000 in charges now I have been contacted by an agent of morgage company I have put up a realy spirited defence the agent after a bit of harrassment I bit back as I have insgated a small claims procdure as i have been contacted by an agent of a mortgage company whohave been grossly unfair and have abused their possition over me and have givven me some form of transaction history wich is new evedence my health was poor as I had been in an horrific head on months and months in hospital was sold the mortgage while on incapacaty benifit they allowed arrears while I was waiting for the court to decide how much I was going to get in compensation

 

They kept the presure up had to accsept a lower sum or I would have been reposseded the juge was totaly unsympathtec and gave them an order I paied off all the arrears and half the mortgage with a little one on the way I had arrangeed or so I thought a holiday break from mortgage within 18 days I was in arrears diespite just paying some £17,000 clearing the smaller linked account and making a substantial amount from the main account with in a short period of time the charges started back into court and was reposesed I was not in negative equity I owed £19,000 on a £73,000 flat they had made up charges the juge was again unsympathetic dispite making every effort to pay mortgage as th interest rate was through the roof my remidey was to bring the sum down

 

so it was an affordable amount the oridginal mortgage company was taken over by another a worse one whos determination to reposess was greater and there was no communicating with them as they had bought the mortgae for peanuts it was chaeper to reposess and sell on rather than take £195 a month or so as i now have been troubled by them through an agent and there has been a transaction etc and the history etc etc I want to reopen the case under the 1974 cca 137-140 extortionate bargans as it is still within the statute of limitations according to the DCA

 

The DCA Is being sued for causing me costs, vexation anguish and distress their solisitors are jumping they dont like it as this is all being done with out leave of the court

[Bona]

Its a sorry story have you had any legal help what is your situation know

[hilaryfrances]

hey buddy, you keep hanging on in there and good luck to you. Hils