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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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blackhorse car repo case


linz2011
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Linz, i don't know if this will help here.

 

It's for a loan acc. not hire purchase, but was written when i had not received an agreement. I think at the end Paul asks for permission to amend the defence, so put that in as you should have an opportunity to submit an amended defence. It also refers to the lack of compliance with the CPR request.

 

Sorry can't help more.

I'm midway through the tunnel, but getting closer to the light.

 

 

 

Please be aware that i am not an expert in anything!

I may offer an opinion, but the final decision is yours.

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hi hopeful - thanks for that my only concern is that they have supplied an agreement and it is for a court order for repossession of the vehicle - i just really want to put something that makes a marginal amount of sense to stop anything happening whilst i am away

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Sorry Linz,, i'd missed the part about the agreement. Do you have a link for the default notice? Apologies in advance if i've missed that too :rolleyes:

I'm midway through the tunnel, but getting closer to the light.

 

 

 

Please be aware that i am not an expert in anything!

I may offer an opinion, but the final decision is yours.

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it is here hopeful - thanks for looking in x

 

[ATTACH]3011[/ATTACH]

 

Sorry, hun, i can't see that!

 

Has it been checked to make sure it complies?

I'm midway through the tunnel, but getting closer to the light.

 

 

 

Please be aware that i am not an expert in anything!

I may offer an opinion, but the final decision is yours.

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well i only received that with the witness statement and i am not sure nor has it been checked - i think i am fighting a losing battle but if the worst comes to the worst i just want to negotiate to keep the car - but in the meantime i want to put up a fight and at least get to the hearing date - it was supposed to be the 7th july but i have paid to change the date :(

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well i only received that with the witness statement and i am not sure nor has it been checked - i think i am fighting a losing battle but if the worst comes to the worst i just want to negotiate to keep the car - but in the meantime i want to put up a fight and at least get to the hearing date - it was supposed to be the 7th july but i have paid to change the date :(

 

It's worth checking whether the default notice is correct as that could make a difference. They can't start proceedings if the default is inaccurate.

 

I will look for a link on my thread in a minute, just need to put the bin bags out :-| :D

I'm midway through the tunnel, but getting closer to the light.

 

 

 

Please be aware that i am not an expert in anything!

I may offer an opinion, but the final decision is yours.

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There is some info in this post and the posts following it: here!!

I'm midway through the tunnel, but getting closer to the light.

 

 

 

Please be aware that i am not an expert in anything!

I may offer an opinion, but the final decision is yours.

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  • 3 weeks later...

Hi guys - i have now had the date for the hearing amended and it is now at the end of July - as I did not get a defence in on time I realise this is a non starter however, I really want to keep the car and wondered if anyone could assist me with a letter to try and negotiate with them

 

Thanks in advance :)

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Just a thought - write to Blackhorse giving them you offer of £100 per month in writing and see what the reply says. As it is close to court you have nothing to loose and if the Judge sees it in writing that you have tried to negotiate and they say no he may not be best pleased.

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:) Hi Linz

 

Here is the advice i was given by a solicitor regarding negotiating with my beloved pals Weightmans:

 

You should mark your letter "Without prejudice save as to costs", this means it is a letter regarding settlement negotiations which cannot be brought to the attention of the court until the matter has been tried and the judge is deciding how to apportion costs. If it comes to that, even if you reject the present offer and are ordered to pay more than they are asking at trial, the judge may be more lenient about the costs he orders you to pay on the basis that you made some effort to settle.

 

P.S How was the hol? I hope you were able to put all this to the back of your mind :)

I'm midway through the tunnel, but getting closer to the light.

 

 

 

Please be aware that i am not an expert in anything!

I may offer an opinion, but the final decision is yours.

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Hi guys H1 thanks for that - hol was fantastic i did not worry too much at the end of the day it is a lump of metal but i would really like to keep hold of it for work - 25 mile round trip:)

 

If anyone can assist me with this letter i would be really grateful - just want it to sound professional and like I know what i am talking about (even thought i don't) lol.

 

As always very grateful xx

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Hi guys

 

Really need help putting a professional letter together - i am in court on 29th to get my car repossessed and i want to stop it if at all possible - need a professional letter to try and negogiate and keep the vehicle

 

Please please help if you can

 

http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/125415-anyone-heard-these-5.html#post1615579

 

Thanks

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Linz, i haven't done this before so don't want to advise you further, except to say if you head the letter "Without Prejudice Save As To Costs", you can put anything in it and it cant be used in court until the case is over and costs are being decided.

My concern would be, how are you going to word the letter so as to hold them to any agreement. I think you need expert advice on this from pt or another site helper

Please note i have no legal training any advice i give comes from my own experience and from what i have learned on this site

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Tricky one Linz.....I can't see if the agreement is enforceable or not.....and is there anything still disputed ?

 

In my opinion you can either fight this nail and tooth to keep the car (with the disputes).....

 

If not then

 

I gracefully make the request to the court that I am able to keep the car on the basis that I pay ££££ to address the arrears in addition to the repayments, that I am making. The car is an essential tool in my work and without this it would only make life more difficult to carry out my work....

 

I would like to make the court aware that my circumstances did change for the worse. But wish to inform all parties that my situation has since improved, and I am able to make the repayments and clear the arrears in due course.

 

.....

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Hi thanks for the reply - do i write to the court or black horse? I am wanting to prevent going to court if possible therefore wanting to send the letter and negotiate before the court date

Thanks

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