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    • is the side street solely for access to your garages? who owns the land and thus the road? dx  
    • A local business has been parking on an off-street parking space in front of my garages (in a side street).  I wasn't using them for a while so didnt bother to do anything.  But now a second local business is also using the osp - taking it in turns with the 1st biz.  This has started to nark me.    The employees choose to drive to work.  There is no private parking in their business's street.  But there are some underground secure garages in their street - which cost apx £2.4k/y to rent - which works out apx £6.60/d. (I believe one of the biz owners already rent one for storage purposes).  If the employee had to park on a meter it would cost them £6.60/h - £66 for 10h and have to move every 4h.  They just don't want to pay for parking. I haven't confronted either of them.  Instead I just put 2 clear "no parking" signs in front of the garages. And a note on one of the cars specifically saying that as they don't live or rent in the street and it's private land could they stop parking.   They ignored that.  And just put notes on their dash with a # to call if one needs the car moved.  There is a sign and they've been told in writing to stop parking. And they are just ignoring it.    I don't what a confrontation.    I don't want to go to the expense of bollards (other than maybe traffic plastic ones - but they'll probs just move them).  Council won't do zilch cos it's private land. And police won't get involved - unless I clamp/ tow the cars and then they'd be after me, not the drivers!    What's the best thing to do?
    • yes might be the best idea. you'd only at best get 8% flat interest and that unusual on a GOGW if this was what it was. simply contact the FOS and let them know its resolved. dx  
    • If you’ve ever wondered how you might fare in armed combat, the first 20 minutes of Steven Spielberg’s Saving Private Ryan is likely to make you thank your lucky stars you were born too late to storm the Normandy beaches on June 6 1944. I suspect many of us might be driven to identify with those men who were absolutely turned to stone by fear. And yet these young men, mainly conscripts, screwed their courage to the sticking point and did the job the fate had chosen for them, heroes all.   .. UK PM Sunak perhaps thinks he understands mind numbing fear better than many as he dishonorably fled the beachhead to do nothing more than double down on dishonest spin and lies from the safety of a UK studio .. The Normandy heroes who not only held their positions, but advanced through hell to a victory that changed the entire course of history .. undoubtedly hold a different perspective.     from a perspective in TheConversation     .. 'That was the slot that sunaks team offered for the interview
    • Yes, send a message to the purchaser but keep it very friendly and simply that you noticed that the package has now been delivered.  I suggest that you ask them if they want to keep the package still or if they would rather return it and that if they want to keep it then please will they return your payment to you to your PayPal address. Keep it as polite and friendly as possible and then we will decide what to do if he doesn't reply or refuses.  Meanwhile I will have a look at Google earth and see if you are able to spot the gas meter outside the house to get an idea if the delivery is real. Get a screenshot
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

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      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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keren29 v Associates (citicards)**Defence Struck Out**


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I sent off my DPA to citicards about my old Associates CC.

 

They've written back today, have found my CC number (good news, I didn't have a clue what it was) and, because I'm at a different address now from when I had my Associates card, they've asked me to complete a Subject Access Request Form and enclose 2 forms of ID.

 

Is this the way togo? They've never contacted me at this address, they acknowledge they have my £10 and are happy to send statements and any examples of manual intervention, so I guess filling in the form to prove my ID is a fair request?

 

They were very fast - I only sent the DPA a few days ago.

Abbey - Claim 1

full hearing 22 Feb 07 - Settled in full £710 :D

Abbey (Claim 2)

full hearing 22 Feb 07- Settled in full £4000 :D

Abbey (Claim 3)

Court date 27 June -

Capital One (claim 1)

£467 Settled in full 20 Sep :D

Capital One (claim 2)

£72 refunded 19 Aug :-D

Associates (Citicards)

claim 8 Aug/judgment by default 30 Aug/set aside hearing 9 Oct/Stay denied, ordered by Judge to reveal breakdown of charges andfull hearing 24 May/FULL DISCLOSURE ORDERED BY 8 MARCH/JUDGE TO STRIKE OUT DEFENCE AS NON-COMPLIANCE/DEFENCE STRUCK OUT PAYMENT IN FULL REQUIRED IN 14 DAYS

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ooooh, I won't go away!!!

 

It's an account that's been closed for a few years and they sent it from DCA to DCA - I have abolutely nothing to lose and a bit of revenge to gain!!! :D

Abbey - Claim 1

full hearing 22 Feb 07 - Settled in full £710 :D

Abbey (Claim 2)

full hearing 22 Feb 07- Settled in full £4000 :D

Abbey (Claim 3)

Court date 27 June -

Capital One (claim 1)

£467 Settled in full 20 Sep :D

Capital One (claim 2)

£72 refunded 19 Aug :-D

Associates (Citicards)

claim 8 Aug/judgment by default 30 Aug/set aside hearing 9 Oct/Stay denied, ordered by Judge to reveal breakdown of charges andfull hearing 24 May/FULL DISCLOSURE ORDERED BY 8 MARCH/JUDGE TO STRIKE OUT DEFENCE AS NON-COMPLIANCE/DEFENCE STRUCK OUT PAYMENT IN FULL REQUIRED IN 14 DAYS

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I sent off my Data Protection Act to citicards about my old Associates CC.

 

They've written back today, have found my CC number (good news, I didn't have a clue what it was) and, because I'm at a different address now from when I had my Associates card, they've asked me to complete a Subject Access Request Form and enclose 2 forms of ID.

 

Is this the way togo? They've never contacted me at this address, they acknowledge they have my £10 and are happy to send statements and any examples of manual intervention, so I guess filling in the form to prove my ID is a fair request?

 

They were very fast - I only sent the DPA a few days ago.

 

I had exactly the same request and as I had a different name and address I fileld in the form as it seemed too trivial argue when this way I will get what I want.

Consumer Health Forums - where you can discuss any health or relationship matters.

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I too had one of these and applied to Citi for dpa info.

They sent me one of their forms to fill in and I just sent 2 forms of id telling them I was not legally required to fill in their form since I had made absolutely clear of my request in my original letter.

I sent them an e mail this week reminding them that my request started from the day they got it NOT the day they got my ID.

I got a letter yesterday saying they could if they wanted start from their date but were going to honour the original date (extremely good of them).............

My account was passed on to a dca Hillesden securities who have defaulted me.

I have written to them requesting a copy of the agreement under the cons credit act.

I have also said I would be questioning the legality of the default since it was entered as a result of penalty charges.

A couple of things that have come about lately with Citi They are making applications to courts to have cases dealt with in Salford (their HQ base) but claimants are challenging that.

They are disputing the removal of defaults,and they are also disputing having to make refunds for accounts that have been sold to Hillesden saying they already lost out and would be hit twice !!

They are selling accounts to DCAs for very little money and then Hillesden go on to hound you for the lot plus default you !!

 

Everyone faced with defaults by them should send an application for their signed agreement,and also take action over the default.

Also anyone getting recovery action letters should remind them that the account is currently being disputed so any further action in unenforceable.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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  • 2 weeks later...

Just phoned Richard Cooke - Compliance guy. Nice chappy. Said he could send statements out today for me and I wasn't too far down the pile for any manual intervention . Excellent.

 

Apparently Citicards are taking 'manual intervention' to mean if they have had to call a customer, so that doesn't really affect the charges.

 

He also said -even if an account is closed (mine was closed approx mid 2004) it still produces statements! Apparently mine is missing the june 05 statement -I said the account was closed wel before that!! Strange, but it was passed to a DCA in 2002 ish and I made payment to them, so that's probably why.

Abbey - Claim 1

full hearing 22 Feb 07 - Settled in full £710 :D

Abbey (Claim 2)

full hearing 22 Feb 07- Settled in full £4000 :D

Abbey (Claim 3)

Court date 27 June -

Capital One (claim 1)

£467 Settled in full 20 Sep :D

Capital One (claim 2)

£72 refunded 19 Aug :-D

Associates (Citicards)

claim 8 Aug/judgment by default 30 Aug/set aside hearing 9 Oct/Stay denied, ordered by Judge to reveal breakdown of charges andfull hearing 24 May/FULL DISCLOSURE ORDERED BY 8 MARCH/JUDGE TO STRIKE OUT DEFENCE AS NON-COMPLIANCE/DEFENCE STRUCK OUT PAYMENT IN FULL REQUIRED IN 14 DAYS

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Generally I was pleased with what they sent me too........just took the whole 40 days.

I also have records of their telephone calls to me about 100 of them with only 2 being answered.

Youre lucky to be told that about manual intervention.......they are usually quiet on any aspects of this area and if its the case that they use calls to mean MI then thats a spanner in their works for 25 charges.....

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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---

Abbey - Claim 1

full hearing 22 Feb 07 - Settled in full £710 :D

Abbey (Claim 2)

full hearing 22 Feb 07- Settled in full £4000 :D

Abbey (Claim 3)

Court date 27 June -

Capital One (claim 1)

£467 Settled in full 20 Sep :D

Capital One (claim 2)

£72 refunded 19 Aug :-D

Associates (Citicards)

claim 8 Aug/judgment by default 30 Aug/set aside hearing 9 Oct/Stay denied, ordered by Judge to reveal breakdown of charges andfull hearing 24 May/FULL DISCLOSURE ORDERED BY 8 MARCH/JUDGE TO STRIKE OUT DEFENCE AS NON-COMPLIANCE/DEFENCE STRUCK OUT PAYMENT IN FULL REQUIRED IN 14 DAYS

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Hi Karen29,

 

Slow down!! Stop panicking.

 

Wait until you get your statements and additional info from Citi. All will be revealed where you are with them.

 

If Citi or anyother bank offer to credit your account just refuse the offer it's your money you were made to pay it to them, they pay it back to you Simple.

 

 

 

Cheers

 

 

Paul

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The banks may have sold on the debt......but they are still in charge of the paperwork.

The fact is that its the banks who are paying NOT dcas for penalty related claims because it was the banks who generated the charges in the first place.

 

Even if you have made payments to a dca (which would give you a case for recovery)

 

Theres no way out of this for the banks.

Whatever they have taken from you in penalty charges is claimable

 

END OF !!

 

:D

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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sorry guys!!! :rolleyes:

 

Got my statements this morning -amazing that the one quick call speeded it all up so much. :grin: I'd definitely recommend anyone waiting for Citicard statements to give Richard a ring - the statements were literally sitting on his desk.

 

Well, with a £1000 limit, my end balance (before being passed to a DCA) was £1538.63.

 

The charges were £350 and only started being applied when I got over my limit . Add in the interest then charges each month and nearly all the overlimit amount is charges plus interest. The account was then passed to a DCA and defaulted.

 

One month - they charged me a £10 (yes £10!!) cash advance handling fee!!! Blimey!!!!!!! I know I can't claim that back, but that's a criminal amount!!!

 

So, I have £350 in charges. the letter from Richard Cooke says that enclosed are statements up to June 03 (I think that's what he meant on the phone rather than June 05, because it is typed rather than in the traditional statement format) and there are no statements after that as the account was passed to an external agency.

 

I'm guessing that it was sold on (and then sold on again) to the company I paid a 50% full and final settlement to. And I have the letter from the company, although there is no mention of Associates/Citicards on the letter.

 

So.......what is my best way forward? Just go for the normal prelim letter, knowing they can't refund the charges to the account? (or can they?)

 

Or.......do the normal prelim letter and add something in about the a/c being paid with a F+F settlement to an external agency and so I'd like the refund as a cheque??

 

I'm just looking to cover myself in case they decided to get smart and look to claw back some money after they sold on my account.

 

This has been a dormant CC since June 03, I thought it was closed, so it's not as if I'm going to be using it again.

Abbey - Claim 1

full hearing 22 Feb 07 - Settled in full £710 :D

Abbey (Claim 2)

full hearing 22 Feb 07- Settled in full £4000 :D

Abbey (Claim 3)

Court date 27 June -

Capital One (claim 1)

£467 Settled in full 20 Sep :D

Capital One (claim 2)

£72 refunded 19 Aug :-D

Associates (Citicards)

claim 8 Aug/judgment by default 30 Aug/set aside hearing 9 Oct/Stay denied, ordered by Judge to reveal breakdown of charges andfull hearing 24 May/FULL DISCLOSURE ORDERED BY 8 MARCH/JUDGE TO STRIKE OUT DEFENCE AS NON-COMPLIANCE/DEFENCE STRUCK OUT PAYMENT IN FULL REQUIRED IN 14 DAYS

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Right ....as we said previously Citi sold on the debt and wont have rec anything back from your repayment(which presumably was Hilleseden)

 

You now have the Citi figures and you can now begin the recovery process.

Continue with a charges schedule and send out the prelim letter with that.

Send the one that covers (includes default notice)

 

If you are not in rec of your credit file get a copy.......Hilleseden normally issue info to all 3. experian equifax and mycallcredit will cost you 6.00 but worth it.

Send the cca letter with 1.00 to the dca who took the money from you and request that info as well.

 

So on with the claim and on with trying to sort out the default

 

:D

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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okey dokey - I'll do the prelim letter now (along with the default bit)

 

I have my file - I managed to get thedefault removed from equifax a few months back, but experian andmycallcredit still have it on there.

 

I never dealt with a company called hillesden - it was First Credit, and the Faculty Trading.

 

I'm not sure which the cca letter + £1.00 one is - do you mean the dca letter?

 

I did find a thread recently about getting the default removed by writing and sending a £1 p/o, so I'm going to look at sorting that as well.

 

Phew.

Abbey - Claim 1

full hearing 22 Feb 07 - Settled in full £710 :D

Abbey (Claim 2)

full hearing 22 Feb 07- Settled in full £4000 :D

Abbey (Claim 3)

Court date 27 June -

Capital One (claim 1)

£467 Settled in full 20 Sep :D

Capital One (claim 2)

£72 refunded 19 Aug :-D

Associates (Citicards)

claim 8 Aug/judgment by default 30 Aug/set aside hearing 9 Oct/Stay denied, ordered by Judge to reveal breakdown of charges andfull hearing 24 May/FULL DISCLOSURE ORDERED BY 8 MARCH/JUDGE TO STRIKE OUT DEFENCE AS NON-COMPLIANCE/DEFENCE STRUCK OUT PAYMENT IN FULL REQUIRED IN 14 DAYS

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--

Abbey - Claim 1

full hearing 22 Feb 07 - Settled in full £710 :D

Abbey (Claim 2)

full hearing 22 Feb 07- Settled in full £4000 :D

Abbey (Claim 3)

Court date 27 June -

Capital One (claim 1)

£467 Settled in full 20 Sep :D

Capital One (claim 2)

£72 refunded 19 Aug :-D

Associates (Citicards)

claim 8 Aug/judgment by default 30 Aug/set aside hearing 9 Oct/Stay denied, ordered by Judge to reveal breakdown of charges andfull hearing 24 May/FULL DISCLOSURE ORDERED BY 8 MARCH/JUDGE TO STRIKE OUT DEFENCE AS NON-COMPLIANCE/DEFENCE STRUCK OUT PAYMENT IN FULL REQUIRED IN 14 DAYS

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here is a linkhttp://www.consumeractiongroup.co.uk/forum/legalities/11659-how-get-your-default.html

 

With the credit card reference agencies there is no charge to have entries corrected and you should contact these 2 others to get that done.

 

I have challenged the 10.00 cash charge as back in 2001 that was a lot !

if they want to deny it then thats fair enough but I am still gonna try.

 

The letter in the thread above can be customised so you can delete or add bits to suit.

 

hope thats ok 4 you !!

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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  • 2 weeks later...

LBA sent

Abbey - Claim 1

full hearing 22 Feb 07 - Settled in full £710 :D

Abbey (Claim 2)

full hearing 22 Feb 07- Settled in full £4000 :D

Abbey (Claim 3)

Court date 27 June -

Capital One (claim 1)

£467 Settled in full 20 Sep :D

Capital One (claim 2)

£72 refunded 19 Aug :-D

Associates (Citicards)

claim 8 Aug/judgment by default 30 Aug/set aside hearing 9 Oct/Stay denied, ordered by Judge to reveal breakdown of charges andfull hearing 24 May/FULL DISCLOSURE ORDERED BY 8 MARCH/JUDGE TO STRIKE OUT DEFENCE AS NON-COMPLIANCE/DEFENCE STRUCK OUT PAYMENT IN FULL REQUIRED IN 14 DAYS

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  • 2 weeks later...

Had a letter from the Chief Exec Office. Doesn't say if it is in reponse to my prelim or lba. Sent to my old address!! Even though everything has my address of the last2 years on it! Luckily my ex passed it on rather than dumping it.

 

It's a brief letter -

 

they will acknowledge all complaints within 24 hours of receipt.

 

Provide a full written update within 5 working days

 

80% of all Section 75 claims to be remedied within 21 days, subject to verification.

 

This was from Claire Morrissey.

 

Am I re-claiming Section 75 charges?

Abbey - Claim 1

full hearing 22 Feb 07 - Settled in full £710 :D

Abbey (Claim 2)

full hearing 22 Feb 07- Settled in full £4000 :D

Abbey (Claim 3)

Court date 27 June -

Capital One (claim 1)

£467 Settled in full 20 Sep :D

Capital One (claim 2)

£72 refunded 19 Aug :-D

Associates (Citicards)

claim 8 Aug/judgment by default 30 Aug/set aside hearing 9 Oct/Stay denied, ordered by Judge to reveal breakdown of charges andfull hearing 24 May/FULL DISCLOSURE ORDERED BY 8 MARCH/JUDGE TO STRIKE OUT DEFENCE AS NON-COMPLIANCE/DEFENCE STRUCK OUT PAYMENT IN FULL REQUIRED IN 14 DAYS

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Dunno what they mean here........my understanding is that section 75 is where you might buy something with your card......and if its faulty they have to refund the costs.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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I've come home to another letter from them (sent to my current address this time!) saying that they need another 14 day as they are 'experiencing a delay in retrieving the information to address the issues raised'. Again from Claire Morrissey.

 

I think my mcol will be going in long before the 14 days are up!

Abbey - Claim 1

full hearing 22 Feb 07 - Settled in full £710 :D

Abbey (Claim 2)

full hearing 22 Feb 07- Settled in full £4000 :D

Abbey (Claim 3)

Court date 27 June -

Capital One (claim 1)

£467 Settled in full 20 Sep :D

Capital One (claim 2)

£72 refunded 19 Aug :-D

Associates (Citicards)

claim 8 Aug/judgment by default 30 Aug/set aside hearing 9 Oct/Stay denied, ordered by Judge to reveal breakdown of charges andfull hearing 24 May/FULL DISCLOSURE ORDERED BY 8 MARCH/JUDGE TO STRIKE OUT DEFENCE AS NON-COMPLIANCE/DEFENCE STRUCK OUT PAYMENT IN FULL REQUIRED IN 14 DAYS

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If the time is up then you are free to proceed

Dont let them get away with more time !!

 

;)

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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My claim will be going in Tuesday. I can't see them refunding me before then, but I'll give them the chance :D

Abbey - Claim 1

full hearing 22 Feb 07 - Settled in full £710 :D

Abbey (Claim 2)

full hearing 22 Feb 07- Settled in full £4000 :D

Abbey (Claim 3)

Court date 27 June -

Capital One (claim 1)

£467 Settled in full 20 Sep :D

Capital One (claim 2)

£72 refunded 19 Aug :-D

Associates (Citicards)

claim 8 Aug/judgment by default 30 Aug/set aside hearing 9 Oct/Stay denied, ordered by Judge to reveal breakdown of charges andfull hearing 24 May/FULL DISCLOSURE ORDERED BY 8 MARCH/JUDGE TO STRIKE OUT DEFENCE AS NON-COMPLIANCE/DEFENCE STRUCK OUT PAYMENT IN FULL REQUIRED IN 14 DAYS

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If there is no refund waiting for me when I get home from work, there'll be claim going in tonight!

Abbey - Claim 1

full hearing 22 Feb 07 - Settled in full £710 :D

Abbey (Claim 2)

full hearing 22 Feb 07- Settled in full £4000 :D

Abbey (Claim 3)

Court date 27 June -

Capital One (claim 1)

£467 Settled in full 20 Sep :D

Capital One (claim 2)

£72 refunded 19 Aug :-D

Associates (Citicards)

claim 8 Aug/judgment by default 30 Aug/set aside hearing 9 Oct/Stay denied, ordered by Judge to reveal breakdown of charges andfull hearing 24 May/FULL DISCLOSURE ORDERED BY 8 MARCH/JUDGE TO STRIKE OUT DEFENCE AS NON-COMPLIANCE/DEFENCE STRUCK OUT PAYMENT IN FULL REQUIRED IN 14 DAYS

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No refund funnily enough.......

 

Claim issued today online for £375+ £103.77 .

Abbey - Claim 1

full hearing 22 Feb 07 - Settled in full £710 :D

Abbey (Claim 2)

full hearing 22 Feb 07- Settled in full £4000 :D

Abbey (Claim 3)

Court date 27 June -

Capital One (claim 1)

£467 Settled in full 20 Sep :D

Capital One (claim 2)

£72 refunded 19 Aug :-D

Associates (Citicards)

claim 8 Aug/judgment by default 30 Aug/set aside hearing 9 Oct/Stay denied, ordered by Judge to reveal breakdown of charges andfull hearing 24 May/FULL DISCLOSURE ORDERED BY 8 MARCH/JUDGE TO STRIKE OUT DEFENCE AS NON-COMPLIANCE/DEFENCE STRUCK OUT PAYMENT IN FULL REQUIRED IN 14 DAYS

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well done

 

:)

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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