Just Recieved A Signed Capital One Agreement

[beachcomber60]

Subscribing

 

So this is where the Capone Fan Club hang out.

 

Supporting you all 100%

 

Beachy

[beachcomber60]

Hi DD,

 

Seem to be quite a club growing, good to see everyone supporting each other.

 

Don't know what we would have done without CAG.

 

Beachy

[beachcomber60]

You got it in one Sunflower.

 

Public awareness to CAG is what we need.

Edited January 10, 2009 by beachcomber60
Spelling

[beachcomber60]

I think any input is welcome.

 

I can't understand why we have these bodies that are supposed to be there to protect the consumer, yet when we complain they don't want to know.

Edited January 10, 2009 by beachcomber60
Spelling & grammer (bleeding iPhone!)

[beachcomber60]

I'm jealous!

 

I only get Executive Office Manager :-|

[beachcomber60]

Now that's made me laugh

 

We'll bring the pasties if someone brings the Jaffa cakes!

[beachcomber60]

DD, make sure you send any letters recorded, they sent P2C knocking on my door because debitarse had 'lost contact' with me, good job I recorded six letters to debitarse to prove otherwise.

 

You can imagine the contents of a letter I sent both debitarse & P2C in response to P2C's 'visit'.

 

 

 

Beachy

[beachcomber60]

Sunflower, have spoken to OH on the jellybone, just phoned me back to say that both ours have totally different numbers top & bottom, also all their letters have different barcode numbers top & bottom - so I think we're grabbing at straws on this one.

[beachcomber60]

I told them last August to take me to court - they haven't .

 

With Debitarse threat-o-grams I have twice asked for a copy of my orginal signed agreement under pre action court procedures - never got a reply.

 

Soooooo speaks volumes of the enforceability of these 'agreements'

 

Beachy

[beachcomber60]

Is this a new ploy?

 

OH & I have both been 'terminated' however, OH keeps getting emails stating that latest statement is available online, when trying to log on OH is told to ring for new password.

 

Have absolutely no idea what charges are being added to this account.

[beachcomber60]

Lexis - CB, No they aren't sending paper statements I'm sureits a ploy for OH to ring for a new password - think we're stupid!

 

Just happens that I received a nice letter from debitarse advising that they no longer dealing with MY account but someone deeper in the pond will be surfacing within 14 days to harrass me.

 

Will double check the DN just in case.

[beachcomber60]

Hi Gaz, you been 'terminated' as well?

[beachcomber60]

Gaz, How the heck did you get them to accept token payments? Been trying to set up prorata payments but they demanded bank statements, payslips & tax statements - so I told 'em where to go!

[beachcomber60]

Didn't think about doing it that way! Theywouldnt accept national debt line budget (or their own) without seeing items listed in my last thread, so I set up a standingvorder thro' the bank - no payments have ever been returned - so I hope if or when it ever comes to court a judge would ask them a few questions ! ! !

[beachcomber60]

Sunflower, I think your T&C's are exactly the same as mine - probably photocopied at the same time

 

Can't add the link at the moment but my thread is capital one cca

 

Beachy

[beachcomber60]

Yeap, going to be very interested in that myself, have to admit I've never looked at those tables.

 

My tc's is identical to OH's - probably photocopied hundreds in one go, although they say different, both our copies have the same photocopy roller marks on them (two black marks top centre).

 

Beachy

[beachcomber60]

If they ignore our requests to make arrangements to view originals through both informal or formal CPR 31.16 requests it is their look out and can be brought to the attention of court and judge that DCA has failed to comply

 

Morning Sunflower,

 

Think I have already mentioned this somewhere, in response to Debitarse threat-o-grams of court action, I made requests under CPR 31.6 for a TRUE copy of the agreement, both requests went without being acknowledged (let alone being provided) thank goodness it was done using recorded delivery !

 

UNITED WE STAND

 

Beachy

[beachcomber60]

Hi DD, I know who you mean - Greg unpronouceable- dont hold your breathe waiting for a reply from this guy, dont think he can write, Ive sent so many letters (recorded) to him, all ignored, he then set P2C on me because Capone/Debitarse had 'lost contact' with me (ruddy cheek! ).

 

Sunflower a personal letter from the elusive Ellie, I have seen elsewhere on the forum that it is the general opinion that she does not even exist.

 

Beachy

[beachcomber60]

Hi Version302003,

 

It appears that none of us who have these dodgy 'alledged' agreements have section 23 in the T&C's.

 

Beachy.

[beachcomber60]

Can you delete/blank out your personal details and post it on the forum, if its any thing like mine, Sunflowers and many many others its normal capone rubbish.

[beachcomber60]

Well done Flintstones, hope for the rest of us with the same 'alledged' cca.

 

How did you manage it? Low balance on the account?

 

Beachy.

[beachcomber60]

Read the full story in yesterdays Mail on Sunday - very sad & tear jerking.

 

Beachy

[beachcomber60]

Capone/Ellies fan club seems to have gone quiet, are THEY (i.e Capone/Debitas) in financial trouble & cant afford their endless (and pointless phone calls)?

Edited March 1, 2009 by beachcomber60

[beachcomber60]

Hi,

 

Just managed to receive my CCA from crap one, took it out online in may 2004. Front is the same as yours but back is slightly different and it appears there is a section 23??? looks suspect though

 

Edit: In fact at the top under the credit agreement bit it state :

 

 

 

Naughty naughty crapone

 

 

CCA Page 1

CCA Page 2

 

Same alledged cca as most of us!

 

Did they put it in writing that they'd not comply with your cpr request, only under continuous threat of court action from debitas I twice requested my agreement under cpr (by recorded mail) and twice ignored.

[beachcomber60]

Good ol' Ellie! True to form as usual.l

 

Funny how she always states 'we will defend any action ......' never 'we WILL take action ......'

 

Beachy