Jump to content


  • Tweets

  • Posts

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
        • Like
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
        • Like
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

!!Logbook Loans!!


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5660 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

It has been suggested that it is not unknown for signatures to appear on documents that may not have been signed in the first place. So if they don't know what your signature is like then there is no possibility of them doing anything like that. There's a post on here where someone is alleging exactly that.

Link to post
Share on other sites

You borrowed £1500.

1) How much have you actually paid back to date?

2) How much do they say is outstanding?

 

Ill ring them tomorrow and find out, Ive finished paying the loan back.. they say I still owe them approx £300 which is the reamining charges inc interest on the charges alledgedly also!!

Link to post
Share on other sites

Well there's nowt like rubbing salt into the wound is there? Are you going to accept their offer? :)

 

Roughly, (excluding the £300 ish) what do you think you've paid them so far?

 

 

You really need to ask?? :rolleyes: Haha!

 

I reckon at a rough gestimate just over 3k.. lets see how correct I am when I ring em in the morning.. Must say they dont seem funny about the fact Im ringing them asking them for bits of information ie, agreement number, address, statement of account.. the last couple of days, i was expecting some attitude but that only seems to come when I actually question the charges and interest and how they work it out that they bring out the attitude and bull!! Makes ya wonder thats for sure!!

Link to post
Share on other sites

The best advice I can give you is don't phone them. Ask everything of them in writing. Inform them that all their comunication with you should be in writing. You may well need it all as evidence when you take the **** to court.

 

Just a thought! Do these lowlife **** come from the same stagnant germ infested sewer as the **** from moorcroft?

Link to post
Share on other sites

The best advice I can give you is don't phone them. Ask everything of them in writing. Inform them that all their comunication with you should be in writing. You may well need it all as evidence when you take the **** to court.

 

Just a thought! Do these lowlife **** come from the same stagnant germ infested sewer as the **** from moorcroft?

 

 

Not sure, there are part of some bigger group.. Ill be scanning in my agreement on monday and it says on there :)

 

I havent had the statement I requested yet from them.. next week I will be able to send off the SAR when I can get to the post office for the postal order

Link to post
Share on other sites

Right well a lil has happened since I last posted.. I havent recieved my agreement that I requested by post theres a suprise!!.. Ive recieved a letter from them though about my complaint through the ombudsman, which doesnt really say much, just that they hope I no longer have an issue with them!! as if!

 

Anyway I managed to clear the remaining balance 2 days ago and asked them to send me my logbook back.. so what do I get this morning...?? Only some f**ker elses logbook!!!!!!:evil: Some guy in sheffield who owns a kia lol! So I phoned em up.. WOW the only time Im actually put on to a supervisor is on this occasion when THEY have screwed up and panicking.. hmmm told em I wasnt sending the logbook of this guy back to em till I had mine!! They couldnt have helped me enough.. shame they couldnt have done the same a few months ago when I needed the help!!

 

I feel like not sending them the logbook back but sending it to the guy whos it is with a letter explaining the cock up and to keep his logbook well away from them hahaha!

 

Could they get me into trouble on a legal point for it though?? I really wanna screw em over in that way instead of taking em to court for the excessive charges.. I know which would give me the most pleasure [smugicon]

Link to post
Share on other sites

You can't do that. Sitting on someone else's property until they give you what you think you are entitled to is called a "lien". Sounds like an old french or latin term. You can only do that in certain circumstances and this isn't one of them as you haven't the remotest legal claim to the logbook lol (see why you'd like to do it though).

 

Have you checked if they have received your CCA/SAR request yet. If it's recorded delivery you can check online if they've got it.

Link to post
Share on other sites

  • 2 months later...

Just came accross this thread way late or what!? Anyhow I was advised that this company charging 300% APR is quite common practise. IMHO how they've circumvented being 'spotted' long ago worries me. All I can say thank god I never had the misfortune to have dealing with them and they don't hide these facts!

Michael

 

logbookloans.co.uk:

 

Loan Amount: £1,500

Weekly Repayment: £53.80

Loan Term: 58 weeks

APR: 343.4%

A commitment fee of £215 is added to the loan. It is paid throughout the term of the loan and is included in your weekly repayments as shown above.

Typical 343.4% APR

When I was young I thought that money was the most important thing in life; now that I am old I know that it is. (Oscar Wilde)

--I like to be helpful wherever possible however I'm not qualified in this field. I do consider carefully anything important (normally from personal experience) however please understand that any actions taken are at your own risk--

Link to post
Share on other sites

  • 9 months later...

bab13jasmine - did you ever get a result with reclaiming your charges???

jaxads

 

Halifax - £2281, successfully refunded all charges after LBA letter & telephone call.

Have been offered the difference between the £20 and £12 charges from Capital One -- am sending LBA for remainder.

GE Money - Received settlement of £441, being total charges requested. No interest though.

CCA'd Bank of Scotland / Blair Oliver Scott to produce CCA Agreements on two Credit Cards - well in default, although still chasing payment!!!

EOS Solutions "ceased action on account" on behalf of a friend.

 

All in all, quite busy at the moment and enjoying every minute of it
:eek:

 

 

 

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...