Hi to all

[BooCub]

Hi to everyone on this wonderful website.

I thought I would share with you all how my claim is going against the Halifax bank for just over £2k of charges that have been levied against me in the last 6 months (some charges levied because there was no funds for them to take a previous charge.. grrrr)

 

I went ahead this week with the request for disclosure uner the Data Protection Act for my charges, took the letter plus ID into the branch as requested, had it copied and stamped and paid the required fee... so far ok.

 

Went to use a cash point to withdraw £10 today (Saturday) to get a message saying available funding, £0, and to discuss my account with the branch.

Went into the branch in Aldershot, gave my details, and was politely informed as I was one of the people that was undertaking action against the bank, that my business was no longer wanted and my accounts have been frozen.

Upon asking for the cash that was in the account at the time of freezing, having just got paid; I was told to ring head office on a week day to discuss the moving of my account to another bank...

 

How can the bank treat its customers in this way???

I have been with the Halifax bank now for 19 years, even know most of the staff by name, yet a decision has been made on high to remove me from their customer base before I have even made any action, apart from the DPA letter.

 

 

I've now started the opening of another account with another bank and the tedious task of moving all my day to day banking, informing creditors and other institutes and cancelling DD's to ensure I can continue to live.

 

I don't have any polite workds for the way the Halifax treats its customers, so I wont say any, but I look forwards to hearing back from them soon as to my case.

 

Take care everyone and hope every single person here gets every single penny the banks have taken, the more that do it, the better.

 

Yours

David.

[BankFodder]

Amazing. This is a serious thing to have happened. I have never heard of something like this happening before.

I think that you should start posting in the Halifax forum immediately and let people know.

Do you want to take some action about it?

 

If you are angry enough you could actually go to a county court tomorrow and get an emergency order at least to let you have access to your funds.

I'm not around very much today but post in the Halifax forum and if you want I can give you some pointers as to what to do about it.

[maverik1979]

that is absolutely staggering :o , i'm fairly sure that they cant do this (surely not). however if this is the case, then not only should we not let them treat people in this way, then as bf says, its important that you post this information in the halifax foum so that other people can make alternative arrangements before commencing action

 

i know that hsbc have shut some accounts down, but they have given people 30 days notice first

[BooCub]

Hi again...

I have moved my thread to the halifax page and added an addenduum to it with more news.

As to taking legal action against them for the freeze, I should have my new account ready to move into this week and I have borrowed enough for food and bills, so I am just going to go ahead with the MOVE order and then shut the account down with the halifax.

However I will add the details onto the other letters, informing them that I will add the freeze, as well as what I was informed at the branch (And I have independant witnesses to this) onto the court case if they do not settle in whole and full for the amount they owe me for charges.

Can you claim through the courts for hardship/embarresment and distress?

 

Yours

David