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    • OK. Thank you all for the input.  I'll ignore their letters of demand but NEVER ignore a letter of claim. I'm bracing myself for the stress as their demands £££ goes up and the case gets sent to debt collectors. 
    • OK.  It was worth a try. Their case is still pants and they have broken their own Code of Practice numerous times.
    • @BankFodder sorry for the delay and thank you for the lengthy reply. Yes, I agree. It's a small business and the guy is very very decent. I know someone else said my priority shouldn't be worrying whether he gets shafted but I'm not here to try and screw him over because I feel like if someone behaves decently and gets exploited, they might not behave so kindly in the future. I know DX mentioned he thinks I've caused the issue by leaving multiple instructions, but I have already explained why and both instructions were to leave it with a neighbour and there was nothing advising the driver to abandon the parcel on my doorstep. I don't think leaving it there could be considered a safe place.  I am still waiting on the retailer to respond. Ultimately, I wanted to know how he would proceed if DPD's response isn't favourable. I am certainly not looking to cause any problems. I just want my laptop. I will read the other posts for sure. I've been a bit preoccupied with family stuff. I have nothing in writing from DPD as I phoned them, but they did advise it should be the retailer that liaises with them. I tried contacting the driver straight after deliver via Whatsapp, as that's an option, but it said I couldn't send him a message and I have kept that log. We all know who took the parcel on our street, because that person has a history of parcel theft, but I don't have a doorbell camera or cctv. Police are refusing to intervene, despite the fact that I, along with several other people, spotted another's neighbour's parcel in said "suspect's" car and confronted her to get the parcel back. If the police had acted sooner, I might have had a better chance of getting the parcel back, but I suspect the laptop has long been sold on.  When the retailer responds, I will send him the link to this thread. Hopefully, he will benefit from the information on here as well.
    • @dx100uk none of the instructions advised them to leave the parcel on my door step and without such instructions., I'm struggling to see why they think it's ok to just dump it there.
    • I have checked. No recording was triggered by the camera - I don't have loop recording, only proximity and vibration sensor triggered recording - abs and since he took photos from afar and did not physically touch my car - no recording was done. 
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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Matheos v First Direct


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Hi Summer

 

Just checked and no change im in kind of the same boat we go on holiday in 3 weeks and the claim took a good chunk of the spending money so really keen to see something happen for us both :(

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Hi Summer

Congratulations on the full offer fantastic news - yes my D&G letter has just arrived this morning (the half offer) just in the process of typing a polite thanks but no thanks.

 

Did you just fax yours or fax and post it? Let us know when your funds arrive be interesting to see how long that takes.

 

Again WELL DONE!!!

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Hi, I faxed a polite refusal to D&G on Friday morning so they're working on quick turnarounds for the full offer. I guess you should receive another letter Thursday or Friday and then the money will follow soon after. Well done!

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Hi

 

Recieved full offer this morning in the process of sending the fax back to accept is it just the line "I agree to keep the fact of my claim and HSBC's ex gratia payment strictly confidential" crossed out?

 

Thanks for all you help everyone.

 

That's what I did & then sent it back by fax & post just in case!!

 

Well done!!

FIRST DIRECT: £4751.86 SETTLED IN FULL 5/07/06 :-)

 

TESCO VISA CARD: £90 SETTLED IN FULL 12/08/06 :)

 

LLOYDS TSB: £4403.59 SETTLED IN FULL 17/08/06 :)

EGG: £451.52 SETTLED IN FULL 18/01/07 :)

 

 

Opinions and advice of kazzaw are independent, offered informally, without prejudice, without liability, and not endorsed by the Bank Action Group. If in any doubt, seek the advice of a qualified, insured professional.

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Faxed mine back 4/7 (Tuesday) & money was in the bank on 5/7 (Wednesday night)

 

You might have to wait a little longer because it's the weekend but shouldn't take long!!

FIRST DIRECT: £4751.86 SETTLED IN FULL 5/07/06 :-)

 

TESCO VISA CARD: £90 SETTLED IN FULL 12/08/06 :)

 

LLOYDS TSB: £4403.59 SETTLED IN FULL 17/08/06 :)

EGG: £451.52 SETTLED IN FULL 18/01/07 :)

 

 

Opinions and advice of kazzaw are independent, offered informally, without prejudice, without liability, and not endorsed by the Bank Action Group. If in any doubt, seek the advice of a qualified, insured professional.

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Have you checked Moneyclaim? My claim has now been acknowledged so I guess yours may be too. :D Hopefully I'll receive a letter tomorrow before I leave and can get a reply faxed to them straight away.

 

Hi,

 

Well, i'm getting a bit nervous too.... filed my claim on 05/08/2006 & so far i have not heard anything from D&G or FD. The claim is still showing as issued too..... the way our luick goes, i'm wondering if they are gonna pay up :(

FIRST DIRECT: £ 1845.11

17/08/2006 - MCOL Acknowleged!

01/09/2006 - Paid in Full - - I WON!!

 

 

Intelligent Finance: £ 412.00 (Hubbys Account)

19/06/2006 - DSAR Sent (no reply!)

05/07/2006 - 2nd request DSAR letter

27/07/2006 - Reply 'Your req not covered by Data Protection Act!'

31/07/2006 - Non Compliance letter sent

05/08/2006 - Prelim Sent

09/08/2006 - Reply from bank - 'Our charges are correct blah blah'

03/09/2006 - MCOL Filed

 

 

Beneficial Bank Visa £508.82

19/06/2006 - DPAR letter sent

10/08/2006 - Prelim sent

15/08/2006 - Reply from Beneficial, don't agree, matter closed!

17/08/2006 - LBA Sent

02/09/06 - Full Offer Received after partial offer!

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I think its just the amount they are recieving now means that it is taking longer for them to get round to everyone my MCOL was issued on the 24th July but not ack until 3rd August so I think you have a few days left yet probably about middle of next week till acknowledged but they will and you will get your money back FD are one of the best for paying up

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