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    • Incidentally to answer your question about what should you do immediately, I would suggest that you send the letter tomorrow. Wait until the end of the week. If they don't respond or if they respond negatively, then write to them immediately and tell them that you are not prepared to do without the vehicle. As they have failed to respond to your putting work in hand and you will be approaching them for the costs of all the repairs and if they cause you any difficulty in you will simply sue them. A bill of about £4000 is easy. It puts you within the small claims track so there is no risk of costs even if you lose – which is most unlikely on the basis of what you say
    • I found it cheers Dave!!   I think focusing on lack of compliance with legislation should be the one, seeing as we just lost the case to them by not complying, it will be worth pointing it out. I also want to poi t out their m.o. Which is less than honourable to say the least. Hopefully the judge will side with the little old lady and not the peoppe who use deceit to line their pockets!!   She said she is happy to speak up but is kindly asking for assistance in the form of a bullet pointed printed paper for her to take in so she can read out her points and leave it at that (without rambling).    Straight and to the point!!    Daves post #66 is legendary 🙌    Thanks for the help guys 😊    Let's kick some ass    
    • I differ from my site team colleague slightly in the the six-month rule applies if you have asserted your rights within the six months. My understanding is that you haven't asserted your rights during that time. In other words you haven't informed them that you are giving them a single opportunity to repair and if they decline or if the repair fails then you are rejecting the car for a refund. Please correct me if I'm wrong. On that basis, you are covered by the consumer rights act but not in terms of the right to reject. You are covered under the consumer rights act in that you are entitled to purchase a vehicle which is of satisfactory quality and remains that way for a reasonable period of time. You don't have to prove that the fault existed at the time of sale – although that's what they will try to tell you and even the motoring ombudsman will try to tell you that. But the motoring ombudsman is an industry led organisation which pretends to be an ombudsman but in fact favours the industry and its advice is wrong and even deceptive. I think you should start off by writing both to the finance company and also to the dealership. Describe the fault to them. Send them the evidence you have that the windscreen was incorrectly fitted and the damage which has been caused as a result. Send in the quotation for the work and require them to respond within seven days and that they must agree that the work will be carried out by a competent professional an authorised repairer. Not one of their cheapskate once. Also, you will want them to agree to provide you with a courtesy car. Also have you incurred any expenses associated with this? Travel, car hire, cost of inspections –?? Have you told us the name of the finance company? My site team colleague is correct that if they cause any trouble then you should see them as co-defendants. You can be certain that they will put their hands up. It will go to court. You would sue them for the cost of the work. You would recover your costs of the installation plus your court costs. I don't think you will be able to sue for the rejection of the vehicle on the basis of what you tell us in terms of having not asserted your rights. However you will be able to recover the cost of all the works – making good everything so that the car is in the condition that it would have been in had the replacement windscreen been properly fitted. I wonder who fitted the replacement windscreen? I think I would be out to sue them as well. Post the draft of your letter to the dealership and also to the finance company here so that we can have a look before you send it off.  
    • Thanks I have been reading quite a few this one got me as it did say they have instructed them to take legal action but thanks again your a legend 
    • Yes we will be emailing them. We have kept a log of all conversations with everyone involved and backed up conversations with emails 👍
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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court ordered claim cancelled


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Out of interest... was is Glos cc?

HSBC

09th June 2006 - Data Protection Act Request

21st June 2006 - Acknowledgement from HSBC

30th June 2006 - 33 letters arrive - 6yrs statements

01st July 2006 - Preliminary request for £2868.24.

12th July 2006 - HSBC offered me £1995, I declined.

17th July 2006 - LBA sent, now £2970

01st August 2006 - MCOL for £3778 (inc 8% + fees)

08th August 2006 - HSBC defending ....

31st August 2006 - SETTLED IN FULL - Wooooooohoooooo.

Halifax

09th June 2006- Data Protection Act Request

22nd June 2006 - Acknowledgement from Halifax

08th July 2006 6yrs statements arrive.

10th July 2006 - Preliminary request for £1393.08.

21st July 2006 - Halifax offered £115, I declined..

24th July 2006 - LBA sent, now £1421.

08th August 2006 - MCOL for £1822 (inc 8% and fees)

16th August 2006 - SETTLED IN FULL - woooohoooo

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The bank in question is Lloyds. The solicitors have most probably received my letter before the stay order as it went to them on Monday by Recorded Delivery. So the offer was accepted before the court order. Logic, huh?

I don't want to clog up BF's inbox- I hope he monitors this thread. I have 7 days from 4th of July to object to this order. Bugger.

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" The claim is stayed pending the determination of the Elliot v Lloyds TSB 6UB01701 currently pending in the London Mercantile Court, in which similar or the same issues appear to arise."

 

Seminole; any idea re; does it affect me if my claim seem to be already settled or can the settlement be voided following this order?

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Can I ask is it a very big claim? I'm worried now, thought it was just Glos.

BOS - Prelim letter del 19/5/06 LBA del. no response - filed 12/06

Clydesdale Financial Services - Gave them their chances off to court we go!

HSBC - Watch out I'm coming after you next!

 

If you like anything I say click the scales!

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" The claim is stayed pending the determination of the Elliot v Lloyds TSB 6UB01701 currently pending in the London Mercantile Court, in which similar or the same issues appear to arise."

 

Seminole; any idea re; does it affect me if my claim seem to be already settled or can the settlement be voided following this order?

 

I'm afraid that I don't know the answer to that but hopefully we will be able to advise.

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Do you want to apply to remove the stay?

 

Contact me

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The amount claimed was £3700 plus court costs and one extra charge which took place after the claim was issued. Total £4035.

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Joa

Yhm

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How long was it since you filed the claim? I just wonder at what stage the stay was put in place? I know you had had an offer of settlement but after the claim was issued how long? Just can't understand how the courts can keep accepting claims then putting them on stay. Also if your claim is put on stay are the banks not even more likely to settle so it doesn't go to mercantile court and become the test case?

BOS - Prelim letter del 19/5/06 LBA del. no response - filed 12/06

Clydesdale Financial Services - Gave them their chances off to court we go!

HSBC - Watch out I'm coming after you next!

 

If you like anything I say click the scales!

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I find this very odd, jifjaf joined today so we have no idea why he was sueing Clydesdale Financial Services or what he had wrote on the claim form.

 

Could this possibly be somebody trying to throw a cat amonst the pigeons. Surely if there were a test case somebody would have sniffed it out by now. I know that when I studied law you could read about pending high profile test cases. I think I'll spend some time looking out for this.

RBOS: Fob off letter recieved 28th June.

LBA for £2,690 & LBA for £3,240 sent 1st July. Replt to LBA'S recieved 14/7/06......fob off again!!! watch this space

:lol: MCOL submitted 19/07/06 :cool:

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It's not my case which is in Mercantile; it's someone's called Elliot, bless his/hers socks.

The claim was put in on 2nd of May and Lloyds' solicitors dragged it to the very last minute of every deadline.

 

Angelface; I wish, honestly. Unfortunately it is not a tease or a prank.

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Yep, the AQ was submitted about 3 weeks ago whilst the solicitors submitted on a very last day of the time frame. But no court date arrived- instead the stay order came through today.

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It's not my case which is in Mercantile; it's someone's called Elliot, bless his/hers socks.

The claim was put in on 2nd of May and Lloyds' solicitors dragged it to the very last minute of every deadline.

 

Angelface; I wish, honestly. Unfortunately it is not a tease or a prank.

 

sorry, I did realise that it wasn't your case. It's just that I hadn't heard about it going to court. Hopefully the court will make a sensible ruling and one that favours all us poor people. good luck

RBOS: Fob off letter recieved 28th June.

LBA for £2,690 & LBA for £3,240 sent 1st July. Replt to LBA'S recieved 14/7/06......fob off again!!! watch this space

:lol: MCOL submitted 19/07/06 :cool:

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JOA

I' have sent you an email which is receiving an out of office reply

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what happens if a case is put on stay with regards to a settlement? Is it possible still to withdraw the case if you are offered a settlement or are you 'stuck'? Would the banks be more likely still to offer a settlent if your case is put on stay to keep it from mercantile court or less likely because the case is 'frozen'?

BOS - Prelim letter del 19/5/06 LBA del. no response - filed 12/06

Clydesdale Financial Services - Gave them their chances off to court we go!

HSBC - Watch out I'm coming after you next!

 

If you like anything I say click the scales!

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OK, another question.. and scuse me for sounding stupid, but..

 

What is a mercantile court, and how does it fit in the grand scheme of things when it comes to the court system in this country?

If my reply or advice was helpful, please click the scales!

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DISCLAIMER: My opinions are strictly personal, and should not be taken as a substitute for individual professional legal advice on your own particular situation.

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My post 62 on this thread

 

Thanks, must admit it's hard to keep track of so many threads on here sometimes. Still none the wiser how the Elliot vs Lloyds TSB case managed to get to the Mercantile Court, but I suppose it's time for some reading up on the subject and see what I can learn.

If my reply or advice was helpful, please click the scales!

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DISCLAIMER: My opinions are strictly personal, and should not be taken as a substitute for individual professional legal advice on your own particular situation.

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so thats 3 stays out of how many hundreds (or possibly thousands) of claims? Admittadly, a little bit to reflect on, but no burst of the dam as of yet. The only factor that matters is who is "elliot" and how far the TSB lets the claim go. Do they have enough support? What is the detail of the claim?

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