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    • wont go near it with a barge pole as its ex gov't debt.  
    • Thanks, I've had my fill of this lot. What makes me so mad is that I had to take out student loan to get any DHSS help. And then when I tried to help myself and family they presented obstacles. Might be worth passing story to RIP off Britain?
    • there is NO exposure if you simple remove your name address/ref numbers etc from docs, over 10'000 pdf uploads are here. which then harvests IP addresses off of the people that then do so..which is why we do not allow hosting sites. read our rules and upload carefully thats exactly why we say capture as JPG, redact, then convert/merge to one mass PDF. then online sites to achieve that we list do not leave watermarks.  every once in a while we have a user like you that thinks they know better...we've been doing it since 2006 with not one security issue. thank you.
    • was at the time you ticked it  but now they've still not complied . if you read up, here , you'll see thats what everyone does,  
    • no they never allow the age related get out, erudio are masters at faking supposed 'arrears' fees which were levied before said date and thus null its write off. 1000's of threads here on them!! scammers untied that lot. i can almost guarantee they'll state it's not SB'd too re above, but just ignore them once sent. dx    
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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Is there any point in complaining about the actions of a particular bailiff that visited me yesterday? Two of them came at 6 in the morning and when I opened the door told me they had clamped my car for a parking ticket incurred by my son when he owned the car a year ago. I said it was my car and the main guy said it is an offence to sell the car when you have been notified of a CCJ. He asked to see the registration, my insurance and a bill of sale. I gave him the VRD and he said I had obviously owned the car when the offence was incurred and as I had told the council my son was driving I was in trouble for fraud. I have to say here that every time I opened my mouth to speak these two cut me off mid sentence. Added to which I was very tired and really didn't know what they were talking about. It was dark and I couldn't read anything The main guy was very sarcastic and aggressive. I said I would pay the fee anyway and he did reduce it but then I found I didn't have enough money and he got really annoyed. Anyway we came to some arrangement and they left taking the clamp off. I finally found my glasses and read the VRD and realised that the bailiff had looked at the line saying when my son acquired the car a year earlier and thought that was when I acquired it. My son, fed up with parking tickets and living in London had given me back the car. Soon after re-registering it (actually about 7 weeks later) I got a parking ticket addressed to me. I informed the council that it had been issued before I acquired the vehicle. They asked for the VRD and I personally heard no more. I did tell my son who by that time was abroad. I was kind of worn down by Mr. mean guy's attempts to tell me I was in really big trouble compared to which a parking fine was going to be a very small deal and with all his accusations my head was reeling. In all this are there any actual facts worth complaining to the court about or am I just being super sensitive?

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Is there any point in complaining about the actions of a particular bailiff that visited me yesterday?

 

Yes.

 

He asked to see the registration, my insurance and a bill of sale. I gave him the VRD and he said I had obviously owned the car when the offence was incurred

 

But you obviously didn't.

 

Anyway we came to some arrangement and they left taking the clamp off.

 

What arrangement was that then?

 

In all this are there any actual facts worth complaining to the court about or am I just being super sensitive?

 

Well I'd start with - ITS NOT YOUR DEBT! So treat it as such.:)

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Thanks, Chris, for your reply. Most grateful and I will get on with it.

 

The payment arrangement (in order to get the clamp off) was that I signed a cc slip for him to put in on Friday when I get paid. I know I must sound pathetic but I didn't know whether I was coming or going and in fact I think I was sleepwalking. Will post the outcome.

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igloo you don't sound pathetic - you were the other half of a well known psychological effect documented by Stanley Milgram.

 

Basically we are conditioned from early childhood to obey authority figures - so if a bailiff acts as if he has authority, he's got a good chance of getting exactly what he wants, even though you and he both know it's wrong.

 

1st year psychology students sometimes get on buses and trains with clipboards asking people to open their bags for a security check - most people comply.

 

Even when you're expecting the bailiffs and are prepared for them, it's still stressful.

 

But if you are in the right and know what to say; you should reverse the role treating him/her like a naughty child - the bailiff first gets angry at this unwelcome challenge to his authority, then frustrated because he can't get it back, and finally backs away in case you actually manage to carry out your threat and take away his best toy (the certificate).

 

It's simple really, just not simple to do when they're in front of you.

 

But you can do it - you just need to get organised.

Edited by chris600uk
missing words and spelling
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IMMEDIATELY CANCEL this payment with your bank. This is an utter DISGRACE and Davies Enforcement will KNOW it.

 

Just to be sure, can you telephone the Traffic Enforcement Centre on 08457 045 007 and ask them to confirm the date of the Warrant and also the NAME on the warrant of execution. You will need the PCN number for this.

 

You certainly have grounds to file an formal complaint on a Form 4. I would suggest informing Davies this morning that you have informed your bank to cancel this payment instruction and that you will be looking to make a complaint.

 

I am against putting the name of a bailiff on this site but as you have already provide it, then I will search our database to let you know which court you need to send a complaint to.

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Thank you very much Tomtubby and Chris for your messages.

 

Tomtubby: I have only just caught up with your message and I will cancel in the morning. I assume the name on the warrrant is that of my son because that is who they came looking for but I will check anyway. What does the date matter? Should it come after I bought the car? I never get tickets because I practically never drive anywhere.

 

Sorry about the bailiff's name. I did kind of wonder and then my feelings of revenge got the better of me.

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Checked the warrant name and date this morning. Date was mid-January. Asked at the bank but they said they couldn't stop it. They suggested reporting the card as lost but if that doesn't work I will have to take it up with Visa. So I will fill in the form and see what the rest of the day brings.

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  • 1 month later...

An update to say that reporting the bank card lost appeared to work as balance was not taken from the account. I have now had the bailiff's reply to my complaint. I suppose predictably he lied saying I was unable to offer any documentation in support of the claim that the car was mine (in spite of the fact he had insisted on seeing the insurance and vrd) and that I had offered to pay. Also of course that he had acted in a thoroughly professional and courteous manner. I can't let it pass in spite of not having paid the whole thing and so will send copies of the documentation to court and reiterate my side of the story.

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An update to say that reporting the bank card lost appeared to work as balance was not taken from the account. I have now had the bailiff's reply to my complaint. I suppose predictably he lied saying I was unable to offer any documentation in support of the claim that the car was mine (in spite of the fact he had insisted on seeing the insurance and vrd) and that I had offered to pay. Also of course that he had acted in a thoroughly professional and courteous manner. I can't let it pass in spite of not having paid the whole thing and so will send copies of the documentation to court and reiterate my side of the story.

 

 

I aslo had this where they said to me the documents dont matter we can take the car anyway......... and they had clamped before knocking on my door too

 

Something has to be done about these

Edited by ambershadow
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Ditto, ambershadow. In their defense letter they say that at no time did anyone point out to them that the vehicle had changed hands prior to them distraining upon it. However I was fast asleep while they busy distraining upon it at 5.30 in the morning.

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