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    • more detest the insurrectional ex variety dx
    • Laura, I was surprised that the Director said that you hadn't appealed twice. I thought that the letter you posted on 24th June was the second appeal and that was to the IAS. And they did say that there was no further appeal possible. Could you please explain how many times you appealed. I am going to read your WS now. PS  Yes I meant to say that the keeper did not have a licence therefore it was wrong of them to assume he was the driver and the keeper. Thanks for picking that up.
    • In answer to your questions yes even though it wasn't called that, it was the NTK. Had it been a windscreen ticket you would not have received the NTK until 28 days had elapsed. In earlier times if the warden was present then a windscreen ticket would have been issued. It nows seems that the DVLA and the Courts don't see a problem  with not issuing a ticket when a warden is on site. A period of parking must mean that ther e has to be a start time and a finish time in order for it to be considered a period. A single time does not constitute a period. I am not sure what you mean by saying it could be taken either way.  All they have mentioned is  the incident time which is insufficient. There are times on the photos about one minute apart which do not qualify as the parking period because they are not on the PCN itself. The reason I asked if the were any more photos is that you should be allowed 5 minutes Consideration period for you to read the signs and decide whether you want to accept them and you do that by staying longer than 5 minutes. if  more  do not have photos of your staying there for more than 5 minutes they are stuffed. You cannot say that you left within the 5 minute period if you didn't , but you can ask them, should it get to Court , to provide strict proof that you stayed longer than the statutory time. If they can't do that, case over.
    • I recently bought some trainers from Sports Direct and was unhappy with them and their extortionate delivery and return postage charges. I tweeted about being unhappy, and received a reply from someone claiming to be from Sports Direct asking me to send my order number and email address by pm, so a claim could be raised. Which I (stupidly) did. The account used Sports Direct's name and branding, and a blue tick.  The following day I received a call from "Sports Direct Customer Service", and with a Kenyan number. They asked for details of the issue, and then sent me an email with a request to install an app called Remitly. They provided me with a password to access the app then I saw that it had been setup for me to transfer £100, and I was asked to enter my credit card number so they could "refund" me. I told them I was uncomfortable with this (to say the least), and was just told to ring them back when I did feel comfortable doing it. Ain't never gonna happen.  I just checked my X account, and the account that sent the message asking for my details is gone. I feel like a complete idiot falling for what was a clear scam. But at least I realised before any real damage was done. if you make a complaint about a company on social media, and you get a reply from someone claiming to be from that company and asking for personal details, tread very carefully.   
    • The good news is that their PCN does not comply with the Protection of Freedoms Act 2012  Schedule 4.. First under Section 9 (2)The notice must— (a)specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates; (b)inform the keeper that the driver is required to pay parking charges in respect of the specified period of parking and that the parking charges have not been paid in full; The PCN does not specify the parking period. AS you rightly say the ANPR times do not include driving to the parking space and then from there back to the exit. And once you include getting children in and out of cars especially if seat belts are involved the time spent parked can be a fair bit less than the ANPR times but still probably nowhere near the time you spent. But that doesn't matter -it's the fact that they failed to comply. Also they failed to ask the keeper to pay the charge.  Their failure means that they cannot now transfer the charge from the diver to the keeper . Only the driver is now liable. As long as UKPA do not know who was driving it will be difficult for them to win in Court as the Courts do not accept that the driver and the keeper are the same person. Particularly as anyone can drive any car if they have the correct insurance. It might be able to get more reasons to contest the PCN if you could get some photos of the signs. both at the entrance and inside the car park. the photos need to be legible and if there are signs that say different things from others that would also be a help.
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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Tilly V mortgage express repo


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Just trying to get you to laugh- Remember the old, mad days!!??

 

Mrs KTC checking thread and will make a phone call tomorrow.

 

Will post info tomorrow night, Tilly.

 

Did you ever manage to get a caseworker from Shelter? They can assist on a personal basis and even attend interviews. I say this as I have used them to train homeless staff before, because they have an excellent knowledge and see issues from the clients viewpoint, but within the legislation.

 

Can you pm me please with the name of the local authority that has responsibility for homelessness for you. That means we can check out their policy.

 

Take care, Kennythecelt x

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The viewing went well i think, they seemed to like the house, but then that doesn't mean anything really, the estate agent said he will get back to me as soon as he

hears anything.

 

Got hold of shelter eventually, but they said they have no office's near me and

to get in touch or go see cab. Bangs head against a brick wall :confused:

 

Right, dont get down, first viewing went well and hopefully the estate agents will get more folk through the door soon.

 

If shelter can't help, use CAB. That will put your mind at ease and give you more information, its also set in the context of how your local authority implements the homeless legislation.

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Tilly, we will be on line tonight at about 9 pm. Sorry, but been caught up quite a bit. The advice is from Mrs KTC.

 

I see there is the possibility of a house through work- that would be fantastic, hope it comes off. If it comes off, you will not be treated as homeless obviously.

 

Don't worry about renting privately, if something suitable is available. Have a look at what is available in your area, you might be pleasantly surprised. We currently rent privately after selling. It can be an excellent choice although obviously, you will not be an owner. Remember to check that you are getting any additional benefits you might be entitled to when your circumstances change.

 

Re Council and homelessness. You should be treated as a priority for rehousing. In the first instance however, this may well be temporary. This is also dependent on what houses are available within the Council area, inc Council and Housing Association and that can take time.

 

I know you have been in touch with Shelter and they said they do not have an office in your area. However, they can give excellent advice and help over the phone. Other sources are your local CAB office. Both can be authorised by you to act on your behalf.

 

You should also make an appointment to see your local councillor regarding homelessness as they may be able to help. (Check local Council web site for contact details). Your local MP could also be approached and reminded of the Banking code of practice re repossessions.

 

When you get any communication from the Mortgage co/ Bailiffs, copy and send to your homeless case worker, immediately. He should also have copies of any medical letters re Mr Tilly and anything else that can help you.

 

You should push for the whole family to be housed together. That however in the short term, might be problematic, dependent on what houses are available for letting. The Council should also be able to help if storage of some furniture is necessary for a spell.

 

Keep calm and remember we all care!:)

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Everyone- connection issues are being worked on just now.

 

Tilly

 

Any chance we can see the N244 you are going to submit, please?

 

Has anything been paid towards the mortgage since the possession order?

 

Stay calm, we are beside you!!

Edited by kennythecelt
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Tilly

 

I know you can't post the mortgage statements just now but can you tell us what you have paid since 01 April - rough amounts will be good enough compared to the full monthly mortgage sum.

 

Can you realistically afford the £500 monthly, and will you be back at work by the time that is due?

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Again MTM, quite correct.:)

 

Its not easy for someone when they are in this position.

 

It is great to see all of the support to Tilly from every single person posting on this thread and those who have read it, but haven't posted to allow Tilly to concentrate.

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Hi Guys

 

Thanks for your all your hugs :)

Still no not heard anything, playing the waiting game i guess,

going to see the estate agent tomorrow, will keep you all updated.

 

Hi, hope you are OK, know it is very difficult just now!!

 

When you are speaking to estate agent(s) can you please get full details ot the other "company" as requested by SSL.

 

It can be PM'd to me.

 

Take care.:)

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Morning Tilly and everyone!!

 

I will make sure the info gets to you- still pursuing, but as you say and others have said previously, this sell to rent/ rent back does not look hopeful. It is doubtfull if ME would agree to the sale at such a discounted price in any case, unfortunately. Time is also an issue.

 

Stone, the H/A option to buy has been investigated as suggested in earlier posts. It would make sense if the Housing Corporation focussed more attention on this area for people in this situation. Unfortunately, it does not look like an option in Tillys area.

 

Immediate priority needs to be N244 updated and focussing on housing/ living arrangements.

 

Take care Tilly and ask any questions as you need to.

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  • 2 months later...
Tawny is sad-for tilly,she is so brave-and facing things for herself and her teenage daughter by herself.Tillys husband has gone and possesion has hit home now.

Tilly to me and a lot of people on here put a front on-funny things said-we have a good laugh.But really-well you all know -no need to say.

House leaving bash-great idea but how will it feel-when it ends-when you all come round-(probably knowing you lot two weeks later.)

Feel we are all friends now-so am saying this from the heart.

Tilly by the end of the month-sounds like she will be on benefits-due to no fault of her own .

And also the time when possesion might take place.

So in my mind any landlord or landlady-would have a ideal tenant-with

guaranteed rent.If council do not house tilly-which hope they will then suppose it could be tempory accomodation somewhere.NOT VERY NICE IVE BEEN THERE TWICE

So tawny is saying this-this CAG is one hell of a massive site-ive never known anything like it.Northamptonshire is a big place i suppose-and some of you must know the area where tilly is(or youd get lost on way to party)maybe you wise ones may know other parts of this site that could help-link up somehow-im just daft owl so dont know how to do.

Please someone-estate agent perhaps-letting agent perhaps or anyone that knows anyone who has the power-please find tilly a place of her own-a house with a garden and a key to the door-before this owl falls on the floor,

Thinking of you all know what you are all going through luv the owl

Weve got till the end of the month but would be better sooner.

WEwill win together-because we are a team

 

How incredibly thoughtful! That was quite an incredible thing to say and so eloquently put.:)

 

You are a credit to yourself Tawny and we are all glad to have someone like you here amongst us.:)

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