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    • Hi I had to leave Dubai back in 2011, during the financial crisis. And only now have I received a letter from IDRWW. Is this anything to worry about about as I have 2 years left until it’s been 15 years(statute barred in Dubai). Worried as just got a mortgage 2 years ago. Could they force me in to bankruptcy? Red lots of different threads on here. And unsure what true and what isn’t. 
    • Not that TOR will see this now he's thrown in the hand grenade. Rayner has plenty of female supporters on X, for a start. As for the council and HMRC, fair enough and I thought Rayner was already in touch with them. That's where it should be dealt with, not the police force. @tobyjugg2 Daniel Finkelstein thinks the same as you about tax. The Fiver theory. How the Fiver Theory explains this election campaign ARCHIVE.PH archived 28 May 2024 17:36:51 UTC  
    • Often with the Likes of Lowells/ Overdales that 'proof' doesn't stand up to scrutiny.   Think about it like a game of poker, they want to intimidate you into folding and giving up as soon as possible, and just get you to pay up and roll over, that is their business model, make you think your cards are rubbish. What they don't expect, and their business isn't set up for it, is for a defendant to find this place and to learn that they have an amazing set of cards to play. Overdales don't have an infinite number of lawyers, paralegals etc, and the time / money to spend on expensive court cases, that they are highly likely to lose, hence how hard they will try to get you to roll over.  Even to the extent of faking documents, which they need to do because the debts that they purchased were so cheap, in the first place. Nevertheless it works in most cases, most people chicken out, when they are so close to winning, and a holding defence is like slowly showing Overdales your first card, and a marker of intention that this could get tricky for them. In fact it may be,  although by no means guaranteed that it won't even go any further than that.  Even if it does, what they send you back will almost certainly have more holes than Swiss Cheese, and if with the help you receive here, you can identify those weaknesses and get the whole thing tossed in the bin.
    • So Rayner who is don’t forget still being investigated by the local council and HMRC  is now begging to save her seat Not a WOMAN in sight in this video other than Rayner  Farage is utterly correct this country’s values are non existent in her seat   Rayner Pleads With Muslim Voters as Pressure From Galloway Grows – Guido Fawkes ORDER-ORDER.COM Guido has obtained a leaked tape from inside a meeting between Angela Rayner and Muslim voters in Ashton-under-Lyne...  
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Little 'ol me VS First Direct


chrisholdsworth
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Well, I started by asking for a copy of my statements from First Direct. (They don't keep all of them online, only the last 18 mths) and they asked me for £7.50 per statement! I was outraged, and they eventually agreed to charge me £50, which I shall be claiming back!! They came, approx 50 statements all in separate envelopes! I ask you!

I have sent letter 1 and letter 2 by registered post, so there is no excuse!! They are still refusing to accept liability at the moment. My online county court claim is ready, and if I don't hear within the next couple of days, I shall submit it. I have done this before and it is easier than you think! The big firms want you to think it's hard, but it isn't! I have also represented myself in court when trying to collect maintenance and won!! So go ahead, it's time we all stopped feeling scared!!

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nothing on mine either - Guess we are keeping them busy :D

Egg Data Protection Act Statements arrived. On hold.

 

Halifax - Moneyclaim £3100

 

Amex to Remove Default - acknowledged didn't issue correct documents - default removed :) . £135 paid in full without Court

 

I'm on a roll now :rolleyes:

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Mine was Ack'd by FD on the 8th Aug, letter from DG Sols arrived yesterday (10th). Posted thanks but no thanks letter same day, faxed same letter to them this morning just to make sure;)

 

Expecting letter offering full amount tomorrow or Mon:D

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Mine acknowledged 9th 50% offer today

Egg Data Protection Act Statements arrived. On hold.

 

Halifax - Moneyclaim £3100

 

Amex to Remove Default - acknowledged didn't issue correct documents - default removed :) . £135 paid in full without Court

 

I'm on a roll now :rolleyes:

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It's only been 3 days since you replied to them, and it is bank holiday weekend. I'd give it a little longer and maybe follow up with a telephone call (record it if you can) to check they recieved your response.

 

Andy

Current projects:

 

First Direct

MCOL Filed 24/9/06

£3116.60 including 8% interest

Offer from DG £1618.30, 3/10/06. Accepted as Partial Payment Only - pursuing remaining ££££

Offer for £3236.60 (full amount, plus court charges) from DG 10/10/06.

Accepted, crossed out confidentiality clause, funds cleared. Thanks to all for help and support.

Barclaycard

MCOL Filed 4/10/06

£1370.22 including 8% interest

Payment of £216 (:lol:) received. Settlement politely declined...

Allocation Questionnaire received 8/11/06

 

Smile

Prelim sent 23/09/06

LBA sent 27/10/06

£2435

Payed in full, just before MCOL, 17/11/06

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  • 1 month later...

I think you've had yours claim resloved now, and i hope so. Good luck i'm just about to send my prilmary letter off.

Clare:)

 

1. Abbey National Requested Statements 04/Aug/2006

2. Abbey National One years statements received 16/Aug/2006

3. Pam Speed Replied with Data Protection letter fob off-15/Aug/2006 -all archived onto microfiche, which is not covered under Data Protection Act. So I must pay 10.00 per month for copies of statements past 40 day period.

4. Apology letter received 26/Sep/2006 Grant Allman Mircofiche records not held under filing system, not covered by Data Protection Act, so therefore will not be provided to me under the S.A.R - (Subject Access Request). Fee is £10 per account per month

5. Letter -current investigating under way and will be back in contact in 4 weeks, letter received 27/Sep/2006

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