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    • when did they (who) inform you there was a 'police case' and when was this attained? i will guess the debt is now SB'd as it's UAE 15yrs. have you informed the bsnk ever by email/letter of your correct and current address? you can always ignore anyone else accept the bank,  Block and bounce back all emails. Block any text messages  Ignore any letters unless it's: - a Statutory Demand - a Letter Of Claim - a Court Claimform via Northants bulk.  
    • I left Dubai 8 years ago and intended to return. However a job prospect fell through. I’d been there for 15 years. I decided to pay my credit card and the bank had frozen my account. There is no means to pay the CC so completely unable to pay when I wanted to other than the bank advising me to ask a friend in the UAE to pay it on my behalf!  fast forward bank informs there is a police case against me for non payment. Years later IDR chased me and after months/ years they stopped. Now Judge & Priestley are trying their luck. Now I have received an email in English and Arabic from JP saying the bank has authorised them to collect debts. Is this the same as IDR although I didn’t receive anything like this from them. Just says they are authorised?
    • The neighbour's house is built right on the boundary so the side of their house is effectively the 'wall' in our garden separating the two properties. It's a three storey house and so the mortar poses a potential danger to us. Because of the danger, we have put up an interior fence in our garden to ensure we don't risk mortar dropping on us. That reduces the garden by 25% which is not only an inconvenience, but it's the part of the garden where we had lined up contractors to install a patio and gazebo which we will use for our wedding reception in less than 2 months. We have spoken to the neighbour's caretaker who is on the case, has spoken with a roofer and possibly a scaffolding company, but there are several issues. They don't seem to understand the urgency. As long as there is a risk of falling mortar, we can't carry out any work in the garden, and unless they hurry up, we're looking at cancelling our wedding as it's not viable to book a venue because we can't use our own garden! Also, they want to put the scaffolding up in our garden which would be ok with us if it was a matter of a few days and they hurried up, but there is a tree (most likely protected by the conservation area), so most likely they can only reach part of the roof with the scaffolding if they put it up in our garden. We suggested a roofer with a cherry picker but they seem to want to use a company they've used before. Any and all comments, suggestions, advice is more than welcome.  PS. does it make any difference that the neighbour is a business (ltd) and not a private dwelling?
    • No apology needed, thank you for what you do I am glad to hear they paid. well done on getting back what is yours
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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My First Claim


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Hi just new to this.

i have made my first 3 claims this week to Natwest, HSBC, Halifax.

I am Having Problems with HSBC already who are digging there heels in

NatWest BC Claim made for £1445, 1st letter sent 27/07/06

Reject letter recieved 5/8/06, LBA sent 5/8/06

HSBC BC: Claim for 765.00. paid back £695.00 Settled

Capital One: Claim Made for £216 1st letter sent 29/06/06 (full Refund offered 15/07/06. Settled

Halifax Bc: Data Protection Act Letter sent 29/06/06 STILL WAITING

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Dear All,

Have written 2 letters to Nationwide already, they have promised to forward details to department dealing with charges, that was a month today am again writing to them to confirm affirmative action, am new here what advice can you offer.

 

Thanks

Hilton

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Had a letter this morning from Fredrickson International who a debt collection agency, who were dealing with my Capital One account, who brought the debt from Capital One,

The letter says in short, that due to dispute you have raised we are not be dealing with your account, and we have sent to back to capital one to deal with.

 

Looks like debt collection agencies don't want to get involved in these claims.

 

Also can anyone help i have asked Natwest for details of charges appiled to my account over the last 6 years, i sent a DPA letter with the £10 PO, and i have followed it up by phone calls buy i keep get told its in the post and it been 6 weeks now since they first said, What can i do next?

 

Paul

NatWest BC Claim made for £1445, 1st letter sent 27/07/06

Reject letter recieved 5/8/06, LBA sent 5/8/06

HSBC BC: Claim for 765.00. paid back £695.00 Settled

Capital One: Claim Made for £216 1st letter sent 29/06/06 (full Refund offered 15/07/06. Settled

Halifax Bc: Data Protection Act Letter sent 29/06/06 STILL WAITING

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Had a letter this morning from Fredrickson International who a debt collection agency, who were dealing with my Capital One account, who brought the debt from Capital One,

The letter says in short, that due to dispute you have raised we are not be dealing with your account, and we have sent to back to capital one to deal with.

 

Looks like debt collection agencies don't want to get involved in these claims.

 

Also can anyone help i have asked NatWest for details of charges appiled to my account over the last 6 years, i sent a Data Protection Act letter with the £10 PO, and i have followed it up by phone calls buy i keep get told its in the post and it been 6 weeks now since they first said, What can i do next?

 

Paul

 

Contact the local post office and report lost mail, then write to the bank giving them 7 days to resend the information, after all you have paid for it.

I think the debt agencies are trying to scheme out of this, and rightfully so as its the bank who have started the problem in the fiorst place with extortionate charges

 

Hope this info ok, click on scales if yes, private msg me of not lol

 

Sue:)

All advice :p is given purely from personal experiences :mad: . If you are in doubt you should always seek legal / financial advice;) .

If i have helped in any way please let me know via personal message, IM in aol or clicking on my scales :D go on you know you want to really!!

 

 

Halifax Claim

Data Protection Act: 20/06/06,

LBA: 11/07/06,

N1: 7/8/06,

Paid in full 25/8/06

 

Swift Claim

Data Protection Act: 5/8/06,

Request for Payment 19/8/06,

LBA 4/9/06

Sod off response with paltry offer (accepted as part payment) 22/09/06

N1 filed 25/09/06, deemed served 11/10/06

No part payment recieved to date

 

 

GMAC Claim

Data Protection Act 21/08/06

Request for Payment 11/09/06

LBA 25/09/06

N1 Filed 11/10/06, deemed served 19/10/06

 

Welcome

Data Protection Act 11/09/06

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Also can anyone help i have asked NatWest for details of charges appiled to my account over the last 6 years, i sent a Data Protection Act letter with the £10 PO, and i have followed it up by phone calls buy i keep get told its in the post and it been 6 weeks now since they first said, What can i do next?

 

Paul

 

There is a non compliance letter in the Template library.

Just the FAQ’s ma'am. Please read 'em thoroughly before jumping in. Cheers :)

 

Find all the letters under the rainbow here

 

Being a man, I am always right (however I will make no admission of liability if you have misinterpreted my instructions!! :) ) If you are in any doubt, then consult a professional. All opinions offered on this site are just that, and should not be taken as legal advice.

 

Halifax - £1400 reclaimed. Now on a crusade to help others!

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Pwl v Capital One...... sent Prem letter on 29th June, claiming £216.00 back in chrages. got letter today, full refund offered 12 days since they received letter.

NatWest BC Claim made for £1445, 1st letter sent 27/07/06

Reject letter recieved 5/8/06, LBA sent 5/8/06

HSBC BC: Claim for 765.00. paid back £695.00 Settled

Capital One: Claim Made for £216 1st letter sent 29/06/06 (full Refund offered 15/07/06. Settled

Halifax Bc: Data Protection Act Letter sent 29/06/06 STILL WAITING

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Sent letter to HSBC, on 29th June 06, got letter dated 19/07/06 offering 90% of the funds back. so i have accepted it.

 

Now all i have to do is to get natwest to respond to me letters asking for my statements.

NatWest BC Claim made for £1445, 1st letter sent 27/07/06

Reject letter recieved 5/8/06, LBA sent 5/8/06

HSBC BC: Claim for 765.00. paid back £695.00 Settled

Capital One: Claim Made for £216 1st letter sent 29/06/06 (full Refund offered 15/07/06. Settled

Halifax Bc: Data Protection Act Letter sent 29/06/06 STILL WAITING

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Please can you start a thread in the relevant sections so we can follow your progress easier? Thanks.

Please note that I am not a legal expert and all advice given is without prejudice and is purely my opinion only.

 

** Nationwide - £1821.15-PAID IN FULL - Aug 06 **

** Halifax Mortgage -£390 - PAID IN FULL - Nov 06 **

Lloyds TSB - MCOL issued 09/03/07 - £2953 + costs - ON HOLD....

 

 

 

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