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    • UK citizens will be subject to the same rules as other Third Country Nationals. Keir Starmer to warn of 'major disruption' risk ahead of new UK-EU border checks | ITV News WWW.ITV.COM Ministers will announce measures to try to blunt the impact of the changes, writes ITV News Deputy Political Editor Anushka Asthana. | ITV National...  
    • Oh I see! thats confusing, for some reason the terms and conditions that Evri posted in that threads witness statement are slightly different than the t&cs on packlinks website. Their one says enter into a contract with the transport agency, but the website one says enter into a contract with paclink. via website: (c) Each User will enter into a contract with Packlink for the delivery of its Goods through the chosen Transport Agency. via evri witness statement in that thread: (c) Each User shall then enter into its own contract with the chosen Transport Agency. Packlink does not have any control over, and disclaims all liability that may arise in contracts between a User and a Transport Agency I read your post at #251, so I should use the second one (and changing the screenshot in the court bundle), since I am saying I have a contract with Evri? Is that correct EDIT: Oh I understand the rest of your conversation. you're saying if I was to do this i would have to fully adjust my ws to use the consumer rights act instead of rights of third parties. In that case should I just edit the terms and stick with the third parties plan?. And potentially if needed just bring up the CRA in the hearing, as you guys did in that thread  
    • First, those are the wrong terms,  read posts 240-250 of the thread ive linked to Second donough v stevenson should be more expanded. You should make refernece to the three fold duty of care test as well. Use below as guidance: The Defendant failed its duty of care to the Claimant. As found in Donoghue v Stevenson negligence is distinct and separate to any breach of contract. Furthermore, as held in the same case there need not be a contract between the Claimant and the Defendant for a duty to be established, which in the case of the Claimant on this occasion is the Defendant’s duty of care to the Claimant’s parcel whilst it is in their possession. By losing the Claimant’s parcel the Defendant has acted negligently and breached this duty of care. As such the Claimant avers that even if it is found that the Defendant not be liable in other ways, by means of breach of contract, should the court find there is no contract between Claimant and Defendant, the Claimant would still have rise to a claim on the grounds of the Defendant’s negligence and breach of duty of care to his parcel whilst it was in the Defendant’s possession, as there need not be a contract to give rise to a claim for breach of duty of care.  The court’s attention is further drawn to Caparo Industries plc v Dickman (1990), 2 AC 605 in which a three fold test was used to determine if a duty of care existed. The test required that: (i) Harm must be a reasonably foreseeable result of the defendant’s conduct; (ii) A relationship of proximity must exist and (iii) It must be fair, just and reasonable to impose liability.  
    • Thank you. here's the changes I made 1) removed indexed statement of truth 2) added donough v Stevenson in paragraph 40, just under the Supply of Goods and Services Act 1982 paragraph about reasonable care and skill. i'm assuming this is a good place for it? 3) reworded paragraph 16 (now paragraph 12), and moved the t&cs paragraphs below it then. unless I understood you wrong it seems to fit well. or did you want me to remove the t&cs paragraphs entirely? attached is the updated draft, and thanks again for the help. WS and court bundle-1 fourth draft redacted.pdf
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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TBI Financial Services


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Hello. This is my first post and I have a question about TBI's right (or not) to chase me for money. There was a CCJ against me by Beneficial Bank in about 1991, who later sold it to TBI (according to TBI, but Beneficial Bank never advised me of it). The CCJ is no longer on my credit history. I asked TBI last year for a copy of the credit agreement and they sent me a very poor photocopy of something that I think is the application for the loan but I can't even see a signature on it. The top of the document is cut off and so you can't tell what the title of the document is. I offered TBI what I thought was a reasonable amount but they refused it and I have been paying them between £10 and £25 a month since 1991. The original Judgment was £7,000 approx, the balance now is £4,000. Can they still chase me for this or did they never have the right to chase me in the first place? Can I get rid of this annoyance once and for all? What about the CCJ? Is that lapsed or can it be reactivated? If they never had the right to get money from me in the first place, can I get it all back? Any help would be really appreciated. :-x

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Hi Bullhat.

 

I will move your thread into the General Debt forum where you should get the help you need.

 

Regards, Rooster.

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Hello. This is my first post and I have a question about TBI's right (or not) to chase me for money. There was a CCJ against me by Beneficial Bank in about 1991, who later sold it to TBI (according to TBI, but Beneficial Bank never advised me of it). The CCJ is no longer on my credit history. I asked TBI last year for a copy of the credit agreement and they sent me a very poor photocopy of something that I think is the application for the loan but I can't even see a signature on it. The top of the document is cut off and so you can't tell what the title of the document is. I offered TBI what I thought was a reasonable amount but they refused it and I have been paying them between £10 and £25 a month since 1991. The original Judgment was £7,000 approx, the balance now is £4,000. Can they still chase me for this or did they never have the right to chase me in the first place? Can I get rid of this annoyance once and for all? What about the CCJ? Is that lapsed or can it be reactivated? If they never had the right to get money from me in the first place, can I get it all back? Any help would be really appreciated. :-x

 

A CCJ never "lapses" in that sence, and if you've been paying it (as ordered) you must continue to do so. Sometimes, enforcement action may only be started with the permission of the court.

 

What were the terms of the CCJ?

i will be off site for the next month or so. if you have any problems, feel free to report the post so a moderator can help you.

 

I am not a qualified or practicing lawyer.

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Unfortunately I no longer have the details of the ccj ,but I was under the impression they lasted fof 6 years ,when I have done self credit checks it is no longer shown.I want to know if Tbi Finacial Services have any actual right to persue this very old debt.Thak you.

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well as they have gone ova the 12 working days and 30 calendar days then i think u can report them to TS but i would asked tomterm and PT, tomterm nos who i mean.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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Hi,

 

No the CCA is irrellevent as there is a County Court Judgment in place.

 

i am of the understanding that a CCJ will remain enforcable until it is satisfied. it will not become statute barred if you dont pay it or drop off your file after 6 years liek a default notice will

 

the person to ask is Tomterm8, he is far more knowledgable in these areas

 

sorry i cant help further

 

Regards

paul

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  • 2 weeks later...

As previously stated the CCA is rather irrelevant as the debt has been legally enforced by the court through the CCJ. The CCJ won't show on your credit file because records are only kept for 6 years. My understanding is that a CCJ does not become statute barred (in Scotland we have decrees rather than CCJ's which only become statute barred after 20 years), although if the CCJ hasn't been enforced for over 6 years they would need to apply to the court to reinforce it.

HAVE YOU BEEN TREATED UNFAIRLY BY CREDITORS OR DCA's?

 

BEWARE OF CLAIMS MANAGEMENT COMPANIES OFFERING TO WRITE OFF YOUR DEBTS.

 

 

Please note opinions given by rory32 are offered informally as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

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