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VG - Vs Northen Rock - Charging Order


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Send that off, it's fine. If they refute it you can always do a CCA at a later date, besides they don't know whether you have a copy of your agreement anyway:D

 

There has been such a rumpus with misold PPIs just lately (famously with Egg), I really don't see you having much of a problem really.

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The chances are whatever refund they offer they'll deduct (or try to) from your existing debt with them. No matter...because in the long run you'll be far better off because you will be in a stronger position to challenge the debt in its entirety. Although the debt may still exist, due to their stupidity they'll make it uncollectable:D

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