Jump to content


  • Tweets

  • Posts

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

Cheekiness towards a DCA


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4985 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Ok....better get this thread on topic again....

 

I sent Moorcroft a bill today.

 

£6 for each letter I have had to write £66

 

£3 for each pointless call I had to answer from them £36

 

£6 per hour I spent on CAG ""researching consumer law" £1800 (CAG Addict me)

 

£122 because they added the same in charges while the account was in dispute.

 

£1000 for the distress and worry their threats and calls have caused me. (I wet myself laughing at their attempts to scare me and I have a dry cleaning bill to pay.)

 

I doubt I'll get it, but I'll scan their reply on here just for the entertainment value. :p

Edited by fuzzybobble
I'm fuzzybobble I don't have to explain why I edited this post.
  • Haha 1

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

Link to post
Share on other sites

  • Replies 8.2k
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Posted Images

Send them a bill. With the new regulations and laws since may 2008, they may cough up. Worth a try. Keep letting them break guidelines. Report them, etc. Now us consumers now have teeth to bite back with, we're in with a chance. No mercy people. Give the DCA's the same treatment they've given us.

 

When the day comes where the CAG gets a DCA shut down, it will send shockwaves through the industry and be a start to protect the vunerable out there who don't know about CAG and believe the DCA threat-o-grams.

 

Decent people have to obey the law, and so should the banks, credit card companies, and DCA's. The tide has turned. Let's flood them out.

 

As Wolfie Smith once said (citizen smith/ 70's sitcom)

 

POWER TO THE PEOPLE

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

Link to post
Share on other sites

And as a demonstration of how things have affected me ... well, I used to be a typist ... now look at the state of my typing or, should I say, 'spelling'. :D I need a new brain. Seriously. lol

 

 

Welcome to the club, and to what will soon become the longest, most read, and best thread on here. :D

 

Ok, now I've had tons of pm's and messages from people who've read threads on here and said thanks. Among all the depression, stress, and worry that debts have on people. This thread really makes a difference and gives a real positive feeling and that you can turn things around and start living again. I do my bit and the regulars on here have done theirs too.

 

A big, huge thanks to everyone on here who has given time and effort to make this thread, website, and the world a better place to live in.

 

When peeps take 3 hours to read this thread (which quite a few have) and come out feeling more positive and learnt something from it. It has to be a good thing.

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

Link to post
Share on other sites

Just had Cabot on the phone, its been real quiet and I was missing them

 

Cabot: Can I speak to Mr xxx xxx xxx x

Me: One minute I'll let my cards

Cabot: oh great

 

puts phone down, bashes about abit, waits about 10 mins, shouts upstairs to non existance Mrs (she was still at work, I do have one) DO you know where my cards are, can't find them, bash about some more while reading CAG, wait another 10 or so mins, Shout, It's ok I found them

 

Me: OK

Cabot: What type of card is it?

Me: I have two

Cabot:Which ones do you have

Me: Birthday and Happy fathers day

Cabot: Hung up

 

:-D:-D:-D

 

That has to be the funniest thing I've read in ages.

Throw in a few bumble bees and you have the best DCA phone call ever.

 

Can't wait for Moorcroft to ring me now. I'll be doing that one for sure.

 

That's what I love about this thread. Instead of fearing DCA's we look forward to their calls.

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

Link to post
Share on other sites

The DCA staff are all too busy reading this thread and no longer have the time to send us any threat-o-grams. :p

 

Moorcroft are getting 4 letters from me on monday morning. I always time my annoying letters to them to arrive on a monday morning. It's the worst time of the week to have to deal with peeps like me, who hassle them with legal stuff they prefer to ignore.

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

Link to post
Share on other sites

Pretending to be very drunk and slurring your words works quite well. Then they say, "Well if you can afford alcohol,you can afford to pay us."

Then I say, "Yesssshh, tooooo right matey skip. But alas cannot pay you, because you have yet to prove I owe you anything." Burp loudly and hang up." :razz:

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

Link to post
Share on other sites

Aaargh!! Why won't they ring me lol I used to dread the phonecalls now I want more :p

 

I don't wait for calls from them. I ring them. I'm sure a warning flashes up on their computer screen when I call. I've even got a cheap mobile phone and disposable sim card, so I can hassle them from work too.

 

No amount of training can ever prepare a DCA call centre monkey for when fuzzybobble calls.

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

Link to post
Share on other sites

Lucky old us beetzart ...... I have been sitting in the sun this afternoon.

 

Had a call earlier from Moorcroft .... I did not want to talk at the time so did not answer hence they left a message .... when the chap finished talking he did not cut the call off .... result ... I have on recording a minute plus of his female colleague at Moorcroft giving some poor soul a right tongue lashing. Apparently according to Moorcroft muppet "She is not there to phone us BUT she is there for us to phone her"!!! From the way she was talking it was unfortunately not a CAGGER on the line. They really must be stopped from treating people in this way.

 

 

Onwards and Upwards

 

 

 

Chalkitup

 

You have to get a copy of this to the OFT.

 

I want to see Moorcroft get screwed big style.

 

Whatever it takes. I want it to happen more than anything. :D

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

Link to post
Share on other sites

Sometimes we notice they're not human. :p

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

Link to post
Share on other sites

I'm a bit bored at the moment.

Any ideas or suggestions of things to say to Moorcroft when I next

ring them to annoy one of their monkeys?

 

Already got pub background sound effects tape.

Pretend to be deaf and a bit drunk.

I keep forgetting things and repeating myself.

Suddenly mentioning non relevent things. ;-)

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

Link to post
Share on other sites

I'll have a go at that one for you ODC.

 

Been learning how to use Ulead VideoStudio 11, so I'm

sure I can link some amusing pics in time to the recording. :D

 

Been using my £20 mp4 player to record my cousin ringing me today and it's clear as a bell. Just need to work out how to convert the recording into an mp3.

 

I'll go for John Jones. Can't get a more common name than that. Will also say I've just moved here and don't have the postcode to hand. I know a place local to me that has 3 streets all with the same name and causes major confusion with Royal Mail if the mail has no postcode. St Stephans Road would also be a good one, as there can be quite a few way to spell it. So will take them a while to sort through loads of names and streets lol. Couple that with deafness and a bad line, and loads of fun to be had. £9,000 left from a dead relative and I want to use it to pay my debts with. I can imagine the scramble when the DCA monkey orgasms at the though of all that comission.

Edited by fuzzybobble

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

Link to post
Share on other sites

Just a quickie for anyone having Moorcroft pestering you. One of their "solicitors" Is Midas Legal Services. Says "Subsidiary of Moorcroft Group plc.

 

The usual Letter heading "LITIGATION WARNING" then lots of bowlarks about threats of legal action, and that I should contact Moorcroft before 11th July.

Failure to do so MAY result in the issue of legal proceedings. :p

 

Anyone want to place bets on them backing down?

 

The will have my formal complaint letter this morning, so that'll be a spanner in their pathetic little plans.

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

Link to post
Share on other sites

So that's why Moorcroft's in house Monkey in a solicitor costume is called Midas Legal Sevices then?

 

Foolishly hoping every debt they touch will turn into gold.

 

All my Moorcroft debts turned into Iron Pyrite.

 

Also known as, "Fool's Gold". :p

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

Link to post
Share on other sites

I had a DCA chasing my Abbey overdraft which is about £700, but all of that + another £1300 is bank charges and interest charged on those charges.

 

I called the DCA and gave them my switch card details stating I wanted to pay in full.

 

Little did the DCA now, but the switch card for the Abbey account that Abbey had closed on me a month before. :p

 

Abbey still charged me £30 for the failed transaction, even though the account was closed. Bam, off went the complaint to the OFT for them passing on an account in dispute to a DCA, and adding charges to an account they themselves closed down.

 

Still awaiting the results of that one.

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

Link to post
Share on other sites

Amazing you got to the end of the thread. Must have taken you ages.

 

From what peeps tell me, this thread really makes all the difference, and makes them realise that debt and DCA's are nothing to be afraid of. Sometimes they can be a bit of fun too.

 

Watch this space as this weekend, I'm going to try and get some funny dca calls I've made on utube and link them on this thread.

 

Fuzzybobble + Bumble Bees + bad memory + attention defecit disorder + CAG, audio recording, and video editing knowledge = More laughs than Gordon Brown trying to explain the mess the country is in by telling us not to waste food. :lol:

 

My message to Gordon Brown.....

 

STOP wasting tax payers money on trying to bail out your friends in the financial industries using the excuse of protecting hard working people. If it wasn't for people like you and Tony B.liar we wouldn't have to be hard working. We'd have a decent income, quality of life, and enough free time to enjoy it.

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

Link to post
Share on other sites

Don't rush me MrTon lol. Not put anything on there yet lol.

 

But to keep everyone amused. Here's the funniest video I have ever seen on YouTube.........

 

YouTube - Jeff Dunham - Achmed the Dead Terrorist

 

The dead terrorist awaits you. :D

  • Haha 1

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

Link to post
Share on other sites

It sure does. I don't think their family trees have too many branches on them to be honest. A good party game for DCAs would be "I spy with my middle eye".

 

Fred

 

Notice on the DCA reception desk...

 

"Would visitors pease check for missing thumbs/extra toes before leaving."

 

On a DCA application form....

 

"Missing a few strands of DNA would be an advantage. Also being married to your sister and cousin would be an advantage, but full training will be given to the successful applicant."

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

Link to post
Share on other sites

And a finger moving along the monitor, along with a supervisor to help with some of the longer words ...

 

Making sure the supervisor is using the "blue crayon" font set at 12 point.

 

Also pointing out that the cute smiling walking gingerbread man, is actually a warning sign, and DCA staff should avoid all contact with this person.

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

Link to post
Share on other sites

[attach]3104[/attach]

 

[attach]3105[/attach]

 

Now these are funny :D:D:D:D

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

Link to post
Share on other sites

That's when things get interesting 'cos if you're male and she looks like 7 of nine you're basically screwed :lol:

 

The thing that annoyed me most about 7 of nine.

 

 

Why did we never get to see the other 8 of her mates? ;)

 

 

 

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

Link to post
Share on other sites

Whereas daleks aren't sexist ;) They'll exterminate anyone :p

 

Apart from Billie Piper. They had loads of chances and still didn't. In the second to last episode of series 4, they shot the Doctor, who was running, when Rose Tyler was standing still. They went for moving target instead of the easy one.

 

Also if daleks aren't sexist. Why aren't there any pink ones? :p

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

Link to post
Share on other sites

are you saying billie piper is easy?

 

Ill let you know once the restraining order is lifted next year. ;)

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

Link to post
Share on other sites

Congrats FB, I got my second light green blob :p

 

How does this blob thing work anyway? Seems to take longer and longer to get the next one along.

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

Link to post
Share on other sites

Also if daleks aren't sexist. Why aren't there any pink ones? :p

 

They do have Red daleks.......

 

I have a radio controlled dalek. But it's faulty lol. Goes ok backwards, but when you try to go forwards it goes round in circles instead. (bit like my life really lol)

 

Oh well, It's going dark. Time to go outside and play with my laser I just finished building. It's a bit misty so it should look great. :cool::cool::cool:

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

Link to post
Share on other sites

Once you get passed the dark green ones it gets harder...

 

How many for the first light green blob then?

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

Link to post
Share on other sites

style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4985 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Guest
This topic is now closed to further replies.
  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...