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Halifax Plc & Capital One


sam_temple
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After what seems to have been an endless wait I have finally received a written response following my initial request for the reurn of £460 worth of Overlimit Charges and Late Payment Fees from Capital One.

Mr Udy from their Exec Office stated that capital One feel these charges are both fair and legal, however, as an act of goodwill he has agreed to credit back £176 and hopes I accept their apologies for the inconveneince and hopes "we can put this experience behind us".

I will send my LBA to them today...

Incidently, are the Overlimit Charges and Late Payment fees the only charges we can request to be returned. It seem quite clear regarding banks but I'm not too sure about credit cards?

 

HALIFAX:

Prelim letter sent 22/06/06 requesting full return of £1258

Letter response received 28/06/06 offering £170.

LBA sent 01/07/06

Moneyclaim prepped for action end July

CAPITAL ONE CARD

Prelim letter sent 01/07/06 requesting full return of £460.

Letter Response received 17/07/06 offering £176.

LBA sent 17/07/06

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