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    • further polished WS using above suggestions and also included couple of more modifications highlighted in orange are those ok to include?   Background   1.1  The Defendant received the Parking Charge Notice (PCN) on the 06th of January 2020 following the vehicle being parked at Arla Old Dairy, South Ruislip on the 05th of December 2019.   Unfair PCN   2.1  On 19th December 2023 the Defendant sent the Claimant's solicitors a CPR request.  As shown in Exhibit 1 (pages 7-13) sent by the solicitors the signage displayed in their evidence clearly shows a £60.00 parking charge notice (which will be reduced to £30 if paid within 14 days of issue).  2.2  Yet the PCN sent by the Claimant is for a £100.00 parking charge notice (reduced to £60 if paid within 30 days of issue).   2.3        The Claimant relies on signage to create a contract.  It is unlawful for the Claimant to write that the charge is £60 on their signs and then send demands for £100.    2.4        The unlawful £100 charge is also the basis for the Claimant's Particulars of Claim.  No Locus Standi  3.1  I do not believe a contract with the landowner, that is provided following the defendant’s CPR request, gives MET Parking Services a right to bring claims in their own name. Definition of “Relevant contract” from the Protection of Freedoms Act 2012, Schedule 4,  2 [1] means a contract Including a contract arising only when the vehicle was parked on the relevant land between the driver and a person who is-   (a) the owner or occupier of the land; or   (b) Authorised, under or by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land. According to https://www.legislation.gov.uk/ukpga/2006/46/section/44   For a contract to be valid, it requires a director from each company to sign and then two independent witnesses must confirm those signatures.   3.2  The Defendant requested to see such a contract in the CPR request.  The fact that no contract has been produced with the witness signatures present means the contract has not been validly executed. Therefore, there can be no contract established between MET Parking Services and the motorist. Even if “Parking in Electric Bay” could form a contract (which it cannot), it is immaterial. There is no valid contract.  Illegal Conduct – No Contract Formed   4.1 At the time of writing, the Claimant has failed to provide the following, in response to the CPR request from myself.   4.2        The legal contract between the Claimant and the landowner (which in this case is Standard Life Investments UK) to provide evidence that there is an agreement in place with landowner with the necessary authority to issue parking charge notices and to pursue payment by means of litigation.   4.3 Proof of planning permission granted for signage etc under the Town and country Planning Act 1990. Lack of planning permission is a criminal offence under this Act and no contract can be formed where criminality is involved.   4.4        I also do not believe the claimant possesses these documents.   No Keeper Liability   5.1        The defendant was not the driver at the time and date mentioned in the PCN and the claimant has not established keeper liability under schedule 4 of the PoFA 2012. In this matter, the defendant puts it to the claimant to produce strict proof as to who was driving at the time.   5.2 The claimant in their Notice To Keeper also failed to comply with PoFA 2012 Schedule 4 section 9[2][f] while mentioning “the right to recover from the keeper so much of that parking charge as remains unpaid” where they did not include statement “(if all the applicable conditions under this Schedule are met)”.     5.3         The claimant did not mention parking period, times on the photographs are separate from the PCN and in any case are that arrival and departure times not the parking period since their times include driving to and from the parking space as a minimum and can include extra time to allow pedestrians and other vehicles to pass in front.    Protection of Freedoms Act 2012   The notice must -   (a) specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates;  22. In the persuasive judgement K4GF167G - Premier Park Ltd v Mr Mathur - Horsham County Court – 5 January 2024 it was on this very point that the judge dismissed this claim.  5.4  A the PCN does not comply with the Act the Defendant as keeper is not liable.  No Breach of Contract   6.1       No breach of contract occurred because the PCN and contract provided as part of the defendant’s CPR request shows different post code, PCN shows HA4 0EY while contract shows HA4 0FY. According to PCN defendant parked on HA4 0EY which does not appear to be subject to the postcode covered by the contract.  6.2         The entrance sign does not mention anything about there being other terms inside the car park so does not offer a contract which makes it only an offer to treat,  Interest  7.1  It is unreasonable for the Claimant to delay litigation for  Double Recovery   7.2  The claim is littered with made-up charges.  7.3  As noted above, the Claimant's signs state a £60 charge yet their PCN is for £100.  7.4  As well as the £100 parking charge, the Claimant seeks recovery of an additional £70.  This is simply a poor attempt to circumvent the legal costs cap at small claims.  7.5 Since 2019, many County Courts have considered claims in excess of £100 to be an abuse of process leading to them being struck out ab initio. An example, in the Caernarfon Court in VCS v Davies, case No. FTQZ4W28 on 4th September 2019, District Judge Jones-Evans stated “Upon it being recorded that District Judge Jones- Evans has over a very significant period of time warned advocates (...) in many cases of this nature before this court that their claim for £60 is unenforceable in law and is an abuse of process and is nothing more than a poor attempt to go behind the decision of the Supreme Court v Beavis which inter alia decided that a figure of £160 as a global sum claimed in this case would be a penalty and not a genuine pre-estimate of loss and therefore unenforceable in law and if the practice continued, he would treat all cases as a claim for £160 and therefore a penalty and unenforceable in law it is hereby declared (…) the claim is struck out and declared to be wholly without merit and an abuse of process.”  7.6 In Claim Nos. F0DP806M and F0DP201T, District Judge Taylor echoed earlier General Judgment or Orders of District Judge Grand, stating ''It is ordered that the claim is struck out as an abuse of process. The claim contains a substantial charge additional to the parking charge which it is alleged the Defendant contracted to pay. This additional charge is not recoverabl15e under the Protection of Freedoms Act 2012, Schedule 4 nor with reference to the judgment in Parking Eye v Beavis. It is an abuse of process from the Claimant to issue a knowingly inflated claim for an additional sum which it is not entitled to recover. This order has been made by the court of its own initiative without a hearing pursuant to CPR Rule 3.3(4)) of the Civil Procedure Rules 1998...''  7.7 In the persuasive case of G4QZ465V - Excel Parking Services Ltd v Wilkinson – Bradford County Court -2 July 2020 (Exhibit 4) the judge had decided that Excel had won. However, due to Excel adding on the £60 the Judge dismissed the case.  7.8        The addition of costs not previously specified on signage are also in breach of the Consumer Rights Act 2015, Schedule 2, specifically paras 6, 10 and 14.   7.9        It is the Defendant’s position that the Claimant in this case has knowingly submitted inflated costs and thus the entire claim should be similarly struck out in accordance with Civil Procedure Rule 3.3(4).   In Conclusion   8.1        I invite the court to dismiss the claim.  Statement of Truth  I believe that the facts stated in this witness statement are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth.   
    • Well the difference is that in all our other cases It was Kev who was trying to entrap the motorist so sticking two fingers up to him and daring him to try court was from a position of strength. In your case, sorry, you made a mistake so you're not in the position of strength.  I've looked on Google Maps and the signs are few & far between as per Kev's MO, but there is an entrance sign saying "Pay & Display" (and you've admitted in writing that you knew you had to pay) and the signs by the payment machines do say "Sea View Car Park" (and you've admitted in writing you paid the wrong car park ... and maybe outed yourself as the driver). Something I missed in my previous post is that the LoC is only for one ticket, not two. Sorry, but it's impossible to definitively advise what to so. Personally I'd probably gamble on Kev being a serial bottler of court and reply with a snotty letter ridiculing the signage (given you mentioned the signage in your appeal) - but it is a gamble.  
    • No! What has happened is that your pix were up-to-date: 5 hours' maximum stay and £100 PCN. The lazy solicitors have sent ancient pictures: 4 hours' maximum stay and £60 PCN. Don't let on!  Let them be hoisted by their own lazy petard in the court hearing (if they don't bottle before).
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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Arrears of only two months, still starting repossession proceedings.


Ripley2008
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Hi,

I'm asking for advice for my friend. She has no access to the internet (it frightens her!) and lives alone, so has no family back-up.

 

Basically, she has a well paid job, but got into a few problems a few months back. Of course, ultimately it was her fault, however it started with the banks failure to honour a DD, for what reason we still don't really know, but it happened.

This caused a mushroom effect for the following month which caused her to be overdrawn, and a number of DD not being met. Including her mortgage.

 

She was unaware of this, till the following month, when the bank wrote to her informing her that her DD had not been honoured (one of a few). This letter she received towards the end of the month, just as another payment was due.

 

So, three payments missing. She went to the bank, and was told there was nothing they could do, and 'by the way, you have now incurred charges which will be taken out'. These were taken out BEFORE anything else, including her mortgage, which left her four payments.

 

She HAS been in touch with the mortgage company, several times actually, and it was arranged that they would take out the due payment, plus another half month payment, per month, until she was back up to date.

This they didn't honour. They took the whole amount out in one go, which left her with £21:00, all of her other DD's and living costs for the remainder of the month.

 

She has managed to get her almost back on course, by cancelling all her DD, and paying bills as they have been asked for. She also cancelled her mortgage DD at this time, worried as to what they would attempt next.

She has been sending cheques to them, so has now reached the point where she is just two months in arrears.

 

(my writing of the complete and absolute details may not be perfect, but I hope you get the gist. I'm just trying to give a little background)

 

Now, she has seen a financial adviser, who has been very helpful in that he is organising a new loan/mortgage that will totally clear her debt with her present company (who are Derbyshire Home Loans by the way), and put her back on a steady line. She is just waiting for that to come through.

 

This week, Wednesday, she received a letter from a solicitor telling her that DHL have commenced Possession proceedings of her home, and the hearing is on 21st October.

Today she has received more paperwork, but I have not seen them as yet. She was upset on the phone, and I was unable to completely understand her. Now she has had to go to work, so I will not see them until the morning.

 

The amount owing is £846:00, with a further payment not due until 1st October.

 

Before today's letters we had worked it out that between us, we could get one extra payment in, which would just leave the one month outstanding.

This is what we have been attempting since the arrears. Her funds have been low, so she eats here most days, and I help as I can. I am disabled though, and only survive on state benefits (sorry). Now, I don't know how to help further, I'M at my wits end, so goodness knows how she must be feeling!

 

I'd be grateful for any or all help and advice .... please?

 

Regards

Pauline

Rip x

 

 

 

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Tell your friend not to panic. There is no way that they will evict her fot 2 missed payments.

 

I am certainly no expert at this so I can just talk from my own experiences.

 

Ell-enn will be about at some point most probably Monday. She will help out with the forms.

 

In the meantime tell your friend to no longer speak to them over the phone. Only send letters first class recorded and keep the receipts along with the copy of the letter.

 

Keep paying the monthly installments along with whatever she can afford towards the arrears.

 

As long as she can affod to make extra payments seach month on top of her monthly payments she will be fine.

 

Get het to fill in an income and expenditure form over the weekend. She will then be able to see what is going on. With unsecured debts like credit cards and loans offer them token payments for a couple of months untill she gets back on her feet. Again tell her to write though so that she has proof.

 

With help from Ell-enn and the gang on here she will have this sorted in no time.

 

Hope this helps

 

olives xx

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Hi there. try not to worry too much, I'm sure we will be able to help. Ask your friend to bring all the paperwork she has tomorrow. I'll be on line most of the day so we can make a start.

 

Your friend should think long and hard about a consolidation loan - it's not always the answer and can cost a lot more in the long run and financial advisors are always helpful when they are in line for a heft commission for arranging loans.

 

Kind Regards

 

Ell-enn

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Thank you Ell-enn,

I will tell her to drop it off for me, however, I'm not sure she will be here herself. At the moment she is working any spare shifts she can in her job, so if anyone has called 'sick' today, she will work.

 

TIA

Pauline

Rip x

 

 

 

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Hi, Sorry for the late hour getting here, but had a rather eventful day, which culminated with a visit to the ED with my G'son and his split head!

 

My friend, in the meantime, whom I left here managed to crash my computer whilst doing the only thing she is able to on here ... play solitaire!

 

Anyhow, she brought with her the mail she received in yesterdays post.

 

It's from the court and are a copy of the claim for possession by DHL, and a defence form for her to fill in and return.

 

One point I omitted from my original post yesterday was that she HAS restarted the DD with them. The first payment by that method is due out 1st Sept. If that has any relevance.

 

She was wondering if she write to either the mortgage company, or their solicitors to explain the situation?

 

and also, MUST she go to the court?

 

Regards

Rip x

 

 

 

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she should write to te mortgage comapny and send the letter recorded first class. Always do this as they have a habit of conveniently lossing letters.

 

YES SHE MUST ATTEND court. She could get this posession order wiped out. If she does not attend they will get what is called a suspenede possesion order. This means that if she makes so much as a tiny mistake they will go for full possesion. Even if the mortgage comapny say there is no need to go STILL go as the mortgage comapny will still be going.

 

Is she paying any extra towards the arrears???

olives xx

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Hi Olive,

 

(I told her that she MUST go, but it's better coming from someone else, thanks)

 

We are getting together the one months extra, to be paid basically on the same day, UNLESS the 'loan' that she has applied for, and unfortunately is adamant she still wants comes through. In that case, she will pay what's in arrears completely. (in fact, it is her intention to pay off this morgage completely, and have another with someone else)

 

G'son had a rather deep cut on his head, but they 'glued' the ends together, and is fine now, thanks for asking.

Rip x

 

 

 

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What date is the court hearing? Is it an N11M defence form she has received?

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OK, the defence form that comes with that will be the N11M, so we need to get cracking on that, especially the statement for Q.27 which is the most important part and I will make a start on the text for that.

 

If you let me know when she is able to start completing the forms I can guide her through it.

 

Kind Regards

 

Ell-enn

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No problem, that will be fine.

 

Ell-enn

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Hi, OK the first thing she needs to do is the income and expenditure part of the form. "practice" in pencil first to make sure she gets the sums rights and that the amount left over is what she wants to offer towards the arrears each month. When she has done that we will move on to the rest of the form.

 

Unfortunately I won't be online again till tomorrow morning as I have a work commitment this evening. However, we have plenty of time to do the form as you have until 2 weeks before the hearing to get them to court.

 

As the arrears are under £1,000 there will be no problem getting the possession suspended, tell your friend not to worry.

 

Kind Regards

 

Ell-enn

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Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

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OK, I need to know

 

what the reasons for the arrears were?

 

how much she is able to pay each month towards the arrears in addition to the normal monthly payment?

 

Does she have any children?

 

I can then finish the statement for Q.27, and we can get on with the rest of the form.

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

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Ok, the reason for the arrears started at the end of the tax year. her place of work messed up with ALL wages. She was paid one weeks wage instead of a months .... followed by full wage after a week.

All her DD's were due during that time, this left her OD, and incurred charges from bank. Which of course they took.

She sent a cheque to cover, but they also took monthly DD. Following month, bank charges .. again OD. She then cancelled DD, with fear of this continuing.

She has written to them asking for new DD, which she's received and set up. She also asked them if she could pay extra £100pm to clear. They replied yes, and she is now waiting for 1st payment to come out.

 

She can now afford £150 extra pm.

 

No children.

Rip x

 

 

 

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Hi, affixed is the statement for Q.27.

 

You can download the form from here: Her Majesty's Courts Service - Home - select Forms and Guidance from the menu on the left hand side and enter N11M in the box, you will be taken to the page where you can download the form. You can then just copy and paste the text I've affixed into the space on the form.

 

Do you need help with any of the other parts of the form?

 

 

Kind Regards

 

 

Ell-enn

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Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

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Ooops, sorry, forgot to attach it (keep getting interrupted at work)

 

Yes, it's excluding the mortgage payment - they already know that.

 

Ell

Ripley Q.27.doc

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